CoreCard Statistics
Total Valuation
CoreCard has a market cap or net worth of $179.12 million. The enterprise value is $153.54 million.
Important Dates
The next estimated earnings date is Wednesday, February 12, 2025, before market open.
| Earnings Date | Feb 12, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
CoreCard has 7.90 million shares outstanding. The number of shares has decreased by -3.71% in one year.
| Current Share Class | 7.90M |
| Shares Outstanding | 7.90M |
| Shares Change (YoY) | -3.71% |
| Shares Change (QoQ) | -1.54% |
| Owned by Insiders (%) | 28.04% |
| Owned by Institutions (%) | 32.47% |
| Float | 5.69M |
Valuation Ratios
The trailing PE ratio is 46.32 and the forward PE ratio is 27.71.
| PE Ratio | 46.32 |
| Forward PE | 27.71 |
| PS Ratio | 3.34 |
| Forward PS | 13.02 |
| PB Ratio | 3.42 |
| P/TBV Ratio | 3.44 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | 49.47 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 38.31 |
| EV / Sales | 2.81 |
| EV / EBITDA | 17.04 |
| EV / EBIT | 31.61 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 4.90, with a Debt / Equity ratio of 0.07.
| Current Ratio | 4.90 |
| Quick Ratio | 4.13 |
| Debt / Equity | 0.07 |
| Debt / EBITDA | 0.35 |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.56% and return on invested capital (ROIC) is 5.40%.
| Return on Equity (ROE) | 7.56% |
| Return on Assets (ROA) | 4.68% |
| Return on Capital (ROIC) | 5.40% |
| Revenue Per Employee | $47,594 |
| Profits Per Employee | $3,485 |
| Employee Count | 1,150 |
| Asset Turnover | 0.84 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CoreCard has paid $1.31 million in taxes.
| Income Tax | 1.31M |
| Effective Tax Rate | 24.68% |
Stock Price Statistics
The stock price has increased by +89.24% in the last 52 weeks. The beta is 0.49, so CoreCard's price volatility has been lower than the market average.
| Beta (5Y) | 0.49 |
| 52-Week Price Change | +89.24% |
| 50-Day Moving Average | 21.46 |
| 200-Day Moving Average | 15.42 |
| Relative Strength Index (RSI) | 51.89 |
| Average Volume (20 Days) | 46,024 |
Short Selling Information
The latest short interest is 168,897, so 2.14% of the outstanding shares have been sold short.
| Short Interest | 168,897 |
| Short Previous Month | 214,795 |
| Short % of Shares Out | 2.14% |
| Short % of Float | 2.97% |
| Short Ratio (days to cover) | 3.17 |
Income Statement
In the last 12 months, CoreCard had revenue of $54.73 million and earned $4.01 million in profits. Earnings per share was $0.49.
| Revenue | 54.73M |
| Gross Profit | 19.74M |
| Operating Income | 4.86M |
| Pretax Income | 2.10M |
| Net Income | 4.01M |
| EBITDA | 9.01M |
| EBIT | 4.86M |
| Earnings Per Share (EPS) | $0.49 |
Full Income StatementBalance Sheet
The company has $28.01 million in cash and $3.61 million in debt, giving a net cash position of $24.40 million or $3.09 per share.
| Cash & Cash Equivalents | 28.01M |
| Total Debt | 3.61M |
| Net Cash | 24.40M |
| Net Cash Per Share | $3.09 |
| Equity (Book Value) | 51.69M |
| Book Value Per Share | 6.54 |
| Working Capital | 33.31M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $3.60 million and capital expenditures -$4.13 million, giving a free cash flow of -$536,000.
| Operating Cash Flow | 3.60M |
| Capital Expenditures | -4.13M |
| Free Cash Flow | -536,000 |
| FCF Per Share | -$0.07 |
Full Cash Flow StatementMargins
Gross margin is 36.06%, with operating and profit margins of 8.87% and 7.32%.
| Gross Margin | 36.06% |
| Operating Margin | 8.87% |
| Pretax Margin | 9.72% |
| Profit Margin | 7.32% |
| EBITDA Margin | 16.46% |
| EBIT Margin | 8.87% |
| FCF Margin | n/a |
Dividends & Yields
CoreCard does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 3.71% |
| Shareholder Yield | 3.71% |
| Earnings Yield | 2.25% |
| FCF Yield | -0.30% |
Dividend DetailsAnalyst Forecast
The average price target for CoreCard is $15.00, which is -33.83% lower than the current price. The consensus rating is "Hold".
| Price Target | $15.00 |
| Price Target Difference | -33.83% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsStock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
CoreCard has an Altman Z-Score of 9.27 and a Piotroski F-Score of 4.
| Altman Z-Score | 9.27 |
| Piotroski F-Score | 4 |