Community Bank System, Inc. (CBU)
Total Valuation
CBU has a market cap or net worth of $2.53 billion. The enterprise value is $3.10 billion.
Market Cap | 2.53B |
Enterprise Value | 3.10B |
Important Dates
The next confirmed earnings date is Tuesday, April 23, 2024, before market open.
Earnings Date | Apr 23, 2024 |
Ex-Dividend Date | Mar 14, 2024 |
Share Statistics
CBU has 53.33 million shares outstanding. The number of shares has decreased by -0.65% in one year.
Shares Outstanding | 53.33M |
Shares Change (YoY) | -0.65% |
Shares Change (QoQ) | -0.26% |
Owned by Insiders (%) | 1.35% |
Owned by Institutions (%) | 75.39% |
Float | 52.55M |
Valuation Ratios
The trailing PE ratio is 19.35 and the forward PE ratio is 14.57. CBU's PEG ratio is 2.17.
PE Ratio | 19.35 |
Forward PE | 14.57 |
PS Ratio | 3.94 |
Forward PS | 3.48 |
PB Ratio | 1.49 |
P/FCF Ratio | 11.63 |
PEG Ratio | 2.17 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 15.78, with an EV/FCF ratio of 14.27.
EV / Earnings | 23.51 |
EV / Sales | 4.84 |
EV / EBITDA | 15.78 |
EV / EBIT | 18.44 |
EV / FCF | 14.27 |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | 0.45 |
Debt / EBITDA | 3.89 |
Debt / FCF | 3.52 |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.10% and return on invested capital (ROIC) is 5.36%.
Return on Equity (ROE) | 8.10% |
Return on Assets (ROA) | 0.90% |
Return on Capital (ROIC) | 5.36% |
Revenue Per Employee | $224,962 |
Profits Per Employee | $46,305 |
Employee Count | 2,849 |
Asset Turnover | 0.04 |
Inventory Turnover | n/a |
Taxes
In the past 12 months, CBU has paid $36.31 million in taxes.
Income Tax | 36.31M |
Effective Tax Rate | 21.58% |
Stock Price Statistics
The stock price has decreased by -10.67% in the last 52 weeks. The beta is 0.66, so CBU's price volatility has been lower than the market average.
Beta (1Y) | 0.66 |
52-Week Price Change | -10.67% |
50-Day Moving Average | 45.93 |
200-Day Moving Average | 46.53 |
Relative Strength Index (RSI) | 59.44 |
Average Volume (30 Days) | 306,409 |
Short Selling Information
The latest short interest is 1.96 million, so 3.68% of the outstanding shares have been sold short.
Short Interest | 1.96M |
Short Previous Month | 1.86M |
Short % of Shares Out | 3.68% |
Short % of Float | 3.74% |
Short Ratio (days to cover) | 7.56 |
Income Statement
In the last 12 months, CBU had revenue of $640.92 million and earned $131.92 million in profits. Earnings per share was $2.45.
Revenue | 640.92M |
Gross Profit | 640.92M |
Operating Income | 168.23M |
Pretax Income | 168.23M |
Net Income | 131.92M |
EBITDA | 196.58M |
EBIT | 168.23M |
Earnings Per Share (EPS) | $2.45 |
Balance Sheet
The company has $190.96 million in cash and $765.20 million in debt, giving a net cash position of -$574.24 million or -$10.77 per share.
Cash & Cash Equivalents | 190.96M |
Total Debt | 765.20M |
Net Cash | -574.24M |
Net Cash Per Share | -$10.77 |
Equity / Book Value | 1.70B |
Book Value Per Share | 31.84 |
Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $228.42 million and capital expenditures -$11.11 million, giving a free cash flow of $217.31 million.
Operating Cash Flow | 228.42M |
Capital Expenditures | -11.11M |
Free Cash Flow | 217.31M |
FCF Per Share | $4.07 |
Margins
Gross margin is 100.00%, with operating and profit margins of 26.25% and 20.58%.
Gross Margin | 100.00% |
Operating Margin | 26.25% |
Pretax Margin | 26.25% |
Profit Margin | 20.58% |
EBITDA Margin | 30.67% |
EBIT Margin | 26.25% |
FCF Margin | 33.91% |
Dividends & Yields
This stock pays an annual dividend of $1.80, which amounts to a dividend yield of 3.80%.
Dividend Per Share | $1.80 |
Dividend Yield | 3.80% |
Dividend Growth (YoY) | 2.29% |
Years of Dividend Growth | 33 |
Payout Ratio | 73.47% |
Buyback Yield | 0.65% |
Shareholder Yield | 4.45% |
Earnings Yield | 5.22% |
FCF Yield | 8.60% |
Analyst Forecast
The average price target for CBU is $50.00, which is 5.49% higher than the current price. The consensus rating is "Hold".
Price Target | $50.00 |
Price Target Difference | 5.49% |
Analyst Consensus | Hold |
Analyst Count | 5 |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on April 13, 2004. It was a forward split with a ratio of 2:1.
Last Split Date | Apr 13, 2004 |
Split Type | Forward |
Split Ratio | 2:1 |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 5 |