Coastal Financial Corporation (CCB)

NASDAQ: CCB · Real-Time Price · USD

72.26

-0.12 (-0.16%)

Jul 28, 2026, 1:35 PM EDT - Market open

Coastal Financial Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	363.32	349.04	303.63	251.71	215.65	97.64
Revenue Growth	12.78%	14.96%	20.63%	16.72%	120.87%	70.52%
Net Income	49.28	46.99	45.22	44.58	40.63	27.01
Earnings Per Share	3.19	3.06	3.26	3.76	3.01	2.16
EPS Growth	-5.62%	-6.13%	-13.30%	24.92%	39.35%	74.19%

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
CCBX	255.45	244.47	208.36	160.5	130	15.2
Community Bank	90.69	86.96	81.39	83.09	82.89	82.44
Treasury & Administration	17.18	17.61	13.88	8.12	2.76	-
Total	363.32	349.04	303.63	251.71	215.65	97.64

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,495	736.97	452.51	483.13	342.14	813.16
Total Debt	48.07	48.04	47.88	47.73	47.59	27.87
Net Cash (Debt)	-48.07	-48.04	-47.88	-47.73	-47.59	-27.87
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-3.11	-3.13	-3.45	-3.64	-3.52	-2.23

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	258.87	254.58	259.79	191.54	67.1	29.85
Capital Expenditures	-7.52	-8.44	-9.9	-6.25	-2.84	-2.59
Free Cash Flow	251.36	246.15	249.89	185.3	64.26	27.25
Free Cash Flow Growth	-4.73%	-1.50%	34.86%	188.35%	135.78%	40.99%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Pretax Margin	17.63%	17.55%	18.88%	22.70%	23.47%	35.21%
Profit Margin	13.56%	13.46%	14.89%	17.71%	18.84%	27.66%
FCF Margin	69.18%	70.52%	82.30%	73.62%	29.80%	27.91%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 28, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	22.66	37.45	26.05	11.81	15.79	23.44
Forward PE	14.08	21.60	19.11	12.29	12.38	27.07
P/FCF Ratio	4.43	7.05	5.07	3.19	9.73	23.91
PS Ratio	3.04	4.97	4.18	2.35	2.90	6.68