Colony Bankcorp, Inc. (CBAN)

Colony Bankcorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	118.35	111.68	99.26	70.76	60.11	55.55
Interest Income on Investments	26.9	25.57	25.66	20.77	10.47	7.58
Total Interest Income	145.24	137.24	124.92	91.54	70.59	63.13
Interest Paid on Deposits	47.39	50.01	35.46	5.88	2.6	5.6
Interest Paid on Borrowings	11.34	11.16	11.21	4.99	1.8	2.28
Total Interest Expense	58.74	61.17	46.67	10.87	4.4	7.88
Net Interest Income	86.51	76.08	78.24	80.67	66.19	55.25
Net Interest Income Growth (YoY)	16.15%	-2.77%	-3.01%	21.88%	19.81%	15.46%
Mortgage Banking Activities	6.96	6.05	6.13	8.55	13.21	9.15
Gain (Loss) on Sale of Assets	-	-	-	-	-	1.08
Gain (Loss) on Sale of Investments	-1.44	-1.84	-	-0.08	-0.09	0.93
Other Non-Interest Income	18.07	16.56	15.71	12.47	9.4	6.19
Total Non-Interest Income	39.54	39.38	35.63	35.03	36.29	24.24
Non-Interest Income Growth (YoY)	3.05%	10.50%	1.74%	-3.49%	49.69%	73.12%
Revenues Before Loan Losses	126.05	115.45	113.88	115.7	102.48	79.49
Provision for Loan Losses	3.5	3.05	3.6	3.37	0.7	6.56
Revenue	122.55	112.4	110.28	112.33	101.78	72.93
Revenue Growth (YoY)	12.48%	1.93%	-1.82%	10.36%	39.55%	20.06%
Salaries and Employee Benefits	50.35	48.47	47.53	51.07	45	34.11
Occupancy Expenses	6.11	5.62	5.66	5.92	5.8	5.07
Selling, General & Administrative	19.45	18.5	18.41	21	15.45	11.22
Other Non-Interest Expense	11.47	10.24	11.47	11.49	7.67	5.54
Total Non-Interest Expense	87.38	82.83	83.07	89.48	73.92	55.93
EBT Excluding Unusual Items	35.17	29.57	27.21	22.85	27.86	17
Asset Writedown	-	-	-	-	-0.09	-0.58
Other Unusual Items	-	-	-	-	-	-0.93
Pretax Income	34.44	29.57	27.21	22.85	23.15	14.63
Income Tax Expense	6.6	5.7	5.47	3.31	4.5	2.82
Net Income	27.84	23.87	21.75	19.54	18.66	11.82
Net Income to Common	27.84	23.87	21.75	19.54	18.66	11.82
Net Income Growth	26.36%	9.75%	11.28%	4.73%	57.93%	15.71%
Basic Shares Outstanding	17	18	18	17	11	9
Diluted Shares Outstanding	17	18	18	17	11	9
Shares Change (YoY)	-0.45%	-0.12%	2.25%	52.75%	18.48%	4.04%
EPS (Basic)	1.59	1.36	1.24	1.14	1.66	1.24
EPS (Diluted)	1.59	1.36	1.24	1.14	1.66	1.24
EPS Growth	26.78%	9.88%	8.83%	-31.44%	33.71%	10.87%
Dividend Per Share	0.458	0.450	0.440	0.430	0.410	0.400
Dividend Growth	2.23%	2.27%	2.33%	4.88%	2.50%	33.33%
Effective Tax Rate	19.16%	19.28%	20.09%	14.49%	19.41%	19.24%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q