CoreCard Statistics
Total Valuation
CoreCard has a market cap or net worth of $145.30 million. The enterprise value is $123.16 million.
| Market Cap | 145.30M |
| Enterprise Value | 123.16M |
Important Dates
The next estimated earnings date is Thursday, May 1, 2025, before market open.
| Earnings Date | May 1, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
CoreCard has 7.79 million shares outstanding. The number of shares has decreased by -3.87% in one year.
| Current Share Class | 7.79M |
| Shares Outstanding | 7.79M |
| Shares Change (YoY) | -3.87% |
| Shares Change (QoQ) | +0.23% |
| Owned by Insiders (%) | 28.45% |
| Owned by Institutions (%) | 41.26% |
| Float | 5.57M |
Valuation Ratios
The trailing PE ratio is 27.85 and the forward PE ratio is 21.70.
| PE Ratio | 27.85 |
| Forward PE | 21.70 |
| PS Ratio | 2.61 |
| Forward PS | 2.31 |
| PB Ratio | 2.81 |
| P/TBV Ratio | 2.81 |
| P/FCF Ratio | 162.71 |
| P/OCF Ratio | 25.05 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 12.15, with an EV/FCF ratio of 137.91.
| EV / Earnings | 22.61 |
| EV / Sales | 2.15 |
| EV / EBITDA | 12.15 |
| EV / EBIT | 18.83 |
| EV / FCF | 137.91 |
Financial Position
The company has a current ratio of 4.75, with a Debt / Equity ratio of 0.05.
| Current Ratio | 4.75 |
| Quick Ratio | 4.16 |
| Debt / Equity | 0.05 |
| Debt / EBITDA | 0.24 |
| Debt / FCF | 3.08 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.44% and return on invested capital (ROIC) is 7.49%.
| Return on Equity (ROE) | 10.44% |
| Return on Assets (ROA) | 6.48% |
| Return on Invested Capital (ROIC) | 7.49% |
| Return on Capital Employed (ROCE) | 12.13% |
| Revenue Per Employee | $57,399 |
| Profits Per Employee | $5,448 |
| Employee Count | 1,000 |
| Asset Turnover | 0.91 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CoreCard has paid $1.46 million in taxes.
| Income Tax | 1.46M |
| Effective Tax Rate | 21.09% |
Stock Price Statistics
The stock price has increased by +69.33% in the last 52 weeks. The beta is 0.46, so CoreCard's price volatility has been lower than the market average.
| Beta (5Y) | 0.46 |
| 52-Week Price Change | +69.33% |
| 50-Day Moving Average | 21.54 |
| 200-Day Moving Average | 17.33 |
| Relative Strength Index (RSI) | 36.95 |
| Average Volume (20 Days) | 20,440 |
Short Selling Information
The latest short interest is 65,992, so 0.85% of the outstanding shares have been sold short.
| Short Interest | 65,992 |
| Short Previous Month | 70,058 |
| Short % of Shares Out | 0.85% |
| Short % of Float | 1.18% |
| Short Ratio (days to cover) | 2.47 |
Income Statement
In the last 12 months, CoreCard had revenue of $57.40 million and earned $5.45 million in profits. Earnings per share was $0.67.
| Revenue | 57.40M |
| Gross Profit | 22.43M |
| Operating Income | 6.54M |
| Pretax Income | 2.10M |
| Net Income | 5.45M |
| EBITDA | 10.14M |
| EBIT | 6.54M |
| Earnings Per Share (EPS) | $0.67 |
Balance Sheet
The company has $24.89 million in cash and $2.75 million in debt, giving a net cash position of $22.14 million or $2.84 per share.
| Cash & Cash Equivalents | 24.89M |
| Total Debt | 2.75M |
| Net Cash | 22.14M |
| Net Cash Per Share | $2.84 |
| Equity (Book Value) | 51.70M |
| Book Value Per Share | 6.64 |
| Working Capital | 31.72M |
Cash Flow
In the last 12 months, operating cash flow was $5.80 million and capital expenditures -$4.91 million, giving a free cash flow of $893,000.
| Operating Cash Flow | 5.80M |
| Capital Expenditures | -4.91M |
| Free Cash Flow | 893,000 |
| FCF Per Share | $0.11 |
Margins
Gross margin is 39.08%, with operating and profit margins of 11.39% and 9.49%.
| Gross Margin | 39.08% |
| Operating Margin | 11.39% |
| Pretax Margin | 12.03% |
| Profit Margin | 9.49% |
| EBITDA Margin | 17.66% |
| EBIT Margin | 11.39% |
| FCF Margin | 1.56% |
Dividends & Yields
CoreCard does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 3.87% |
| Shareholder Yield | n/a |
| Earnings Yield | 3.75% |
| FCF Yield | 0.61% |
Analyst Forecast
The average price target for CoreCard is $21.00, which is 12.54% higher than the current price. The consensus rating is "Hold".
| Price Target | $21.00 |
| Price Target Difference | 12.54% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
CoreCard has an Altman Z-Score of 9.7 and a Piotroski F-Score of 7.
| Altman Z-Score | 9.7 |
| Piotroski F-Score | 7 |