Coastal Financial Corporation (CCB)

Coastal Financial Statistics

Total Valuation

CCB has a market cap or net worth of $1.59 billion. The enterprise value is $996.16 million.

Market Cap	1.59B
Enterprise Value	996.16M

Important Dates

The last earnings date was Wednesday, October 29, 2025, before market open.

Earnings Date	Oct 29, 2025
Ex-Dividend Date	n/a

Share Statistics

CCB has 15.12 million shares outstanding. The number of shares has increased by 9.66% in one year.

Current Share Class	15.12M
Shares Outstanding	15.12M
Shares Change (YoY)	+9.66%
Shares Change (QoQ)	-0.03%
Owned by Insiders (%)	13.89%
Owned by Institutions (%)	26.86%
Float	13.02M

Valuation Ratios

The trailing PE ratio is 33.12 and the forward PE ratio is 19.76.

PE Ratio	33.12
Forward PE	19.76
PS Ratio	4.49
Forward PS	2.27
PB Ratio	3.33
P/TBV Ratio	3.34
P/FCF Ratio	6.20
P/OCF Ratio	5.98
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	20.88
EV / Sales	2.90
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	3.90

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.21
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.82%.

Return on Equity (ROE)	11.82%
Return on Assets (ROA)	1.11%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$704,236
Profits Per Employee	$97,781
Employee Count	488
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, CCB has paid $14.70 million in taxes.

Income Tax	14.70M
Effective Tax Rate	23.55%

Stock Price Statistics

The stock price has increased by +42.53% in the last 52 weeks. The beta is 0.90, so CCB's price volatility has been lower than the market average.

Beta (5Y)	0.90
52-Week Price Change	+42.53%
50-Day Moving Average	108.51
200-Day Moving Average	96.37
Relative Strength Index (RSI)	46.76
Average Volume (20 Days)	100,380

Short Selling Information

The latest short interest is 1.38 million, so 9.14% of the outstanding shares have been sold short.

Short Interest	1.38M
Short Previous Month	1.34M
Short % of Shares Out	9.14%
Short % of Float	10.61%
Short Ratio (days to cover)	11.66

Income Statement

In the last 12 months, CCB had revenue of $343.67 million and earned $47.72 million in profits. Earnings per share was $3.17.

Revenue	343.67M
Gross Profit	343.67M
Operating Income	65.65M
Pretax Income	62.42M
Net Income	47.72M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.17

Balance Sheet

The company has $642.26 million in cash and $52.96 million in debt, giving a net cash position of $589.30 million or $38.97 per share.

Cash & Cash Equivalents	642.26M
Total Debt	52.96M
Net Cash	589.30M
Net Cash Per Share	$38.97
Equity (Book Value)	475.28M
Book Value Per Share	31.45
Working Capital	-3.25B

Cash Flow

In the last 12 months, operating cash flow was $265.09 million and capital expenditures -$9.53 million, giving a free cash flow of $255.55 million.

Operating Cash Flow	265.09M
Capital Expenditures	-9.53M
Free Cash Flow	255.55M
FCF Per Share	$16.90

Margins

Gross Margin	n/a
Operating Margin	19.10%
Pretax Margin	18.16%
Profit Margin	13.88%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	74.36%

Dividends & Yields

CCB does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-9.66%
Shareholder Yield	-9.66%
Earnings Yield	3.01%
FCF Yield	16.12%

Analyst Forecast

The average price target for CCB is $113.75, which is 8.34% higher than the current price. The consensus rating is "Strong Buy".

Price Target	$113.75
Price Target Difference	8.34%
Analyst Consensus	Strong Buy
Analyst Count	4
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4