Community Bank System, Inc. (CBU)

NYSE: CBU · IEX Real-Time Price · USD
63.56
+0.28 (0.44%)
Jul 1, 2022 1:27 PM EDT - Market open

Total Valuation

CBU has a market cap or net worth of $3.43 billion. The enterprise value is $2.71 billion.

Market Cap 3.43B
Enterprise Value 2.71B

Important Dates

The next earnings date is Monday, July 25, 2022, before market open.

Estimated Earnings Date Jul 25, 2022
Ex-Dividend Date Jun 14, 2022

Share Statistics

CBU has 53.91 million shares outstanding. The number of shares has increased by 0.35% in one year.

Shares Outstanding 53.91M
Shares Change (YoY) +0.35%
Shares Change (QoQ) -0.12%
Owned by Insiders (%) 1.21%
Owned by Institutions (%) 73.17%
Float 53.26M

Valuation Ratios

The trailing PE ratio is 18.86 and the forward PE ratio is 19.42. CBU's PEG ratio is 2.17.

PE Ratio 18.86
Forward PE 19.42
PS Ratio 5.43
PB Ratio 1.85
P/FCF Ratio 19.23
PEG Ratio 2.17
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 10.18, with a EV/FCF ratio of 15.22.

EV / Earnings 14.74
EV / Sales 4.30
EV / EBITDA 10.18
EV / EBIT 11.48
EV / FCF 15.22

Financial Position

The company has a current ratio of n/a, with a Debt / Equity ratio of 0.17.

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 0.17
Debt / EBITDA 1.15
Debt / FCF 1.72

Financial Efficiency

Return on equity (ROE) is 9.10%, which is not very high. The company has a high ROIC of 1.80%.

Return on Equity (ROE) 9.10%
Return on Assets (ROA) 1.20%
Return on Capital (ROIC) 1.80%
Revenue Per Employee $231,276
Profits Per Employee $67,412
Employee Count 2,728
Asset Turnover 0.04
Inventory Turnover n/a

Taxes

In the past 12 months, CBU has paid $52.32 million in taxes.

Income Tax 52.32M
Effective Tax Rate 22.15%

Stock Price Statistics

The stock price has decreased by -16.47% in the last 52 weeks. The beta is 0.69, so CBU's price volatility has been lower than the market average.

Beta (1Y) 0.69
52-Week Price Change -16.47%
50-Day Moving Average 63.87
200-Day Moving Average 68.99
Average Volume (30 Days) 229,519

Short Selling Information

The latest short interest is 1.57 million, so 2.92% of the outstanding shares have been sold short.

Short Interest 1.57M
Short % of Shares Out 2.92%
Short % of Float 2.96%
Short Ratio (days to cover) 8.03

Income Statement

In the last 12 months, CBU had revenue of $630.92 million and earned 183.90 million in profits. Earnings per share was $3.37.

Revenue 630.92M
Gross Profit 630.92M
Operating Income 236.22M
Pretax Income 236.22M
Net Income 183.90M
EBITDA 266.40M
EBIT 236.22M
Earnings Per Share (EPS) $3.37
Full Income Statement

Balance Sheet

The company has $1.02 billion in cash and $305.67 million in debt, giving a net cash position of $715.26 million or $13.27 per share.

Cash & Cash Equivalents 1.02B
Total Debt 305.67M
Net Cash 715.26M
Net Cash Per Share $13.27
Book Value 1.85B
Book Value Per Share 34.36
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $192.67 million and capital expenditures -$14.51 million, giving a free cash flow of $178.16 million.

Operating Cash Flow 192.67M
Capital Expenditures -14.51M
Free Cash Flow 178.16M
FCF Per Share $3.30
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 37.44% and 29.15%.

Gross Margin 100.00%
Operating Margin 37.44%
Pretax Margin 37.44%
Profit Margin 29.15%
EBITDA Margin 42.22%
EBIT Margin 37.44%
FCF Margin 28.24%

Dividends & Yields

This stock pays an annual dividend of $1.72, which amounts to a dividend yield of 2.71%.

Dividend Per Share $1.72
Dividend Yield 2.71%
Earnings Yield 5.37%
FCF Yield 5.20%
Dividend Growth (YoY) 2.38%
Payout Ratio 50.10%
Buyback Yield n/a
Shareholder Yield 2.71%
Dividend Details

Analyst Forecast

The average price target for CBU is $75.38, which is 18.60% higher than the current price. The consensus rating is "Sell".

Price Target $75.38
Price Target Difference 18.60%
Analyst Consensus Sell
Analyst Count 15
Stock Forecasts

Stock Splits

The last stock split was on April 13, 2004. It was a forward split with a ratio of 2:1.

Last Split Date Apr 13, 2004
Split Type Forward
Split Ratio 2:1