CBU Statistics
Total Valuation
CBU has a market cap or net worth of $3.41 billion. The enterprise value is $3.91 billion.
| Market Cap | 3.41B |
| Enterprise Value | 3.91B |
Important Dates
The last earnings date was Tuesday, July 28, 2026, before market open.
| Earnings Date | Jul 28, 2026 |
| Ex-Dividend Date | Sep 15, 2026 |
Share Statistics
CBU has 52.60 million shares outstanding. The number of shares has decreased by -0.18% in one year.
| Current Share Class | 52.60M |
| Shares Outstanding | 52.60M |
| Shares Change (YoY) | -0.18% |
| Shares Change (QoQ) | +0.25% |
| Owned by Insiders (%) | 0.91% |
| Owned by Institutions (%) | 78.40% |
| Float | 52.11M |
Valuation Ratios
The trailing PE ratio is 15.03 and the forward PE ratio is 13.24.
| PE Ratio | 15.03 |
| Forward PE | 13.24 |
| PS Ratio | 4.07 |
| Forward PS | 3.66 |
| PB Ratio | 1.64 |
| P/TBV Ratio | 3.07 |
| P/FCF Ratio | 14.11 |
| P/OCF Ratio | 10.96 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 17.10 |
| EV / Sales | 4.67 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 16.20 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.16 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.53%.
| Return on Equity (ROE) | 11.53% |
| Return on Assets (ROA) | 1.32% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 7.00% |
| Revenue Per Employee | $279,293 |
| Profits Per Employee | $76,286 |
| Employee Count | 3,001 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CBU has paid $72.46 million in taxes.
| Income Tax | 72.46M |
| Effective Tax Rate | 24.11% |
Stock Price Statistics
The stock price has increased by +21.62% in the last 52 weeks. The beta is 0.78, so CBU's price volatility has been lower than the market average.
| Beta (5Y) | 0.78 |
| 52-Week Price Change | +21.62% |
| 50-Day Moving Average | 65.55 |
| 200-Day Moving Average | 61.47 |
| Relative Strength Index (RSI) | 43.07 |
| Average Volume (20 Days) | 275,170 |
Short Selling Information
The latest short interest is 1.88 million, so 3.58% of the outstanding shares have been sold short.
| Short Interest | 1.88M |
| Short Previous Month | 2.02M |
| Short % of Shares Out | 3.58% |
| Short % of Float | 3.61% |
| Short Ratio (days to cover) | 4.59 |
Income Statement
In the last 12 months, CBU had revenue of $838.16 million and earned $228.94 million in profits. Earnings per share was $4.31.
| Revenue | 838.16M |
| Gross Profit | 838.16M |
| Operating Income | 319.95M |
| Pretax Income | 300.52M |
| Net Income | 228.94M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $4.31 |
Balance Sheet
The company has $258.17 million in cash and $764.10 million in debt, with a net cash position of -$505.92 million or -$9.62 per share.
| Cash & Cash Equivalents | 258.17M |
| Total Debt | 764.10M |
| Net Cash | -505.92M |
| Net Cash Per Share | -$9.62 |
| Equity (Book Value) | 2.07B |
| Book Value Per Share | 39.41 |
| Working Capital | -14.82B |
Cash Flow
In the last 12 months, operating cash flow was $310.91 million and capital expenditures -$69.23 million, giving a free cash flow of $241.68 million.
| Operating Cash Flow | 310.91M |
| Capital Expenditures | -69.23M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -214.38M |
| Free Cash Flow | 241.68M |
| FCF Per Share | $4.59 |
Margins
| Gross Margin | n/a |
| Operating Margin | 38.17% |
| Pretax Margin | 35.85% |
| Profit Margin | 27.21% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 29.66% |
Dividends & Yields
This stock pays an annual dividend of $1.96, which amounts to a dividend yield of 3.02%.
| Dividend Per Share | $1.96 |
| Dividend Yield | 3.02% |
| Dividend Growth (YoY) | 2.70% |
| Years of Dividend Growth | 35 |
| Payout Ratio | 45.46% |
| Buyback Yield | 0.18% |
| Shareholder Yield | 3.20% |
| Earnings Yield | 6.72% |
| FCF Yield | 7.09% |
Analyst Forecast
The average price target for CBU is $69.33, which is 6.97% higher than the current price. The consensus rating is "Hold".
| Price Target | $69.33 |
| Price Target Difference | 6.97% |
| Analyst Consensus | Hold |
| Analyst Count | 6 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | -44.25% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on April 13, 2004. It was a forward split with a ratio of 2:1.
| Last Split Date | Apr 13, 2004 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |