Commercial Bancgroup Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Interest Income on Loans	113.54	112.3	113.39	95.21
Interest Income on Investments	7.47	9.3	9.82	7.43
Total Interest Income	121.01	121.6	123.21	102.64
Interest Paid on Deposits	33.14	37.11	40.35	24.09
Interest Paid on Borrowings	2.57	4.07	5.28	6.44
Total Interest Expense	35.72	41.17	45.63	30.54
Net Interest Income	85.29	80.43	77.58	72.1
Net Interest Income Growth	7.43%	3.67%	7.61%	-
Gain (Loss) on Sale of Assets	0.04	0.04	0.76	0.05
Other Non-Interest Income	10.38	9.73	9.97	9.61
Total Non-Interest Income	10.58	9.93	10.88	9.62
Non-Interest Income Growth	2.77%	-8.71%	13.08%	-
Revenues Before Loan Losses	95.87	90.36	88.46	81.72
Provision for Loan Losses	1.33	0.46	1.83	3.27
Revenue	94.54	89.9	86.63	78.45
Revenue Growth	5.42%	3.77%	10.44%	-
Salaries and Employee Benefits	23.02	22.64	22.73	20.29
Occupancy Expenses	6.96	6.8	7.63	5.97
Federal Deposit Insurance	0.94	0.97	1.13	1.04
Selling, General & Administrative	5.95	5.9	7.84	6.36
Other Non-Interest Expense	6.11	6.16	6.73	5.09
Total Non-Interest Expense	42.98	42.48	46.06	38.75
EBT Excluding Unusual Items	51.56	47.42	40.57	39.69
Pretax Income	50.96	47.42	40.57	39.69
Income Tax Expense	10.2	10.22	8.89	8.48
Earnings From Continuing Operations	40.76	37.2	31.69	31.21
Minority Interest in Earnings	-	-	-0.28	-0.52
Net Income	40.76	37.2	31.41	30.69
Net Income to Common	40.76	37.2	31.41	30.69
Net Income Growth	24.77%	18.42%	2.34%	-
Basic Shares Outstanding	14	13	12	12
Diluted Shares Outstanding	14	13	12	12
Shares Change	12.40%	1.97%	1.16%	-
EPS (Basic)	2.97	2.95	2.58	2.52
EPS (Diluted)	2.96	2.95	2.54	2.51
EPS Growth	11.10%	16.14%	1.20%	-

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Dividend Per Share	0.310	0.160	0.170	0.120
Dividend Growth	-8.82%	-5.88%	41.67%	-
Effective Tax Rate	20.01%	21.56%	21.90%	21.37%

SEC Filings: 10-K · 10-Q