CoreCard Statistics
Total Valuation
CoreCard has a market cap or net worth of $208.06 million. The enterprise value is $180.30 million.
| Market Cap | 208.06M |
| Enterprise Value | 180.30M |
Important Dates
The next estimated earnings date is Thursday, October 30, 2025, before market open.
| Earnings Date | Oct 30, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
CoreCard has 7.79 million shares outstanding. The number of shares has decreased by -2.63% in one year.
| Current Share Class | 7.79M |
| Shares Outstanding | 7.79M |
| Shares Change (YoY) | -2.63% |
| Shares Change (QoQ) | +0.38% |
| Owned by Insiders (%) | 28.19% |
| Owned by Institutions (%) | 43.89% |
| Float | 5.60M |
Valuation Ratios
The trailing PE ratio is 26.87.
| PE Ratio | 26.87 |
| Forward PE | n/a |
| PS Ratio | 3.23 |
| Forward PS | 6.19 |
| PB Ratio | 3.69 |
| P/TBV Ratio | 3.69 |
| P/FCF Ratio | 23.31 |
| P/OCF Ratio | 14.66 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 13.26, with an EV/FCF ratio of 20.22.
| EV / Earnings | 22.50 |
| EV / Sales | 2.78 |
| EV / EBITDA | 13.26 |
| EV / EBIT | 17.45 |
| EV / FCF | 20.22 |
Financial Position
The company has a current ratio of 4.29, with a Debt / Equity ratio of 0.08.
| Current Ratio | 4.29 |
| Quick Ratio | 3.66 |
| Debt / Equity | 0.08 |
| Debt / EBITDA | 0.31 |
| Debt / FCF | 0.53 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 14.95% and return on invested capital (ROIC) is 11.21%.
| Return on Equity (ROE) | 14.95% |
| Return on Assets (ROA) | 9.75% |
| Return on Invested Capital (ROIC) | 11.21% |
| Return on Capital Employed (ROCE) | 17.15% |
| Revenue Per Employee | $64,808 |
| Profits Per Employee | $8,012 |
| Employee Count | 1,000 |
| Asset Turnover | 0.98 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CoreCard has paid $2.32 million in taxes.
| Income Tax | 2.32M |
| Effective Tax Rate | 22.48% |
Stock Price Statistics
The stock price has increased by +99.93% in the last 52 weeks. The beta is 0.68, so CoreCard's price volatility has been lower than the market average.
| Beta (5Y) | 0.68 |
| 52-Week Price Change | +99.93% |
| 50-Day Moving Average | 27.27 |
| 200-Day Moving Average | 24.31 |
| Relative Strength Index (RSI) | 44.46 |
| Average Volume (20 Days) | 33,245 |
Short Selling Information
The latest short interest is 280,488, so 3.60% of the outstanding shares have been sold short.
| Short Interest | 280,488 |
| Short Previous Month | 316,700 |
| Short % of Shares Out | 3.60% |
| Short % of Float | 5.01% |
| Short Ratio (days to cover) | 3.71 |
Income Statement
In the last 12 months, CoreCard had revenue of $64.81 million and earned $8.01 million in profits. Earnings per share was $0.99.
| Revenue | 64.81M |
| Gross Profit | 29.43M |
| Operating Income | 10.33M |
| Pretax Income | 10.34M |
| Net Income | 8.01M |
| EBITDA | 13.60M |
| EBIT | 10.33M |
| Earnings Per Share (EPS) | $0.99 |
Balance Sheet
The company has $32.26 million in cash and $4.74 million in debt, giving a net cash position of $27.53 million or $3.53 per share.
| Cash & Cash Equivalents | 32.26M |
| Total Debt | 4.74M |
| Net Cash | 27.53M |
| Net Cash Per Share | $3.53 |
| Equity (Book Value) | 56.32M |
| Book Value Per Share | 7.23 |
| Working Capital | 35.16M |
Cash Flow
In the last 12 months, operating cash flow was $14.18 million and capital expenditures -$5.26 million, giving a free cash flow of $8.92 million.
| Operating Cash Flow | 14.18M |
| Capital Expenditures | -5.26M |
| Free Cash Flow | 8.92M |
| FCF Per Share | $1.14 |
Margins
Gross margin is 45.42%, with operating and profit margins of 15.94% and 12.36%.
| Gross Margin | 45.42% |
| Operating Margin | 15.94% |
| Pretax Margin | 15.95% |
| Profit Margin | 12.36% |
| EBITDA Margin | 20.99% |
| EBIT Margin | 15.94% |
| FCF Margin | 13.76% |
Dividends & Yields
CoreCard does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 2.63% |
| Shareholder Yield | 2.63% |
| Earnings Yield | 3.86% |
| FCF Yield | 4.29% |
Analyst Forecast
The average price target for CoreCard is $21.00, which is -21.35% lower than the current price. The consensus rating is "Hold".
| Price Target | $21.00 |
| Price Target Difference | -21.35% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
CoreCard has an Altman Z-Score of 9.44 and a Piotroski F-Score of 6.
| Altman Z-Score | 9.44 |
| Piotroski F-Score | 6 |