CoreCard Corporation (CCRD)

CoreCard Statistics

Total Valuation

CoreCard has a market cap or net worth of $204.79 million. The enterprise value is $182.41 million.

Market Cap	204.79M
Enterprise Value	182.41M

Important Dates

The last earnings date was Thursday, May 8, 2025, before market open.

Earnings Date	May 8, 2025
Ex-Dividend Date	n/a

Share Statistics

CoreCard has 7.79 million shares outstanding. The number of shares has decreased by -3.54% in one year.

Current Share Class	7.79M
Shares Outstanding	7.79M
Shares Change (YoY)	-3.54%
Shares Change (QoQ)	+0.63%
Owned by Insiders (%)	28.24%
Owned by Institutions (%)	40.89%
Float	5.59M

Valuation Ratios

The trailing PE ratio is 31.27.

PE Ratio	31.27
Forward PE	n/a
PS Ratio	3.50
Forward PS	4.24
PB Ratio	3.88
P/TBV Ratio	3.86
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	26.34
EV / Sales	2.99
EV / EBITDA	14.84
EV / EBIT	20.68
EV / FCF	n/a

Financial Position

The company has a current ratio of 4.96, with a Debt / Equity ratio of 0.03.

Current Ratio	4.96
Quick Ratio	4.34
Debt / Equity	0.03
Debt / EBITDA	0.12
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.10% and return on invested capital (ROIC) is 9.88%.

Return on Equity (ROE)	13.10%
Return on Assets (ROA)	8.72%
Return on Invested Capital (ROIC)	9.88%
Return on Capital Employed (ROCE)	15.73%
Revenue Per Employee	$61,011
Profits Per Employee	$6,924
Employee Count	1,000
Asset Turnover	0.96
Inventory Turnover	n/a

Taxes

In the past 12 months, CoreCard has paid $1.91 million in taxes.

Income Tax	1.91M
Effective Tax Rate	21.62%

Stock Price Statistics

The stock price has increased by +83.40% in the last 52 weeks. The beta is 0.54, so CoreCard's price volatility has been lower than the market average.

Beta (5Y)	0.54
52-Week Price Change	+83.40%
50-Day Moving Average	20.79
200-Day Moving Average	18.97
Relative Strength Index (RSI)	69.39
Average Volume (20 Days)	29,051

Short Selling Information

The latest short interest is 66,066, so 0.85% of the outstanding shares have been sold short.

Short Interest	66,066
Short Previous Month	60,259
Short % of Shares Out	0.85%
Short % of Float	1.18%
Short Ratio (days to cover)	3.38

Income Statement

In the last 12 months, CoreCard had revenue of $61.01 million and earned $6.92 million in profits. Earnings per share was $0.86.

Revenue	61.01M
Gross Profit	26.16M
Operating Income	8.82M
Pretax Income	2.10M
Net Income	6.92M
EBITDA	12.29M
EBIT	8.82M
Earnings Per Share (EPS)	$0.86

Balance Sheet

The company has $27.64 million in cash and $1.60 million in debt, giving a net cash position of $26.04 million or $3.34 per share.

Cash & Cash Equivalents	27.64M
Total Debt	1.60M
Net Cash	26.04M
Net Cash Per Share	$3.34
Equity (Book Value)	54.06M
Book Value Per Share	6.94
Working Capital	32.98M

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 42.88%, with operating and profit margins of 14.45% and 11.35%.

Gross Margin	42.88%
Operating Margin	14.45%
Pretax Margin	14.48%
Profit Margin	11.35%
EBITDA Margin	20.15%
EBIT Margin	14.45%
FCF Margin	n/a

Dividends & Yields

CoreCard does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	3.54%
Shareholder Yield	3.54%
Earnings Yield	3.32%
FCF Yield	n/a

Analyst Forecast

The average price target for CoreCard is $21.00, which is -20.15% lower than the current price. The consensus rating is "Hold".

Price Target	$21.00
Price Target Difference	-20.15%
Analyst Consensus	Hold
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

CoreCard has an Altman Z-Score of 11.02 and a Piotroski F-Score of 5.

Altman Z-Score	11.02
Piotroski F-Score	5