Colony Bankcorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	23.87	21.75	19.54	18.66
Depreciation & Amortization	8.13	8.7	11.63	8.63
Gain (Loss) on Sale of Assets	-0.16	-0.38	-0.06	0
Gain (Loss) on Sale of Investments	1.84	-	0.08	0.09
Total Asset Writedown	0.2	-	-	0.09
Provision for Credit Losses	3.05	3.6	3.37	0.7
Net Decrease (Increase) in Loans Originated / Sold - Operating	-2.59	-5.15	26.62	21.78
Change in Other Net Operating Assets	-2.01	-3.1	-7.95	-3.16
Other Operating Activities	-0.7	-0.9	0.61	-3.78
Operating Cash Flow	23.4	20.98	49.74	36.1
Operating Cash Flow Growth	11.52%	-57.82%	37.77%	-
Capital Expenditures	-1.08	-3.62	-2.9	-5.84
Sale of Property, Plant and Equipment	0.08	0.43	0.52	0.02
Cash Acquisitions	-	-	-	33.3
Investment in Securities	63.8	53.16	-43.54	-270.22
Income (Loss) Equity Investments	-0.27	-0.17	0.36	0.04
Net Decrease (Increase) in Loans Originated / Sold - Investing	36.97	-148.6	-399.87	28.45
Other Investing Activities	1.39	-0.13	-2.44	5.96
Investing Cash Flow	101.16	-98.75	-448.23	-208.33
Long-Term Debt Issued	290	1,235	631.51	-
Long-Term Debt Repaid	-280.5	-1,200	-517.5	-107.79
Net Debt Issued (Repaid)	9.5	35	114.01	-107.79
Issuance of Common Stock	-	-	59.47	-
Repurchase of Common Stock	-1.6	-0.66	-0.77	-
Common Dividends Paid	-7.9	-7.72	-7.16	-4.46
Total Dividends Paid	-7.9	-7.72	-7.16	-4.46
Net Increase (Decrease) in Deposit Accounts	23.15	53.79	116.39	298.21
Financing Cash Flow	23.15	80.41	281.93	185.95
Net Cash Flow	147.71	2.64	-116.55	13.73
Free Cash Flow	22.32	17.37	46.85	30.27
Free Cash Flow Growth	28.54%	-62.93%	54.78%	-
Free Cash Flow Margin	19.86%	15.75%	41.70%	29.74%
Free Cash Flow Per Share	1.27	0.99	2.73	2.69
Cash Interest Paid	61.75	44.86	10.22	4.39
Cash Income Tax Paid	4.72	5.21	3.84	3.86

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q