CoreCard Corporation (CCRD)

NYSE: CCRD · IEX Real-Time Price · USD
11.05
+0.03 (0.27%)
Mar 28, 2024, 4:00 PM EDT - Market closed

Total Valuation

CoreCard has a market cap or net worth of $91.42 million. The enterprise value is $60.39 million.

Market Cap 91.42M
Enterprise Value 60.39M

Important Dates

The next estimated earnings date is Thursday, May 2, 2024, before market open.

Earnings Date May 2, 2024
Ex-Dividend Date n/a

Share Statistics

CoreCard has 8.30 million shares outstanding. The number of shares has decreased by -1.45% in one year.

Shares Outstanding 8.30M
Shares Change (YoY) -1.45%
Shares Change (QoQ) -1.10%
Owned by Insiders (%) 26.50%
Owned by Institutions (%) 44.34%
Float 6.09M

Valuation Ratios

The trailing PE ratio is 27.70.

PE Ratio 27.70
Forward PE n/a
PS Ratio 1.63
Forward PS 1.79
PB Ratio 1.73
P/FCF Ratio 7.90
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 5.62, with an EV/FCF ratio of 5.22.

EV / Earnings 17.79
EV / Sales 1.08
EV / EBITDA 5.62
EV / EBIT 13.43
EV / FCF 5.22

Financial Position

The company has a current ratio of 4.66, with a Debt / Equity ratio of 0.02.

Current Ratio 4.66
Quick Ratio 4.16
Debt / Equity 0.02
Debt / EBITDA 0.10
Debt / FCF 0.10
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 6.30% and return on invested capital (ROIC) is 8.52%.

Return on Equity (ROE) 6.30%
Return on Assets (ROA) 5.20%
Return on Capital (ROIC) 8.52%
Revenue Per Employee $48,699
Profits Per Employee $2,952
Employee Count 1,150
Asset Turnover 0.86
Inventory Turnover n/a

Taxes

In the past 12 months, CoreCard has paid $1.10 million in taxes.

Income Tax 1.10M
Effective Tax Rate 24.51%

Stock Price Statistics

The stock price has decreased by -61.19% in the last 52 weeks. The beta is 0.41, so CoreCard's price volatility has been lower than the market average.

Beta (1Y) 0.41
52-Week Price Change -61.19%
50-Day Moving Average 11.76
200-Day Moving Average 17.59
Relative Strength Index (RSI) 45.04
Average Volume (30 Days) 38,260

Short Selling Information

The latest short interest is 547,575, so 6.60% of the outstanding shares have been sold short.

Short Interest 547,575
Short Previous Month 500,289
Short % of Shares Out 6.60%
Short % of Float 8.99%
Short Ratio (days to cover) 11.95

Income Statement

In the last 12 months, CoreCard had revenue of $56.00 million and earned $3.40 million in profits. Earnings per share was $0.40.

Revenue 56.00M
Gross Profit 19.43M
Operating Income 6.08M
Pretax Income 4.50M
Net Income 3.40M
EBITDA 10.75M
EBIT 4.50M
Earnings Per Share (EPS) $0.40
Full Income Statement

Balance Sheet

The company has $32.15 million in cash and $1.12 million in debt, giving a net cash position of $31.03 million or $3.74 per share.

Cash & Cash Equivalents 32.15M
Total Debt 1.12M
Net Cash 31.03M
Net Cash Per Share $3.74
Equity / Book Value 52.70M
Book Value Per Share 6.35
Working Capital 34.95M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $16.81 million and capital expenditures -$5.25 million, giving a free cash flow of $11.57 million.

Operating Cash Flow 16.81M
Capital Expenditures -5.25M
Free Cash Flow 11.57M
FCF Per Share $1.37
Full Cash Flow Statement

Margins

Gross margin is 34.70%, with operating and profit margins of 10.85% and 6.06%.

Gross Margin 34.70%
Operating Margin 10.85%
Pretax Margin 8.03%
Profit Margin 6.06%
EBITDA Margin 19.20%
EBIT Margin 8.03%
FCF Margin 20.65%

Dividends & Yields

CoreCard does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 1.45%
Shareholder Yield 1.45%
Earnings Yield 3.71%
FCF Yield 12.65%
Dividend Details

Analyst Forecast

The average price target for CoreCard is $30.00, which is 171.49% higher than the current price. The consensus rating is "Strong Buy".

Price Target $30.00
Price Target Difference 171.49%
Analyst Consensus Strong Buy
Analyst Count 1
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on March 7, 1983. It was a forward split with a ratio of 2:1.

Last Split Date Mar 7, 1983
Split Type Forward
Split Ratio 2:1

Scores

CoreCard has an Altman Z-Score of 7.93 and a Piotroski F-Score of 6.

Altman Z-Score 7.93
Piotroski F-Score 6