Central Bancompany Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	719.68	712.38	708.39	646.92	496.2	473.66
Interest Income on Investments	321.19	277.57	196.59	153.73	112.51	43.28
Total Interest Income	1,041	989.95	904.98	800.65	608.71	516.94
Interest Paid on Deposits	171.72	175.2	190.43	128.69	37.97	18.73
Interest Paid on Borrowings	22.42	25.08	27.22	38.78	14.96	2.36
Total Interest Expense	194.15	200.28	217.65	167.47	52.93	21.09
Net Interest Income	846.72	789.67	687.32	633.18	555.78	495.86
Net Interest Income Growth	10.59%	14.89%	8.55%	13.93%	12.08%	0.51%
Trust Income	62.32	51.95	45.9	40.2	38.23	38.61
Mortgage Banking Activities	38.38	39.57	42.08	37.11	38.93	88.93
Gain (Loss) on Sale of Assets	-	-	-	1.19	0.49	1.59
Gain (Loss) on Sale of Investments	0.85	-6.81	-36.66	-18.89	-0.49	1.45
Other Non-Interest Income	165.67	146.98	159.07	147.28	154.08	144.88
Total Non-Interest Income	267.21	231.69	210.39	206.88	231.25	275.46
Non-Interest Income Growth	40.66%	10.13%	1.70%	-10.54%	-16.05%	-0.41%
Revenues Before Loan Losses	1,114	1,021	897.71	840.06	787.02	771.31
Provision for Loan Losses	13.74	9.31	14.59	16.25	13.72	6.15
Revenue	1,100	1,012	883.13	823.81	773.31	765.17
Revenue Growth	16.22%	14.60%	7.20%	6.53%	1.06%	3.01%
Salaries and Employee Benefits	309.76	294.96	277.63	269.49	254.4	267.12
Occupancy Expenses	45.59	44.8	43.01	40.65	24.66	23.14
Federal Deposit Insurance	-	-	-	5.67	2.77	3.04
Selling, General & Administrative	72.78	72.93	74.18	63.26	65.75	56.17
Other Non-Interest Expense	90.33	92.79	94.59	90	92.24	95.32
Total Non-Interest Expense	518.46	505.49	489.41	469.07	439.82	444.79
EBT Excluding Unusual Items	581.74	506.56	393.72	354.74	333.49	320.37
Pretax Income	581.74	506.56	393.72	354.74	333.49	320.37
Income Tax Expense	133.04	115.71	87.91	81.04	75.27	73.54
Net Income	448.69	390.85	305.81	273.69	258.22	246.83
Preferred Dividends & Other Adjustments	0.67	0.67	0.12	0.61	-	-
Net Income to Common	448.03	390.19	305.69	273.08	258.22	246.83
Net Income Growth	30.05%	27.64%	11.94%	5.76%	4.61%	2.51%
Basic Shares Outstanding	237	222	221	221	221	221
Diluted Shares Outstanding	237	222	221	221	221	221
Shares Change	7.56%	0.80%	-0.05%	-0.02%	-0.25%	0.02%
EPS (Basic)	1.89	1.75	1.39	1.24	1.17	1.12
EPS (Diluted)	1.89	1.75	1.39	1.24	1.17	1.12
EPS Growth	20.91%	26.28%	12.00%	5.78%	4.87%	2.49%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.415	0.220	0.180	0.160	0.148	0.210
Dividend Growth	20.29%	22.22%	12.50%	8.11%	-29.52%	3.96%
Effective Tax Rate	22.87%	22.84%	22.33%	22.85%	22.57%	22.96%