Coastal Financial Corporation (CCB)

Coastal Financial Statistics

Total Valuation

CCB has a market cap or net worth of $1.14 billion. The enterprise value is -$303.44 million.

Market Cap	1.14B
Enterprise Value	-303.44M

Important Dates

The last earnings date was Wednesday, April 29, 2026, before market open.

Earnings Date	Apr 29, 2026
Ex-Dividend Date	n/a

Share Statistics

CCB has 15.24 million shares outstanding. The number of shares has increased by 7.10% in one year.

Current Share Class	15.24M
Shares Outstanding	15.24M
Shares Change (YoY)	+7.10%
Shares Change (QoQ)	-0.21%
Owned by Insiders (%)	13.82%
Owned by Institutions (%)	36.47%
Float	13.13M

Valuation Ratios

The trailing PE ratio is 23.31 and the forward PE ratio is 14.74.

PE Ratio	23.31
Forward PE	14.74
PS Ratio	3.14
Forward PS	1.60
PB Ratio	2.27
P/TBV Ratio	2.28
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.34%.

Return on Equity (ROE)	10.34%
Return on Assets (ROA)	0.99%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	8.04%
Revenue Per Employee	$752,215
Profits Per Employee	$102,033
Employee Count	483
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, CCB has paid $14.78 million in taxes.

Income Tax	14.78M
Effective Tax Rate	23.07%

Stock Price Statistics

The stock price has decreased by -5.81% in the last 52 weeks. The beta is 0.76, so CCB's price volatility has been lower than the market average.

Beta (5Y)	0.76
52-Week Price Change	-5.81%
50-Day Moving Average	78.34
200-Day Moving Average	99.20
Relative Strength Index (RSI)	39.73
Average Volume (20 Days)	160,321

Short Selling Information

The latest short interest is 1.29 million, so 8.45% of the outstanding shares have been sold short.

Short Interest	1.29M
Short Previous Month	1.70M
Short % of Shares Out	8.45%
Short % of Float	9.81%
Short Ratio (days to cover)	9.61

Income Statement

In the last 12 months, CCB had revenue of $363.32 million and earned $49.28 million in profits. Earnings per share was $3.21.

Revenue	363.32M
Gross Profit	363.32M
Operating Income	67.06M
Pretax Income	64.06M
Net Income	49.28M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.21

Balance Sheet

The company has $1.50 billion in cash and $52.87 million in debt, with a net cash position of $1.44 billion or $94.65 per share.

Cash & Cash Equivalents	1.50B
Total Debt	52.87M
Net Cash	1.44B
Net Cash Per Share	$94.65
Equity (Book Value)	503.76M
Book Value Per Share	33.05
Working Capital	-3.38B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	18.46%
Pretax Margin	17.63%
Profit Margin	13.56%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

CCB does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-7.10%
Shareholder Yield	-7.10%
Earnings Yield	4.33%
FCF Yield	n/a

Analyst Forecast

The average price target for CCB is $123.33, which is 64.75% higher than the current price. The consensus rating is "Strong Buy".

Price Target	$123.33
Price Target Difference	64.75%
Analyst Consensus	Strong Buy
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2