CoreCard Corporation (CCRD)
Oct 31, 2025 - CCRD was delisted (reason: merged into EEFT)
23.60
-0.72 (-2.96%)
Inactive · Last trade price on Oct 30, 2025

CoreCard Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingJun '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
Revenue
64.8157.45669.7748.2535.87
Revenue Growth
23.61%2.49%-19.73%44.60%34.50%4.58%
Gross Profit
28.6121.6319.4337.125.3520.45
Operating Income
10.336.545.3119.9511.6611.3
Net Income
8.015.453.413.889.048.16
Earnings Per Share
0.990.670.401.611.030.91
EPS Growth
421.05%67.50%-75.16%56.31%13.19%-25.41%

Revenue by Segment

Fiscal YearFY 2023FY 2022FY 2021FY 2020FY 2019
Period EndingDec '23 Dec '22 Dec '21 Dec '20 Dec '19
Professional Services
28.2429.625.1620.6119.2
Processing and Maintenance
22.4418.9514.1110.237.65
Third Party
3.535.143.111.441.73
License
1.7916.085.873.65.73

Cash & Debt

Fiscal YearCurrentFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingJun '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
Cash & Investments
32.2624.8932.1525.3729.2437.96
Total Debt
3.411.821.121.982.711.99
Net Cash (Debt)
28.8623.0831.0323.3926.5435.96
Net Cash Growth
12.44%-25.63%32.65%-11.85%-26.21%38.55%
Net Cash Per Share
3.582.833.662.723.013.99

Cash Flow & CapEx

Fiscal YearTTMFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingJun '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
Operating Cash Flow
14.185.816.819.868.9220.97
Capital Expenditures
-5.26-4.91-5.25-8.74-5.43-6.88
Free Cash Flow
8.920.8911.571.133.4914.09
Free Cash Flow Growth
19713.33%-92.28%924.36%-67.65%-75.23%58.17%

Margins

Fiscal YearTTMFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingJun '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
Gross Margin
44.15%37.68%34.70%53.18%52.53%57.00%
Operating Margin
15.94%11.39%9.48%28.60%24.16%31.49%
Pretax Margin
15.95%12.03%8.03%27.28%24.38%29.63%
Profit Margin
12.36%9.49%6.06%19.90%18.73%22.75%
FCF Margin
13.76%1.56%20.65%1.62%7.23%39.28%

Valuation

Fiscal YearCurrentFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingJul '26 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
PE Ratio
23.7833.8834.5717.9937.6744.08
Forward PE
-27.8519.7019.9822.4326.05
P/FCF Ratio
20.63197.949.92218.1896.6125.29
PS Ratio
2.863.082.053.536.999.94