Coastal Financial Corporation (CCB)

Coastal Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	47.58	45.22	44.58	40.63	27.01	15.15
Depreciation & Amortization	2.81	1.55	1.57	1.48	1.59	1.36
Other Amortization	3	3	0.75	0.33	-	-
Gain (Loss) on Sale of Assets	-	-	0.04	0.04	-1.26	0.01
Gain (Loss) on Sale of Investments	0.44	-0.02	-0.3	0.1	-1.44	0.45
Provision for Credit Losses	220.12	277.61	183.99	79.06	9.92	8.31
Change in Other Net Operating Assets	-10.77	-72.55	-56.41	-46.04	-3.84	-5.21
Other Operating Activities	-1.61	0.14	13.88	-11.02	-3.01	-1.27
Operating Cash Flow	268.67	259.79	191.54	67.1	29.85	19.33
Operating Cash Flow Growth	12.29%	35.63%	185.46%	124.81%	54.41%	41.39%
Capital Expenditures	-10.33	-9.9	-6.25	-2.84	-2.59	-5.37
Investment in Securities	1.35	103.03	-48.96	-66.87	-14.4	-52.7
Divestitures	-	-	-	-	-19.98	-
Net Decrease (Increase) in Loans Originated / Sold - Investing	-487.62	-701.67	-538.58	-918.19	-197.67	-608.47
Other Investing Activities	-0.02	-0.02	-0.23	-0.05	-5	-
Investing Cash Flow	-496.63	-608.57	-594.01	-987.95	-239.64	-666.54
Long-Term Debt Issued	-	-	-	19.63	24.26	230.65
Total Debt Issued	-	-	-	19.63	24.26	230.65
Short-Term Debt Repaid	-	-	-	-	-	-10
Long-Term Debt Repaid	-	-	-	-25	-163.72	-51.93
Total Debt Repaid	-	-	-	-25	-163.72	-61.93
Net Debt Issued (Repaid)	-	-	-	-5.37	-139.45	168.72
Issuance of Common Stock	92.72	93.2	0.62	1.47	32.75	0.2
Net Increase (Decrease) in Deposit Accounts	370.14	224.97	542.84	453.73	966.54	453.35
Other Financing Activities	-2.38	-	-	-	-	-
Financing Cash Flow	460.47	318.17	543.46	449.83	859.84	622.27
Net Cash Flow	232.51	-30.62	140.99	-471.02	650.04	-24.95
Free Cash Flow	258.33	249.89	185.3	64.26	27.25	13.96
Free Cash Flow Growth	12.18%	34.86%	188.35%	135.78%	95.20%	12.07%
Free Cash Flow Margin	76.79%	82.30%	73.62%	29.80%	27.91%	24.38%
Free Cash Flow Per Share	17.64	18.01	13.58	4.75	2.18	1.14
Cash Interest Paid	122.91	123.68	91.44	20.07	3.82	6.55
Cash Income Tax Paid	13.5	10.54	6.84	23.5	8.76	5.36

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q