Community Financial System, Inc. (CBU)
NYSE: CBU · Real-Time Price · USD
64.81
-0.27 (-0.41%)
Jul 31, 2026, 4:00 PM EDT - Market closed
CBU Ratios and Metrics
Market cap in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Quarter | Current | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 |
| 3,409 | 3,527 | 3,081 | 3,026 | 3,100 | 3,006 | 3,004 | 3,249 | 3,051 | 2,480 | 2,534 | 2,779 | 2,255 | 2,509 | 2,820 | 3,383 | 3,228 | 3,400 | 3,782 | 4,013 | |
Market Cap Growth (YoY) | 21.03% | 17.36% | 2.56% | -6.85% | 1.58% | 21.22% | 18.55% | 16.90% | 35.30% | -1.19% | -10.13% | -17.85% | -30.15% | -26.20% | -25.44% | -15.70% | -12.50% | -16.64% | -8.50% | 20.17% |
Last Close Price | 64.81 | 67.12 | 58.65 | 57.44 | 58.64 | 56.87 | 56.86 | 61.68 | 58.07 | 47.21 | 48.03 | 52.11 | 42.21 | 46.88 | 52.49 | 62.95 | 60.08 | 63.28 | 70.15 | 74.48 |
PE Ratio | 15.03 | 15.57 | 14.24 | 14.47 | 15.11 | 15.50 | 15.75 | 17.93 | 18.55 | 15.13 | 15.49 | 21.27 | 15.13 | 16.33 | 19.37 | 18.19 | 18.26 | 19.65 | 20.82 | 21.40 |
Forward PE | 13.24 | 13.53 | 12.51 | 12.32 | 13.31 | 13.46 | 14.12 | 16.10 | 16.58 | 14.49 | 14.92 | 16.08 | 12.61 | 13.94 | 14.13 | 16.91 | 15.92 | 18.08 | 21.31 | 23.56 |
PEG Ratio | - | 2.43 | 2.43 | 2.43 | 2.43 | 2.43 | 2.43 | 2.43 | 2.43 | 2.43 | 2.43 | 2.43 | 2.43 | 2.43 | 2.43 | 2.43 | 2.43 | 2.43 | 2.43 | 2.43 |
PS Ratio | 4.07 | 4.43 | 3.89 | 3.54 | 4.09 | 4.08 | 4.15 | 4.17 | 4.43 | 3.65 | 3.77 | 4.01 | 3.52 | 3.93 | 4.51 | 5.09 | 4.97 | 5.34 | 5.99 | 6.37 |
PB Ratio | 1.64 | - | 1.52 | 1.51 | 1.60 | 1.60 | 1.64 | 1.84 | 1.71 | 1.48 | 1.53 | 1.64 | 1.45 | 1.55 | 1.73 | 2.18 | 2.21 | 2.05 | 2.04 | 1.91 |
P/TBV Ratio | - | - | 2.87 | 2.86 | 2.98 | 3.07 | 3.22 | 3.80 | 3.46 | 3.26 | 1.55 | 3.50 | 3.46 | 3.52 | 3.87 | 5.26 | 5.89 | 4.61 | 3.86 | 3.29 |
P/FCF Ratio | 14.11 | - | 12.75 | 12.97 | 13.46 | 15.12 | 15.31 | 14.66 | 15.03 | 11.86 | 11.85 | 13.24 | 9.46 | 11.40 | 12.50 | 16.77 | 17.98 | 16.97 | 21.28 | 21.25 |
P/OCF Ratio | 10.96 | - | 9.91 | 10.02 | 10.95 | 12.59 | 13.36 | 13.41 | 13.79 | 10.82 | 10.97 | 12.17 | 8.83 | 10.70 | 11.75 | 15.76 | 16.77 | 15.94 | 19.63 | 19.81 |
Debt / Equity Ratio | - | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt / FCF Ratio | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.05 | 0.08 | 0.07 | 0.07 | 0.07 |
Net Debt / Equity Ratio | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Net Debt / FCF Ratio | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 0.05 | 0.08 | 0.07 | 0.07 | 0.07 |
Asset Turnover | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Return on Equity (ROE) | 3.10% | 3.10% | 2.97% | 2.89% | 2.96% | 2.89% | 2.84% | 2.88% | 2.63% | 2.91% | 2.48% | 2.07% | 2.93% | 2.95% | 0.33% | 2.88% | 2.76% | 2.14% | 2.46% | 2.07% |
Earnings Yield | 6.72% | 6.42% | 7.02% | 6.91% | 6.62% | 6.45% | 6.35% | 5.58% | 5.39% | 6.61% | 6.45% | 4.70% | 6.61% | 6.12% | 5.16% | 5.50% | 5.48% | 5.09% | 4.80% | 4.67% |
FCF Yield | 7.09% | 0.00% | 7.84% | 7.71% | 7.43% | 6.61% | 6.53% | 6.82% | 6.65% | 8.43% | 8.44% | 7.55% | 10.57% | 8.77% | 8.00% | 5.96% | 5.56% | 5.89% | 4.70% | 4.71% |
Dividend Yield | 3.02% | 0.00% | 0.80% | 0.81% | 0.79% | 0.80% | 0.81% | 0.74% | 0.78% | 0.96% | 0.94% | 0.86% | 1.05% | 0.94% | 0.84% | 0.69% | 0.72% | 0.68% | 0.61% | 0.57% |
Payout Ratio | 45.46% | 0.00% | 43.38% | 45.45% | 44.14% | 47.23% | 48.91% | 48.54% | 54.08% | 49.75% | 58.79% | 71.36% | 53.49% | 49.15% | 408.90% | 45.13% | 47.70% | 58.33% | 49.38% | 53.32% |
Buyback Yield / Dilution | 0.18% | 0.38% | 0.25% | 0.22% | -0.24% | -0.70% | 0.75% | 1.09% | 1.73% | 1.94% | 1.35% | 1.08% | 0.97% | 0.79% | 0.61% | 0.56% | 0.51% | 0.46% | -0.18% | -0.67% |
Total Shareholder Return | 3.20% | 0.38% | 1.06% | 1.04% | 0.55% | 0.10% | 1.56% | 1.83% | 2.51% | 2.90% | 2.29% | 1.94% | 2.02% | 1.73% | 1.44% | 1.25% | 1.23% | 1.14% | 0.44% | -0.10% |