Coastal Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	736.97	452.51	483.13	342.14	813.16
Securities and Investments	61.08	58.12	160.59	108.91	45.1
Other Earning Assets	271.92	216.63	121.98	63.79	9.98
Gross Loans	3,750	3,487	3,022	2,627	1,743
Allowance for Loan Losses	-169.53	-176.99	-117.38	-74.03	-28.63
Net Loans	3,580	3,310	2,904	2,553	1,714
Net Property, Plant & Equipment	34.15	32.65	28.02	23.23	23.32
Accrued Interest and Accounts Receivable	18.61	21.1	23.46	17.82	8.11
Other Intangible Assets	4.54	-	-	-	-
Other Non-Earning Assets	34.17	30.62	28.66	35.35	21.75
Total Assets	4,741	4,121	3,750	3,144	2,636
Total Deposits	4,144	3,585	3,360	2,818	2,364
Short-Term Interbank Borrowing and Repurchase Agreements	-	-	-	-	25
Long-Term Debt	48.04	47.88	47.73	47.59	27.87
Other Liabilities	58.24	49.29	46.93	35.87	17.64
Total Liabilities	4,250	3,683	3,455	2,901	2,434
Common Stock	233.44	228.18	130.14	125.83	121.85
Accumulated Other Comprehensive Income	-0	-0	-0.47	-2.33	0
Retained Earnings	257.52	210.53	165.31	120	79.37
Shareholders' Equity	490.96	438.7	294.98	243.49	201.22
Total Liabilities & Equity	4,741	4,121	3,750	3,144	2,636
Total Debt	48.04	47.88	47.73	47.59	27.87
Net Cash (Debt)	-48.04	-47.88	-47.73	-47.59	-27.87
Net Cash Per Share	-3.13	-3.45	-3.64	-3.52	-2.23
Book Value	490.96	438.7	294.98	243.49	201.22
Book Value Per Share	31.98	31.61	22.50	18.02	16.07
Tangible Book Value	486.42	438.7	294.98	243.49	201.22
Tangible Book Value Per Share	31.69	31.61	22.50	18.02	16.07

Updated Jan 29, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q