CoreCard Statistics
Total Valuation
CoreCard has a market cap or net worth of $183.90 million. The enterprise value is $156.38 million.
| Market Cap | 183.90M | 
| Enterprise Value | 156.38M | 
Important Dates
The next estimated earnings date is Thursday, November 13, 2025, before market open.
| Earnings Date | Nov 13, 2025 | 
| Ex-Dividend Date | n/a | 
Share Statistics
CoreCard has 7.79 million shares outstanding. The number of shares has decreased by -2.63% in one year.
| Current Share Class | 7.79M | 
| Shares Outstanding | 7.79M | 
| Shares Change (YoY) | -2.63% | 
| Shares Change (QoQ) | +0.38% | 
| Owned by Insiders (%) | 28.19% | 
| Owned by Institutions (%) | 45.35% | 
| Float | 5.60M | 
Valuation Ratios
The trailing PE ratio is 23.78.
| PE Ratio | 23.78 | 
| Forward PE | n/a | 
| PS Ratio | 2.86 | 
| Forward PS | 5.48 | 
| PB Ratio | 3.27 | 
| P/TBV Ratio | 3.27 | 
| P/FCF Ratio | 20.63 | 
| P/OCF Ratio | 12.97 | 
| PEG Ratio | n/a | 
Enterprise Valuation
The stock's EV/EBITDA ratio is 11.50, with an EV/FCF ratio of 17.54.
| EV / Earnings | 19.52 | 
| EV / Sales | 2.41 | 
| EV / EBITDA | 11.50 | 
| EV / EBIT | 15.13 | 
| EV / FCF | 17.54 | 
Financial Position
The company has a current ratio of 4.29, with a Debt / Equity ratio of 0.08.
| Current Ratio | 4.29 | 
| Quick Ratio | 3.66 | 
| Debt / Equity | 0.08 | 
| Debt / EBITDA | 0.31 | 
| Debt / FCF | 0.53 | 
| Interest Coverage | n/a | 
Financial Efficiency
Return on equity (ROE) is 14.95% and return on invested capital (ROIC) is 11.21%.
| Return on Equity (ROE) | 14.95% | 
| Return on Assets (ROA) | 9.75% | 
| Return on Invested Capital (ROIC) | 11.21% | 
| Return on Capital Employed (ROCE) | 17.15% | 
| Revenue Per Employee | $64,808 | 
| Profits Per Employee | $8,012 | 
| Employee Count | 1,000 | 
| Asset Turnover | 0.98 | 
| Inventory Turnover | n/a | 
Taxes
In the past 12 months, CoreCard has paid $2.32 million in taxes.
| Income Tax | 2.32M | 
| Effective Tax Rate | 22.48% | 
Stock Price Statistics
The stock price has increased by +72.52% in the last 52 weeks. The beta is 0.68, so CoreCard's price volatility has been lower than the market average.
| Beta (5Y) | 0.68 | 
| 52-Week Price Change | +72.52% | 
| 50-Day Moving Average | 26.88 | 
| 200-Day Moving Average | 24.62 | 
| Relative Strength Index (RSI) | 29.05 | 
| Average Volume (20 Days) | 75,864 | 
Short Selling Information
The latest short interest is 218,711, so 2.81% of the outstanding shares have been sold short.
| Short Interest | 218,711 | 
| Short Previous Month | 280,488 | 
| Short % of Shares Out | 2.81% | 
| Short % of Float | 3.91% | 
| Short Ratio (days to cover) | 5.01 | 
Income Statement
In the last 12 months, CoreCard had revenue of $64.81 million and earned $8.01 million in profits. Earnings per share was $0.99.
| Revenue | 64.81M | 
| Gross Profit | 29.43M | 
| Operating Income | 10.33M | 
| Pretax Income | 10.34M | 
| Net Income | 8.01M | 
| EBITDA | 13.60M | 
| EBIT | 10.33M | 
| Earnings Per Share (EPS) | $0.99 | 
Balance Sheet
The company has $32.26 million in cash and $4.74 million in debt, giving a net cash position of $27.53 million or $3.53 per share.
| Cash & Cash Equivalents | 32.26M | 
| Total Debt | 4.74M | 
| Net Cash | 27.53M | 
| Net Cash Per Share | $3.53 | 
| Equity (Book Value) | 56.32M | 
| Book Value Per Share | 7.23 | 
| Working Capital | 35.16M | 
Cash Flow
In the last 12 months, operating cash flow was $14.18 million and capital expenditures -$5.26 million, giving a free cash flow of $8.92 million.
| Operating Cash Flow | 14.18M | 
| Capital Expenditures | -5.26M | 
| Free Cash Flow | 8.92M | 
| FCF Per Share | $1.14 | 
Margins
Gross margin is 45.42%, with operating and profit margins of 15.94% and 12.36%.
| Gross Margin | 45.42% | 
| Operating Margin | 15.94% | 
| Pretax Margin | 15.95% | 
| Profit Margin | 12.36% | 
| EBITDA Margin | 20.99% | 
| EBIT Margin | 15.94% | 
| FCF Margin | 13.76% | 
Dividends & Yields
CoreCard does not appear to pay any dividends at this time.
| Dividend Per Share | n/a | 
| Dividend Yield | n/a | 
| Dividend Growth (YoY) | n/a | 
| Years of Dividend Growth | n/a | 
| Payout Ratio | n/a | 
| Buyback Yield | 2.63% | 
| Shareholder Yield | 2.63% | 
| Earnings Yield | 4.36% | 
| FCF Yield | 4.85% | 
Analyst Forecast
The average price target for CoreCard is $21.00, which is -11.02% lower than the current price. The consensus rating is "Hold".
| Price Target | $21.00 | 
| Price Target Difference | -11.02% | 
| Analyst Consensus | Hold | 
| Analyst Count | 1 | 
| Revenue Growth Forecast (5Y) | n/a | 
| EPS Growth Forecast (5Y) | n/a | 
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | 
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a | 
| Split Type | n/a | 
| Split Ratio | n/a | 
Scores
CoreCard has an Altman Z-Score of 9.44 and a Piotroski F-Score of 6.
| Altman Z-Score | 9.44 | 
| Piotroski F-Score | 6 |