CoreCard Corporation (CCRD)
Total Valuation
CoreCard has a market cap or net worth of $91.42 million. The enterprise value is $60.39 million.
Market Cap | 91.42M |
Enterprise Value | 60.39M |
Important Dates
The next estimated earnings date is Thursday, May 2, 2024, before market open.
Earnings Date | May 2, 2024 |
Ex-Dividend Date | n/a |
Share Statistics
CoreCard has 8.30 million shares outstanding. The number of shares has decreased by -1.45% in one year.
Shares Outstanding | 8.30M |
Shares Change (YoY) | -1.45% |
Shares Change (QoQ) | -1.10% |
Owned by Insiders (%) | 26.50% |
Owned by Institutions (%) | 44.34% |
Float | 6.09M |
Valuation Ratios
The trailing PE ratio is 27.70.
PE Ratio | 27.70 |
Forward PE | n/a |
PS Ratio | 1.63 |
Forward PS | 1.79 |
PB Ratio | 1.73 |
P/FCF Ratio | 7.90 |
PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 5.62, with an EV/FCF ratio of 5.22.
EV / Earnings | 17.79 |
EV / Sales | 1.08 |
EV / EBITDA | 5.62 |
EV / EBIT | 13.43 |
EV / FCF | 5.22 |
Financial Position
The company has a current ratio of 4.66, with a Debt / Equity ratio of 0.02.
Current Ratio | 4.66 |
Quick Ratio | 4.16 |
Debt / Equity | 0.02 |
Debt / EBITDA | 0.10 |
Debt / FCF | 0.10 |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.30% and return on invested capital (ROIC) is 8.52%.
Return on Equity (ROE) | 6.30% |
Return on Assets (ROA) | 5.20% |
Return on Capital (ROIC) | 8.52% |
Revenue Per Employee | $48,699 |
Profits Per Employee | $2,952 |
Employee Count | 1,150 |
Asset Turnover | 0.86 |
Inventory Turnover | n/a |
Taxes
In the past 12 months, CoreCard has paid $1.10 million in taxes.
Income Tax | 1.10M |
Effective Tax Rate | 24.51% |
Stock Price Statistics
The stock price has decreased by -61.19% in the last 52 weeks. The beta is 0.41, so CoreCard's price volatility has been lower than the market average.
Beta (1Y) | 0.41 |
52-Week Price Change | -61.19% |
50-Day Moving Average | 11.76 |
200-Day Moving Average | 17.59 |
Relative Strength Index (RSI) | 45.04 |
Average Volume (30 Days) | 38,260 |
Short Selling Information
The latest short interest is 547,575, so 6.60% of the outstanding shares have been sold short.
Short Interest | 547,575 |
Short Previous Month | 500,289 |
Short % of Shares Out | 6.60% |
Short % of Float | 8.99% |
Short Ratio (days to cover) | 11.95 |
Income Statement
In the last 12 months, CoreCard had revenue of $56.00 million and earned $3.40 million in profits. Earnings per share was $0.40.
Revenue | 56.00M |
Gross Profit | 19.43M |
Operating Income | 6.08M |
Pretax Income | 4.50M |
Net Income | 3.40M |
EBITDA | 10.75M |
EBIT | 4.50M |
Earnings Per Share (EPS) | $0.40 |
Balance Sheet
The company has $32.15 million in cash and $1.12 million in debt, giving a net cash position of $31.03 million or $3.74 per share.
Cash & Cash Equivalents | 32.15M |
Total Debt | 1.12M |
Net Cash | 31.03M |
Net Cash Per Share | $3.74 |
Equity / Book Value | 52.70M |
Book Value Per Share | 6.35 |
Working Capital | 34.95M |
Cash Flow
In the last 12 months, operating cash flow was $16.81 million and capital expenditures -$5.25 million, giving a free cash flow of $11.57 million.
Operating Cash Flow | 16.81M |
Capital Expenditures | -5.25M |
Free Cash Flow | 11.57M |
FCF Per Share | $1.37 |
Margins
Gross margin is 34.70%, with operating and profit margins of 10.85% and 6.06%.
Gross Margin | 34.70% |
Operating Margin | 10.85% |
Pretax Margin | 8.03% |
Profit Margin | 6.06% |
EBITDA Margin | 19.20% |
EBIT Margin | 8.03% |
FCF Margin | 20.65% |
Dividends & Yields
CoreCard does not appear to pay any dividends at this time.
Dividend Per Share | n/a |
Dividend Yield | n/a |
Dividend Growth (YoY) | n/a |
Years of Dividend Growth | n/a |
Payout Ratio | n/a |
Buyback Yield | 1.45% |
Shareholder Yield | 1.45% |
Earnings Yield | 3.71% |
FCF Yield | 12.65% |
Analyst Forecast
The average price target for CoreCard is $30.00, which is 171.49% higher than the current price. The consensus rating is "Strong Buy".
Price Target | $30.00 |
Price Target Difference | 171.49% |
Analyst Consensus | Strong Buy |
Analyst Count | 1 |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on March 7, 1983. It was a forward split with a ratio of 2:1.
Last Split Date | Mar 7, 1983 |
Split Type | Forward |
Split Ratio | 2:1 |
Scores
CoreCard has an Altman Z-Score of 7.93 and a Piotroski F-Score of 6.
Altman Z-Score | 7.93 |
Piotroski F-Score | 6 |