Colony Bankcorp, Inc. (CBAN)

Colony Bankcorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	91.9	76.08	78.24	80.67	66.19
Net Interest Income Growth	20.80%	-2.77%	-3.01%	21.88%	19.81%
Non-Interest Income	5.62	4.74	35.63	35.03	36.29
Non-Interest Income Growth	18.58%	-86.69%	1.74%	-3.49%	49.69%
Revenues Before Loan Losses	97.52	80.82	113.88	115.7	102.48
Provision for Credit Losses	4.5	3.05	3.6	3.37	0.7
Revenue	93.02	77.77	110.28	112.33	101.78
Revenue Growth (YoY)	19.62%	-29.48%	-1.82%	10.36%	39.55%
Compensation Expenses	52.42	49.77	49.23	52.81	45.6
Selling, General & Admin	26	22.83	22.37	25.18	20.65
Other Non-Interest Expenses	14.13	10.24	11.47	11.49	12.38
Total Non-Interest Expense	92.55	82.83	83.07	89.48	78.63
Pretax Income	35.14	29.57	27.21	22.85	23.15
Provision for Income Taxes	6.88	5.7	5.47	3.31	4.5
Net Income	28.25	23.87	21.75	19.54	18.66
Net Income to Common	28.25	23.87	21.75	19.54	18.66
Net Income Growth	18.37%	9.75%	11.28%	4.73%	57.93%
Shares Outstanding (Basic)	18	18	11	11	11
Shares Outstanding (Diluted)	18	18	11	11	11
Shares Change (YoY)	1.32%	56.01%	-	-	18.48%
EPS (Basic)	1.59	1.36	0.06	1.14	1.66
EPS (Diluted)	1.59	1.36	0.06	1.14	1.66
EPS Growth	16.91%	2166.67%	-94.74%	-31.32%	33.87%
Shares Outstanding	21.25	17.52	17.56	17.64	13.67
Free Cash Flow	-6.9	22.32	17.37	46.85	30.27
Free Cash Flow Growth	-	28.54%	-62.93%	54.78%	-
Free Cash Flow Per Share	-0.39	1.27	1.54	4.16	2.69
Dividends Per Share	0.460	0.450	0.440	0.430	0.410
Dividend Growth	2.22%	2.27%	2.33%	4.88%	2.50%
Profit Margin	30.37%	30.69%	19.72%	17.40%	18.33%
FCF Margin	-7.42%	28.70%	15.75%	41.70%	29.74%
EBITDA	7.72	8.13	8.7	11.63	8.63
EBITDA Margin	8.30%	10.45%	7.89%	10.35%	8.48%
Effective Tax Rate	19.59%	19.27%	20.09%	14.48%	19.41%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q