CBU Statistics
Total Valuation
CBU has a market cap or net worth of $3.31 billion. The enterprise value is $3.83 billion.
| Market Cap | 3.31B |
| Enterprise Value | 3.83B |
Important Dates
The next estimated earnings date is Tuesday, October 20, 2026, before market open.
| Earnings Date | Oct 20, 2026 |
| Ex-Dividend Date | Sep 15, 2026 |
Share Statistics
CBU has 52.62 million shares outstanding. The number of shares has decreased by -0.04% in one year.
| Current Share Class | 52.62M |
| Shares Outstanding | 52.62M |
| Shares Change (YoY) | -0.04% |
| Shares Change (QoQ) | -0.00% |
| Owned by Insiders (%) | 0.91% |
| Owned by Institutions (%) | 78.83% |
| Float | 52.12M |
Valuation Ratios
The trailing PE ratio is 14.37 and the forward PE ratio is 12.75.
| PE Ratio | 14.37 |
| Forward PE | 12.75 |
| PS Ratio | 3.89 |
| Forward PS | 3.51 |
| PB Ratio | 1.57 |
| P/TBV Ratio | 2.94 |
| P/FCF Ratio | 13.21 |
| P/OCF Ratio | 10.57 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 16.52 |
| EV / Sales | 4.51 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 15.34 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.13 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.53%.
| Return on Equity (ROE) | 11.53% |
| Return on Assets (ROA) | 1.32% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.93% |
| Revenue Per Employee | $279,293 |
| Profits Per Employee | $76,313 |
| Employee Count | 3,001 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CBU has paid $72.46 million in taxes.
| Income Tax | 72.46M |
| Effective Tax Rate | 24.11% |
Stock Price Statistics
The stock price has increased by +3.42% in the last 52 weeks. The beta is 0.78, so CBU's price volatility has been lower than the market average.
| Beta (5Y) | 0.78 |
| 52-Week Price Change | +3.42% |
| 50-Day Moving Average | 65.81 |
| 200-Day Moving Average | 62.32 |
| Relative Strength Index (RSI) | 33.47 |
| Average Volume (20 Days) | 175,118 |
Short Selling Information
The latest short interest is 1.87 million, so 3.55% of the outstanding shares have been sold short.
| Short Interest | 1.87M |
| Short Previous Month | 1.88M |
| Short % of Shares Out | 3.55% |
| Short % of Float | 3.59% |
| Short Ratio (days to cover) | 7.21 |
Income Statement
In the last 12 months, CBU had revenue of $838.16 million and earned $229.02 million in profits. Earnings per share was $4.31.
| Revenue | 838.16M |
| Gross Profit | 838.16M |
| Operating Income | 320.83M |
| Pretax Income | 300.52M |
| Net Income | 229.02M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $4.31 |
Balance Sheet
The company has $247.94 million in cash and $772.15 million in debt, with a net cash position of -$524.21 million or -$9.96 per share.
| Cash & Cash Equivalents | 247.94M |
| Total Debt | 772.15M |
| Net Cash | -524.21M |
| Net Cash Per Share | -$9.96 |
| Equity (Book Value) | 2.07B |
| Book Value Per Share | 39.41 |
| Working Capital | -14.92B |
Cash Flow
In the last 12 months, operating cash flow was $308.27 million and capital expenditures -$61.60 million, giving a free cash flow of $246.67 million.
| Operating Cash Flow | 308.27M |
| Capital Expenditures | -61.60M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -130.05M |
| Free Cash Flow | 246.67M |
| FCF Per Share | $4.69 |
Margins
| Gross Margin | n/a |
| Operating Margin | 38.28% |
| Pretax Margin | 35.85% |
| Profit Margin | 27.21% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 29.43% |
Dividends & Yields
This stock pays an annual dividend of $1.96, which amounts to a dividend yield of 3.16%.
| Dividend Per Share | $1.96 |
| Dividend Yield | 3.16% |
| Dividend Growth (YoY) | 2.70% |
| Years of Dividend Growth | 35 |
| Payout Ratio | 45.47% |
| Buyback Yield | 0.04% |
| Shareholder Yield | 3.20% |
| Earnings Yield | 7.03% |
| FCF Yield | 7.57% |
Analyst Forecast
The average price target for CBU is $70.17, which is 11.61% higher than the current price. The consensus rating is "Hold".
| Price Target | $70.17 |
| Price Target Difference | 11.61% |
| Analyst Consensus | Hold |
| Analyst Count | 6 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | -44.25% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on April 13, 2004. It was a forward split with a ratio of 2:1.
| Last Split Date | Apr 13, 2004 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |