CoreCard Corporation (CCRD)
NYSE: CCRD · Real-Time Price · USD
22.22
-0.83 (-3.60%)
Feb 18, 2025, 4:00 PM EST - Market closed

CoreCard Statistics

Total Valuation

CoreCard has a market cap or net worth of $175.56 million. The enterprise value is $151.17 million.

Market Cap 175.56M
Enterprise Value 151.17M

Important Dates

The next confirmed earnings date is Thursday, February 20, 2025, before market open.

Earnings Date Feb 20, 2025
Ex-Dividend Date n/a

Share Statistics

CoreCard has 7.90 million shares outstanding. The number of shares has decreased by -3.71% in one year.

Current Share Class 7.90M
Shares Outstanding 7.90M
Shares Change (YoY) -3.71%
Shares Change (QoQ) -1.54%
Owned by Insiders (%) 28.04%
Owned by Institutions (%) 40.63%
Float 5.69M

Valuation Ratios

The trailing PE ratio is 45.57 and the forward PE ratio is 27.26.

PE Ratio 45.57
Forward PE 27.26
PS Ratio 3.31
Forward PS 12.84
PB Ratio 3.40
P/TBV Ratio 3.40
P/FCF Ratio n/a
P/OCF Ratio 48.81
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 37.72
EV / Sales 2.76
EV / EBITDA 16.78
EV / EBIT 31.12
EV / FCF n/a

Financial Position

The company has a current ratio of 4.90, with a Debt / Equity ratio of 0.07.

Current Ratio 4.90
Quick Ratio 4.13
Debt / Equity 0.07
Debt / EBITDA 0.35
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 7.56% and return on invested capital (ROIC) is 5.40%.

Return on Equity (ROE) 7.56%
Return on Assets (ROA) 4.68%
Return on Invested Capital (ROIC) 5.40%
Return on Capital Employed (ROCE) 8.95%
Revenue Per Employee $47,594
Profits Per Employee $3,485
Employee Count 1,150
Asset Turnover 0.84
Inventory Turnover n/a

Taxes

In the past 12 months, CoreCard has paid $1.31 million in taxes.

Income Tax 1.31M
Effective Tax Rate 24.68%

Stock Price Statistics

The stock price has increased by +103.67% in the last 52 weeks. The beta is 0.50, so CoreCard's price volatility has been lower than the market average.

Beta (5Y) 0.50
52-Week Price Change +103.67%
50-Day Moving Average 22.72
200-Day Moving Average 16.38
Relative Strength Index (RSI) 45.61
Average Volume (20 Days) 20,896

Short Selling Information

The latest short interest is 68,515, so 0.87% of the outstanding shares have been sold short.

Short Interest 68,515
Short Previous Month 168,897
Short % of Shares Out 0.87%
Short % of Float 1.20%
Short Ratio (days to cover) 1.79

Income Statement

In the last 12 months, CoreCard had revenue of $54.73 million and earned $4.01 million in profits. Earnings per share was $0.49.

Revenue 54.73M
Gross Profit 19.74M
Operating Income 4.86M
Pretax Income 2.10M
Net Income 4.01M
EBITDA 9.01M
EBIT 4.86M
Earnings Per Share (EPS) $0.49
Full Income Statement

Balance Sheet

The company has $28.01 million in cash and $3.61 million in debt, giving a net cash position of $24.40 million or $3.09 per share.

Cash & Cash Equivalents 28.01M
Total Debt 3.61M
Net Cash 24.40M
Net Cash Per Share $3.09
Equity (Book Value) 51.69M
Book Value Per Share 6.54
Working Capital 33.31M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $3.60 million and capital expenditures -$4.13 million, giving a free cash flow of -$536,000.

Operating Cash Flow 3.60M
Capital Expenditures -4.13M
Free Cash Flow -536,000
FCF Per Share -$0.07
Full Cash Flow Statement

Margins

Gross margin is 36.06%, with operating and profit margins of 8.87% and 7.32%.

Gross Margin 36.06%
Operating Margin 8.87%
Pretax Margin 9.72%
Profit Margin 7.32%
EBITDA Margin 16.46%
EBIT Margin 8.87%
FCF Margin n/a

Dividends & Yields

CoreCard does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 3.71%
Shareholder Yield 3.71%
Earnings Yield 2.28%
FCF Yield -0.31%
Dividend Details

Analyst Forecast

The average price target for CoreCard is $15.00, which is -32.49% lower than the current price. The consensus rating is "Hold".

Price Target $15.00
Price Target Difference -32.49%
Analyst Consensus Hold
Analyst Count 1
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

CoreCard has an Altman Z-Score of 9.27 and a Piotroski F-Score of 4.

Altman Z-Score 9.27
Piotroski F-Score 4