Colony Bankcorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	124.33	111.68	99.26	70.76	60.11
Interest Income on Investments	25.62	25.57	25.66	20.77	10.47
Total Interest Income	149.95	137.24	124.92	91.54	70.59
Interest Paid on Deposits	46.71	50.01	35.46	5.88	2.6
Interest Paid on Borrowings	11.34	11.16	11.21	4.99	1.8
Total Interest Expense	58.05	61.17	46.67	10.87	4.4
Net Interest Income	91.9	76.08	78.24	80.67	66.19
Net Interest Income Growth (YoY)	20.80%	-2.77%	-3.01%	21.88%	19.81%
Mortgage Banking Activities	7.54	6.05	6.13	8.55	13.21
Gain (Loss) on Sale of Investments	-1.04	-1.84	-	-0.08	-0.09
Other Non-Interest Income	18.72	16.56	15.71	12.47	9.4
Total Non-Interest Income	40.28	39.38	35.63	35.03	36.29
Non-Interest Income Growth (YoY)	2.30%	10.50%	1.74%	-3.49%	49.69%
Revenues Before Loan Losses	132.18	115.45	113.88	115.7	102.48
Provision for Loan Losses	4.5	3.05	3.6	3.37	0.7
Revenue	127.68	112.4	110.28	112.33	101.78
Revenue Growth (YoY)	13.59%	1.93%	-1.82%	10.36%	39.55%
Salaries and Employee Benefits	52.42	48.47	47.53	51.07	45
Occupancy Expenses	6.75	5.62	5.66	5.92	5.8
Selling, General & Administrative	19.24	18.5	18.41	21	15.45
Other Non-Interest Expense	12.07	10.24	11.47	11.49	7.67
Total Non-Interest Expense	90.48	82.83	83.07	89.48	73.92
EBT Excluding Unusual Items	37.2	29.57	27.21	22.85	27.86
Asset Writedown	-	-	-	-	-0.09
Pretax Income	35.14	29.57	27.21	22.85	23.15
Income Tax Expense	6.88	5.7	5.47	3.31	4.5
Net Income	28.25	23.87	21.75	19.54	18.66
Net Income to Common	28.25	23.87	21.75	19.54	18.66
Net Income Growth	18.37%	9.75%	11.28%	4.73%	57.93%
Basic Shares Outstanding	18	18	18	17	11
Diluted Shares Outstanding	18	18	18	17	11
Shares Change (YoY)	1.32%	-0.12%	2.25%	52.75%	18.48%
EPS (Basic)	1.59	1.36	1.24	1.14	1.66
EPS (Diluted)	1.59	1.36	1.24	1.14	1.66
EPS Growth	16.83%	9.88%	8.83%	-31.44%	33.71%
Dividend Per Share	0.460	0.450	0.440	0.430	0.410
Dividend Growth	2.22%	2.27%	2.33%	4.88%	2.50%
Effective Tax Rate	19.59%	19.28%	20.09%	14.49%	19.41%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q