CBU Statistics
Total Valuation
CBU has a market cap or net worth of $3.29 billion. The enterprise value is $3.42 billion.
Important Dates
The next estimated earnings date is Tuesday, July 21, 2026, before market open.
| Earnings Date | Jul 21, 2026 |
| Ex-Dividend Date | Jun 15, 2026 |
Share Statistics
CBU has 52.55 million shares outstanding. The number of shares has increased by 0.01% in one year.
| Current Share Class | 52.55M |
| Shares Outstanding | 52.55M |
| Shares Change (YoY) | +0.01% |
| Shares Change (QoQ) | -0.33% |
| Owned by Insiders (%) | 0.94% |
| Owned by Institutions (%) | 78.67% |
| Float | 52.05M |
Valuation Ratios
The trailing PE ratio is 15.31 and the forward PE ratio is 12.71.
| PE Ratio | 15.31 |
| Forward PE | 12.71 |
| PS Ratio | 4.11 |
| Forward PS | 3.62 |
| PB Ratio | 1.65 |
| P/TBV Ratio | 3.09 |
| P/FCF Ratio | 13.84 |
| P/OCF Ratio | 10.76 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 15.63 |
| EV / Sales | 4.20 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 14.16 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.71 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.30%.
| Return on Equity (ROE) | 11.30% |
| Return on Assets (ROA) | 1.26% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 7.22% |
| Revenue Per Employee | $271,493 |
| Profits Per Employee | $72,954 |
| Employee Count | 3,001 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CBU has paid $67.68 million in taxes.
| Income Tax | 67.68M |
| Effective Tax Rate | 23.69% |
Stock Price Statistics
The stock price has increased by +11.38% in the last 52 weeks. The beta is 0.80, so CBU's price volatility has been lower than the market average.
| Beta (5Y) | 0.80 |
| 52-Week Price Change | +11.38% |
| 50-Day Moving Average | 61.79 |
| 200-Day Moving Average | 60.02 |
| Relative Strength Index (RSI) | 48.41 |
| Average Volume (20 Days) | 223,638 |
Short Selling Information
The latest short interest is 2.01 million, so 3.82% of the outstanding shares have been sold short.
| Short Interest | 2.01M |
| Short Previous Month | 1.99M |
| Short % of Shares Out | 3.82% |
| Short % of Float | 3.86% |
| Short Ratio (days to cover) | 9.09 |
Income Statement
In the last 12 months, CBU had revenue of $814.75 million and earned $218.93 million in profits. Earnings per share was $4.12.
| Revenue | 814.75M |
| Gross Profit | 814.75M |
| Operating Income | 300.55M |
| Pretax Income | 285.74M |
| Net Income | 218.93M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $4.12 |
Full Income StatementBalance Sheet
The company has $577.41 million in cash and $653.97 million in debt, with a net cash position of -$76.57 million or -$1.46 per share.
| Cash & Cash Equivalents | 577.41M |
| Total Debt | 653.97M |
| Net Cash | -76.57M |
| Net Cash Per Share | -$1.46 |
| Equity (Book Value) | 2.02B |
| Book Value Per Share | 38.52 |
| Working Capital | -14.64B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $310.91 million and capital expenditures -$69.23 million, giving a free cash flow of $241.68 million.
| Operating Cash Flow | 310.91M |
| Capital Expenditures | -69.23M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -214.38M |
| Free Cash Flow | 241.68M |
| FCF Per Share | $4.60 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 36.89% |
| Pretax Margin | 35.07% |
| Profit Margin | 26.76% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 29.66% |
Dividends & Yields
This stock pays an annual dividend of $1.88, which amounts to a dividend yield of 2.98%.
| Dividend Per Share | $1.88 |
| Dividend Yield | 2.98% |
| Dividend Growth (YoY) | 2.17% |
| Years of Dividend Growth | 35 |
| Payout Ratio | 45.63% |
| Buyback Yield | -0.01% |
| Shareholder Yield | 2.95% |
| Earnings Yield | 6.55% |
| FCF Yield | 7.23% |
Dividend DetailsAnalyst Forecast
The average price target for CBU is $68.50, which is 9.45% higher than the current price. The consensus rating is "Hold".
| Price Target | $68.50 |
| Price Target Difference | 9.45% |
| Analyst Consensus | Hold |
| Analyst Count | 6 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on April 13, 2004. It was a forward split with a ratio of 2:1.
| Last Split Date | Apr 13, 2004 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
