Colony Bankcorp, Inc. (CBAN)

Colony Bankcorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	27.84	23.87	21.75	19.54	18.66	11.82
Depreciation & Amortization	5.42	8.13	8.7	11.63	8.63	5.86
Provision for Credit Losses	3.5	3.05	3.6	3.37	0.7	6.56
Stock-Based Compensation	0.83	1.3	1.7	1.74	0.6	0.03
Net Change in Loans Held-for-Sale	15.09	-2.59	-5.15	26.62	21.78	-40.71
Other Adjustments	-6.99	-10.07	-7.94	-6.57	-12.15	-4.06
Changes in Other Operating Activities	-3.33	-0.29	-1.68	-6.59	-2.12	1.41
Operating Cash Flow	44.96	23.4	20.98	49.74	36.1	-19.09
Operating Cash Flow Growth	38.68%	11.52%	-57.82%	37.77%	-	-
Net Change in Loans Held-for-Investment	-198.43	36.97	-148.6	-399.87	28.45	-94.62
Net Change in Securities and Investments	104.19	63.25	49.46	-46.99	-267.91	-25.63
Payments for Business Acquisitions	-1.75	-	-	-	33.3	-
Capital Expenditures	-1.34	-1.08	-3.62	-2.9	-5.84	-4.24
Sale of Property, Plant & Equipment	0.04	0.08	3.6	0.52	1.55	1.04
Other Investing Activities	1.74	1.95	0.41	1.01	2.11	-6.81
Investing Cash Flow	-38.77	101.16	-98.75	-448.23	-208.33	-130.27
Net Change in Deposits	59.36	23.15	53.79	116.39	298.21	151.29
Long-Term Debt Issued	275	290	1,235	631.51	-	148.5
Long-Term Debt Repaid	-225	-280.5	-1,200	-517.5	-107.79	-67.21
Net Long-Term Debt Issued (Repaid)	50	9.5	35	114.01	-107.79	81.29
Issuance of Common Stock	-	-	-	59.47	-	-
Repurchase of Common Stock	-2.04	-1.6	-0.66	-0.77	-	-
Net Common Stock Issued (Repurchased)	-2.04	-1.6	-0.66	58.7	-	-
Common Dividends Paid	-8	-7.9	-7.72	-7.16	-4.46	-3.8
Financing Cash Flow	48.93	23.15	80.41	281.93	185.95	228.77
Net Cash Flow	55.11	147.71	2.64	-116.55	13.73	79.41
Free Cash Flow	43.61	22.32	17.37	46.85	30.27	-23.34
Free Cash Flow Growth	95.39%	28.54%	-62.93%	54.78%	-	-
FCF Margin	51.71%	19.86%	15.75%	41.71%	29.74%	-32.00%
Free Cash Flow Per Share	2.49	1.27	3.62	2.73	2.69	-2.46
Levered Free Cash Flow	78.59	40.13	60.15	135.69	-88.46	96.13
Unlevered Free Cash Flow	0.74	6.76	3.41	2.14	0.67	3.03

Updated Nov 7, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q