CBU Statistics
Total Valuation
CBU has a market cap or net worth of $3.34 billion. The enterprise value is $3.55 billion.
| Market Cap | 3.34B |
| Enterprise Value | 3.55B |
Important Dates
The last earnings date was Tuesday, October 27, 2026, before market open.
| Earnings Date | Oct 27, 2026 |
| Ex-Dividend Date | Dec 15, 2026 |
Share Statistics
CBU has 52.38 million shares outstanding. The number of shares has decreased by -0.06% in one year.
| Current Share Class | 52.38M |
| Shares Outstanding | 52.38M |
| Shares Change (YoY) | -0.06% |
| Shares Change (QoQ) | +0.27% |
| Owned by Insiders (%) | 0.92% |
| Owned by Institutions (%) | 78.97% |
| Float | 51.88M |
Valuation Ratios
The trailing PE ratio is 14.43 and the forward PE ratio is 12.83.
| PE Ratio | 14.43 |
| Forward PE | 12.83 |
| PS Ratio | 3.89 |
| Forward PS | 3.52 |
| PB Ratio | 1.65 |
| P/TBV Ratio | 3.14 |
| P/FCF Ratio | 13.55 |
| P/OCF Ratio | 10.84 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 15.11 |
| EV / Sales | 4.14 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 14.40 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.31 |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.58 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.80%.
| Return on Equity (ROE) | 11.80% |
| Return on Assets (ROA) | 1.35% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 7.10% |
| Revenue Per Employee | $286,038 |
| Profits Per Employee | $78,358 |
| Employee Count | 3,001 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CBU has paid $73.77 million in taxes.
| Income Tax | 73.77M |
| Effective Tax Rate | 23.95% |
Stock Price Statistics
The stock price has increased by +15.00% in the last 52 weeks. The beta is 0.76, so CBU's price volatility has been lower than the market average.
| Beta (5Y) | 0.76 |
| 52-Week Price Change | +15.00% |
| 50-Day Moving Average | 61.57 |
| 200-Day Moving Average | 62.90 |
| Relative Strength Index (RSI) | 62.34 |
| Average Volume (20 Days) | 248,547 |
Short Selling Information
The latest short interest is 1.92 million, so 3.67% of the outstanding shares have been sold short.
| Short Interest | 1.92M |
| Short Previous Month | 2.06M |
| Short % of Shares Out | 3.67% |
| Short % of Float | 3.70% |
| Short Ratio (days to cover) | 6.05 |
Income Statement
In the last 12 months, CBU had revenue of $858.40 million and earned $235.15 million in profits. Earnings per share was $4.42.
| Revenue | 858.40M |
| Gross Profit | 858.40M |
| Operating Income | 330.08M |
| Pretax Income | 308.05M |
| Net Income | 235.15M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $4.42 |
Balance Sheet
The company has $424.64 million in cash and $636.01 million in debt, with a net cash position of -$211.37 million or -$4.04 per share.
| Cash & Cash Equivalents | 424.64M |
| Total Debt | 636.01M |
| Net Cash | -211.37M |
| Net Cash Per Share | -$4.04 |
| Equity (Book Value) | 2.03B |
| Book Value Per Share | 38.77 |
| Working Capital | -14.90B |
Cash Flow
In the last 12 months, operating cash flow was $308.27 million and capital expenditures -$61.60 million, giving a free cash flow of $246.67 million.
| Operating Cash Flow | 308.27M |
| Capital Expenditures | -61.60M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -130.05M |
| Free Cash Flow | 246.67M |
| FCF Per Share | $4.71 |
Margins
| Gross Margin | n/a |
| Operating Margin | 38.45% |
| Pretax Margin | 35.89% |
| Profit Margin | 27.29% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 29.43% |
Dividends & Yields
This stock pays an annual dividend of $1.96, which amounts to a dividend yield of 3.07%.
| Dividend Per Share | $1.96 |
| Dividend Yield | 3.07% |
| Dividend Growth (YoY) | 3.23% |
| Years of Dividend Growth | 35 |
| Payout Ratio | 44.32% |
| FCF Payout Ratio | 41.62% |
| Buyback Yield | 0.06% |
| Shareholder Yield | 3.13% |
| Earnings Yield | 6.93% |
| FCF Yield | 7.38% |
Analyst Forecast
The average price target for CBU is $69.00, which is 8.15% higher than the current price. The consensus rating is "Hold".
| Price Target | $69.00 |
| Price Target Difference | 8.15% |
| Analyst Consensus | Hold |
| Analyst Count | 6 |
| Revenue Growth Forecast (3Y) | 8.49% |
| EPS Growth Forecast (3Y) | 12.41% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on April 13, 2004. It was a forward split with a ratio of 2:1.
| Last Split Date | Apr 13, 2004 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |