Community Bank System, Inc. (CBU)
NYSE: CBU · IEX Real-Time Price · USD
42.56
-0.36 (-0.84%)
Apr 15, 2024, 4:00 PM EDT - Market closed

Community Bank System Statistics

Total Valuation

CBU has a market cap or net worth of $2.27 billion. The enterprise value is $2.84 billion.

Market Cap 2.27B
Enterprise Value 2.84B

Important Dates

The next confirmed earnings date is Tuesday, April 23, 2024, before market open.

Earnings Date Apr 23, 2024
Ex-Dividend Date Mar 14, 2024

Share Statistics

CBU has 53.33 million shares outstanding. The number of shares has decreased by -0.65% in one year.

Shares Outstanding 53.33M
Shares Change (YoY) -0.65%
Shares Change (QoQ) -0.26%
Owned by Insiders (%) 1.28%
Owned by Institutions (%) 75.77%
Float 52.64M

Valuation Ratios

The trailing PE ratio is 17.37 and the forward PE ratio is 13.08. CBU's PEG ratio is 2.17.

PE Ratio 17.37
Forward PE 13.08
PS Ratio 3.54
Forward PS 3.13
PB Ratio 1.34
P/FCF Ratio 10.44
PEG Ratio 2.17
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 14.47, with an EV/FCF ratio of 13.09.

EV / Earnings 21.56
EV / Sales 4.44
EV / EBITDA 14.47
EV / EBIT 16.90
EV / FCF 13.09

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 0.45
Debt / EBITDA 3.89
Debt / FCF 3.52
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 8.10% and return on invested capital (ROIC) is 5.36%.

Return on Equity (ROE) 8.10%
Return on Assets (ROA) 0.90%
Return on Capital (ROIC) 5.36%
Revenue Per Employee $224,962
Profits Per Employee $46,305
Employee Count 2,849
Asset Turnover 0.04
Inventory Turnover n/a

Taxes

In the past 12 months, CBU has paid $36.31 million in taxes.

Income Tax 36.31M
Effective Tax Rate 21.58%

Stock Price Statistics

The stock price has decreased by -13.92% in the last 52 weeks. The beta is 0.65, so CBU's price volatility has been lower than the market average.

Beta (1Y) 0.65
52-Week Price Change -13.92%
50-Day Moving Average 45.24
200-Day Moving Average 46.28
Relative Strength Index (RSI) 35.67
Average Volume (30 Days) 289,103

Short Selling Information

The latest short interest is 1.79 million, so 3.35% of the outstanding shares have been sold short.

Short Interest 1.79M
Short Previous Month 1.96M
Short % of Shares Out 3.35%
Short % of Float 3.39%
Short Ratio (days to cover) 5.42

Income Statement

In the last 12 months, CBU had revenue of $640.92 million and earned $131.92 million in profits. Earnings per share was $2.45.

Revenue 640.92M
Gross Profit 640.92M
Operating Income 168.23M
Pretax Income 168.23M
Net Income 131.92M
EBITDA 196.58M
EBIT 168.23M
Earnings Per Share (EPS) $2.45
Full Income Statement

Balance Sheet

The company has $190.96 million in cash and $765.20 million in debt, giving a net cash position of -$574.24 million or -$10.77 per share.

Cash & Cash Equivalents 190.96M
Total Debt 765.20M
Net Cash -574.24M
Net Cash Per Share -$10.77
Equity / Book Value 1.70B
Book Value Per Share 31.84
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $228.42 million and capital expenditures -$11.11 million, giving a free cash flow of $217.31 million.

Operating Cash Flow 228.42M
Capital Expenditures -11.11M
Free Cash Flow 217.31M
FCF Per Share $4.07
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 26.25% and 20.58%.

Gross Margin 100.00%
Operating Margin 26.25%
Pretax Margin 26.25%
Profit Margin 20.58%
EBITDA Margin 30.67%
EBIT Margin 26.25%
FCF Margin 33.91%

Dividends & Yields

This stock pays an annual dividend of $1.80, which amounts to a dividend yield of 4.23%.

Dividend Per Share $1.80
Dividend Yield 4.23%
Dividend Growth (YoY) 2.29%
Years of Dividend Growth 33
Payout Ratio 73.47%
Buyback Yield 0.65%
Shareholder Yield 4.88%
Earnings Yield 5.81%
FCF Yield 9.57%
Dividend Details

Analyst Forecast

The average price target for CBU is $47.67, which is 12.01% higher than the current price. The consensus rating is "Hold".

Price Target $47.67
Price Target Difference 12.01%
Analyst Consensus Hold
Analyst Count 4
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on April 13, 2004. It was a forward split with a ratio of 2:1.

Last Split Date Apr 13, 2004
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 5