Coastal Financial Corporation (CCB)

NASDAQ: CCB · Real-Time Price · USD

45.08

+2.36 (5.52%)

Nov 9, 2026, 1:40 PM EST - Market open

Coastal Financial Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	377.25	349.04	303.63	251.71	215.65	97.64
Revenue Growth	9.77%	14.96%	20.63%	16.72%	120.87%	70.52%
Net Income	-3.66	46.99	45.22	44.58	40.63	27.01
Earnings Per Share	-0.24	3.06	3.26	3.27	3.01	2.16
EPS Growth	-	-6.13%	-0.31%	8.64%	39.35%	74.19%

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Community Bank	98.81	86.96	81.39	83.09	82.89	82.44
CCBX	261.33	244.47	208.36	160.5	130	15.2
Treasury & Administration	17.11	17.61	13.88	8.12	2.76	-
Total	377.25	349.04	303.63	251.71	215.65	97.64

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	803.55	736.97	452.51	483.13	342.14	813.16
Total Debt	48.15	53.02	53.28	53.86	52.82	59.19
Net Cash (Debt)	755.4	683.95	399.23	429.27	289.32	753.97
Net Cash Growth	28.19%	71.32%	-7.00%	48.37%	-61.63%	-
Net Cash Per Share	49.41	44.56	28.77	31.47	21.41	60.21

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-	254.58	259.79	191.54	67.1	29.85
Capital Expenditures	-	-10.81	-9.9	-6.25	-2.84	-2.59
Free Cash Flow	-	243.78	249.89	185.3	64.26	27.25
Free Cash Flow Growth	-	-2.44%	34.86%	188.35%	135.78%	95.20%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	-0.97%	13.46%	14.89%	17.71%	18.84%	27.66%
FCF Margin	-	69.84%	82.30%	73.62%	29.80%	27.91%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 9, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	-	36.87	28.03	13.25	15.16	24.11
Forward PE	9.49	21.60	19.11	12.29	12.38	27.07
P/FCF Ratio	2.60	7.11	5.07	3.19	9.59	23.89
PS Ratio	1.79	4.96	4.18	2.35	2.86	6.67