CoreCard Statistics
Total Valuation
CoreCard has a market cap or net worth of $241.23 million. The enterprise value is $216.10 million.
| Market Cap | 241.23M |
| Enterprise Value | 216.10M |
Important Dates
The next estimated earnings date is Thursday, July 31, 2025, before market open.
| Earnings Date | Jul 31, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
CoreCard has 7.79 million shares outstanding. The number of shares has decreased by -3.54% in one year.
| Current Share Class | 7.79M |
| Shares Outstanding | 7.79M |
| Shares Change (YoY) | -3.54% |
| Shares Change (QoQ) | +0.63% |
| Owned by Insiders (%) | 28.21% |
| Owned by Institutions (%) | 40.89% |
| Float | 5.59M |
Valuation Ratios
The trailing PE ratio is 35.94.
| PE Ratio | 35.94 |
| Forward PE | n/a |
| PS Ratio | 4.02 |
| Forward PS | 4.79 |
| PB Ratio | 4.46 |
| P/TBV Ratio | 4.46 |
| P/FCF Ratio | 52.34 |
| P/OCF Ratio | 24.49 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 17.80, with an EV/FCF ratio of 46.89.
| EV / Earnings | 31.21 |
| EV / Sales | 3.54 |
| EV / EBITDA | 17.80 |
| EV / EBIT | 24.50 |
| EV / FCF | 46.89 |
Financial Position
The company has a current ratio of 4.96, with a Debt / Equity ratio of 0.05.
| Current Ratio | 4.96 |
| Quick Ratio | 4.34 |
| Debt / Equity | 0.05 |
| Debt / EBITDA | 0.18 |
| Debt / FCF | 0.54 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.10% and return on invested capital (ROIC) is 9.80%.
| Return on Equity (ROE) | 13.10% |
| Return on Assets (ROA) | 8.72% |
| Return on Invested Capital (ROIC) | 9.80% |
| Return on Capital Employed (ROCE) | 15.73% |
| Revenue Per Employee | $61,011 |
| Profits Per Employee | $6,924 |
| Employee Count | 1,000 |
| Asset Turnover | 0.96 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CoreCard has paid $1.91 million in taxes.
| Income Tax | 1.91M |
| Effective Tax Rate | 21.62% |
Stock Price Statistics
The stock price has increased by +140.53% in the last 52 weeks. The beta is 0.70, so CoreCard's price volatility has been lower than the market average.
| Beta (5Y) | 0.70 |
| 52-Week Price Change | +140.53% |
| 50-Day Moving Average | 25.71 |
| 200-Day Moving Average | 20.88 |
| Relative Strength Index (RSI) | 70.81 |
| Average Volume (20 Days) | 112,749 |
Short Selling Information
The latest short interest is 91,855, so 1.18% of the outstanding shares have been sold short.
| Short Interest | 91,855 |
| Short Previous Month | 66,066 |
| Short % of Shares Out | 1.18% |
| Short % of Float | 1.64% |
| Short Ratio (days to cover) | 1.59 |
Income Statement
In the last 12 months, CoreCard had revenue of $61.01 million and earned $6.92 million in profits. Earnings per share was $0.86.
| Revenue | 61.01M |
| Gross Profit | 26.20M |
| Operating Income | 8.82M |
| Pretax Income | 2.10M |
| Net Income | 6.92M |
| EBITDA | 12.14M |
| EBIT | 8.82M |
| Earnings Per Share (EPS) | $0.86 |
Balance Sheet
The company has $27.64 million in cash and $2.51 million in debt, giving a net cash position of $25.14 million or $3.23 per share.
| Cash & Cash Equivalents | 27.64M |
| Total Debt | 2.51M |
| Net Cash | 25.14M |
| Net Cash Per Share | $3.23 |
| Equity (Book Value) | 54.06M |
| Book Value Per Share | 6.94 |
| Working Capital | 32.98M |
Cash Flow
In the last 12 months, operating cash flow was $9.85 million and capital expenditures -$5.24 million, giving a free cash flow of $4.61 million.
| Operating Cash Flow | 9.85M |
| Capital Expenditures | -5.24M |
| Free Cash Flow | 4.61M |
| FCF Per Share | $0.59 |
Margins
Gross margin is 42.94%, with operating and profit margins of 14.45% and 11.35%.
| Gross Margin | 42.94% |
| Operating Margin | 14.45% |
| Pretax Margin | 14.48% |
| Profit Margin | 11.35% |
| EBITDA Margin | 19.90% |
| EBIT Margin | 14.45% |
| FCF Margin | 7.55% |
Dividends & Yields
CoreCard does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 3.54% |
| Shareholder Yield | 3.54% |
| Earnings Yield | 2.87% |
| FCF Yield | 1.91% |
Analyst Forecast
The average price target for CoreCard is $21.00, which is -32.21% lower than the current price. The consensus rating is "Hold".
| Price Target | $21.00 |
| Price Target Difference | -32.21% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
CoreCard has an Altman Z-Score of 11.02 and a Piotroski F-Score of 7.
| Altman Z-Score | 11.02 |
| Piotroski F-Score | 7 |