Commercial Bancgroup Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Interest Income on Loans	112.01	112.3	113.39	95.21
Interest Income on Investments	7.59	9.3	9.82	7.43
Total Interest Income	119.6	121.6	123.21	102.64
Interest Paid on Deposits	33.44	37.11	40.35	24.09
Interest Paid on Borrowings	3.13	4.07	5.28	6.44
Total Interest Expense	36.57	41.17	45.63	30.54
Net Interest Income	83.02	80.43	77.58	72.1
Net Interest Income Growth	6.14%	3.67%	7.61%	-
Gain (Loss) on Sale of Assets	0.06	0.04	0.76	0.05
Other Non-Interest Income	10.18	9.73	9.97	9.61
Total Non-Interest Income	10.51	9.93	10.88	9.62
Non-Interest Income Growth	0.29%	-8.71%	13.08%	-
Revenues Before Loan Losses	93.53	90.36	88.46	81.72
Provision for Loan Losses	0.98	0.46	1.83	3.27
Revenue	92.55	89.9	86.63	78.45
Revenue Growth	4.73%	3.77%	10.44%	-
Salaries and Employee Benefits	22.45	22.64	22.73	20.29
Occupancy Expenses	6.93	6.8	7.63	5.97
Federal Deposit Insurance	0.95	0.97	1.13	1.04
Selling, General & Administrative	6.13	5.9	7.84	6.36
Other Non-Interest Expense	6.08	6.16	6.73	5.09
Total Non-Interest Expense	42.53	42.48	46.06	38.75
EBT Excluding Unusual Items	50.02	47.42	40.57	39.69
Pretax Income	49.41	47.42	40.57	39.69
Income Tax Expense	10.06	10.22	8.89	8.48
Earnings From Continuing Operations	39.36	37.2	31.69	31.21
Minority Interest in Earnings	-	-	-0.28	-0.52
Net Income	39.36	37.2	31.41	30.69
Net Income to Common	39.36	37.2	31.41	30.69
Net Income Growth	21.43%	18.42%	2.34%	-
Basic Shares Outstanding	13	13	12	12
Diluted Shares Outstanding	13	13	12	12
Shares Change	9.06%	1.97%	1.16%	-
EPS (Basic)	2.95	2.95	2.58	2.52
EPS (Diluted)	2.95	2.95	2.54	2.51
EPS Growth	11.62%	16.14%	1.20%	-

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Dividend Per Share	0.190	0.160	0.170	0.120
Dividend Growth	5.56%	-5.88%	41.67%	-
Effective Tax Rate	20.35%	21.56%	21.90%	21.37%

SEC Filings: 10-K · 10-Q