Coastal Financial Corporation (CCB)

NASDAQ: CCB · Real-Time Price · USD

47.49

-2.05 (-4.14%)

Aug 19, 2026, 4:00 PM EDT - Market closed

Coastal Financial Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	362.02	349.04	303.63	251.71	215.65	97.64
Revenue Growth	7.62%	14.96%	20.63%	16.72%	120.87%	70.52%
Net Income	-3.85	46.99	45.22	44.58	40.63	27.01
Earnings Per Share	-0.26	3.06	3.26	3.27	3.01	2.16
EPS Growth	-	-6.13%	-0.31%	8.64%	39.35%	74.19%

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Treasury & Administration	17.81	17.61	13.88	8.12	2.76	-
CCBX	248.41	244.47	208.36	160.5	130	15.2
Community Bank	95.8	86.96	81.39	83.09	82.89	82.44
Total	362.02	349.04	303.63	251.71	215.65	97.64

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	1,008	736.97	452.51	483.13	342.14	813.16
Total Debt	52.63	53.02	53.28	53.86	52.82	59.19
Net Cash (Debt)	955.81	683.95	399.23	429.27	289.32	753.97
Net Cash Growth	43.36%	71.32%	-7.00%	48.37%	-61.63%	-
Net Cash Per Share	63.05	44.56	28.77	31.47	21.41	60.21

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	269.69	254.58	259.79	191.54	67.1	29.85
Capital Expenditures	-10.01	-10.81	-9.9	-6.25	-2.84	-2.59
Free Cash Flow	259.68	243.78	249.89	185.3	64.26	27.25
Free Cash Flow Growth	0.52%	-2.44%	34.86%	188.35%	135.78%	95.20%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	-1.06%	13.46%	14.89%	17.71%	18.84%	27.66%
FCF Margin	71.73%	69.84%	82.30%	73.62%	29.80%	27.91%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 20, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	-	36.87	28.03	13.25	15.16	24.11
Forward PE	9.86	21.60	19.11	12.29	12.38	27.07
P/FCF Ratio	2.80	7.11	5.07	3.19	9.59	23.89
PS Ratio	2.01	4.96	4.18	2.35	2.86	6.67