Colony Bankcorp, Inc. (CBAN)

Colony Bankcorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	27.84	23.87	21.75	19.54	18.66	11.82
Depreciation & Amortization	7.43	8.13	8.7	11.63	8.63	5.86
Gain (Loss) on Sale of Assets	0.11	-0.16	-0.38	-0.06	0	-1.08
Gain (Loss) on Sale of Investments	1.44	1.84	-	0.08	0.09	-0.93
Total Asset Writedown	-	0.2	-	-	0.09	0.58
Provision for Credit Losses	3.5	3.05	3.6	3.37	0.7	6.56
Net Decrease (Increase) in Loans Originated / Sold - Operating	15.09	-2.59	-5.15	26.62	21.78	-40.71
Change in Other Net Operating Assets	-4.96	-2.01	-3.1	-7.95	-3.16	0.67
Other Operating Activities	0.11	-0.7	-0.9	0.61	-3.78	-0.3
Operating Cash Flow	44.96	23.4	20.98	49.74	36.1	-19.09
Operating Cash Flow Growth	38.68%	11.52%	-57.82%	37.77%	-	-
Capital Expenditures	-1.34	-1.08	-3.62	-2.9	-5.84	-4.24
Sale of Property, Plant and Equipment	0.04	0.08	0.43	0.52	0.02	1.04
Cash Acquisitions	-	-	-	-	33.3	-
Investment in Securities	121.64	63.8	53.16	-43.54	-270.22	-26.62
Income (Loss) Equity Investments	-0.25	-0.27	-0.17	0.36	0.04	-
Net Decrease (Increase) in Loans Originated / Sold - Investing	-156.92	36.97	-148.6	-399.87	28.45	-94.62
Other Investing Activities	-2.19	1.39	-0.13	-2.44	5.96	-5.82
Investing Cash Flow	-38.77	101.16	-98.75	-448.23	-208.33	-130.27
Long-Term Debt Issued	-	290	1,235	631.51	-	148.5
Long-Term Debt Repaid	-	-280.5	-1,200	-517.5	-107.79	-67.21
Net Debt Issued (Repaid)	-	9.5	35	114.01	-107.79	81.29
Issuance of Common Stock	-	-	-	59.47	-	-
Repurchase of Common Stock	-2.43	-1.6	-0.66	-0.77	-	-
Common Dividends Paid	-8	-7.9	-7.72	-7.16	-4.46	-3.8
Total Dividends Paid	-8	-7.9	-7.72	-7.16	-4.46	-3.8
Net Increase (Decrease) in Deposit Accounts	59.36	23.15	53.79	116.39	298.21	151.29
Financing Cash Flow	48.93	23.15	80.41	281.93	185.95	228.77
Net Cash Flow	55.11	147.71	2.64	-116.55	13.73	79.41
Free Cash Flow	43.61	22.32	17.37	46.85	30.27	-23.34
Free Cash Flow Growth	39.49%	28.54%	-62.93%	54.78%	-	-
Free Cash Flow Margin	35.59%	19.86%	15.75%	41.70%	29.74%	-32.00%
Free Cash Flow Per Share	2.49	1.27	0.99	2.73	2.69	-2.46
Cash Interest Paid	59.01	61.75	44.86	10.22	4.39	7.82
Cash Income Tax Paid	3.91	4.72	5.21	3.84	3.86	2.45

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q