CoreCard Corporation (CCRD)
Oct 31, 2025 - CCRD was delisted (reason: merged into EEFT)
23.60
-0.72 (-2.96%)
Inactive · Last trade price on Oct 30, 2025

CoreCard Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingJun '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
Revenue
64.8157.45669.7748.2535.87
Revenue Growth
23.61%2.49%-19.73%44.60%34.50%4.58%
Gross Profit
29.4322.4320.1837.8826.2421.17
Operating Income
10.336.545.3119.9511.6611.3
Net Income
8.015.453.413.889.048.16
Earnings Per Share
0.990.670.401.611.030.91
EPS Growth
432.93%67.50%-75.16%56.33%13.17%-25.41%

Revenue by Segment

Fiscal Year
FY 2023FY 2022FY 2021FY 2020FY 2019
Period EndingDec '23 Dec '22 Dec '21 Dec '20 Dec '19
Professional Services
28.2429.625.1620.6119.2
Processing and Maintenance
22.4418.9514.1110.237.65
Third Party
3.535.143.111.441.73
License
1.7916.085.873.65.73

Cash & Debt

Fiscal Year
CurrentFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingJun '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
Cash & Investments
32.2624.8932.1525.3729.2437.96
Total Debt
4.742.7523.373.962.89
Net Cash (Debt)
27.5322.1430.152225.2935.07
Net Cash Growth
12.00%-26.54%37.03%-13.01%-27.88%37.68%
Net Cash Per Share
3.402.723.562.562.873.89

Cash Flow & CapEx

Fiscal Year
TTMFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingJun '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
Operating Cash Flow
14.185.816.819.868.9220.97
Capital Expenditures
-5.26-4.91-5.25-8.74-5.43-6.88
Free Cash Flow
8.920.8911.571.133.4914.09
Free Cash Flow Growth
19713.33%-92.28%924.36%-67.65%-75.23%58.17%

Margins

Fiscal Year
TTMFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingJun '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
Gross Margin
45.42%39.08%36.03%54.30%54.38%59.02%
Operating Margin
15.94%11.39%9.48%28.60%24.16%31.49%
Pretax Margin
15.95%12.03%8.03%27.28%24.38%29.63%
Profit Margin
12.36%9.49%6.06%19.90%18.73%22.75%
FCF Margin
13.76%1.56%20.65%1.62%7.23%39.28%

Valuation

Fiscal Year
CurrentFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingOct '26 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
PE Ratio
23.7832.9234.3817.7737.3543.89
Forward PE
-27.8519.7019.9822.4326.05
P/FCF Ratio
20.63200.8510.09218.4496.7325.42
PS Ratio
2.863.132.083.547.009.98