CoreCard Corporation (CCRD)
NYSE: CCRD · Real-Time Price · USD
18.90
+0.38 (2.05%)
Apr 17, 2025, 4:00 PM EDT - Market closed

CoreCard Statistics

Total Valuation

CoreCard has a market cap or net worth of $147.17 million. The enterprise value is $126.50 million.

Market Cap 147.17M
Enterprise Value 126.50M

Important Dates

The next estimated earnings date is Thursday, May 1, 2025, before market open.

Earnings Date May 1, 2025
Ex-Dividend Date n/a

Share Statistics

CoreCard has 7.79 million shares outstanding. The number of shares has decreased by -3.87% in one year.

Current Share Class 7.79M
Shares Outstanding 7.79M
Shares Change (YoY) -3.87%
Shares Change (QoQ) +0.23%
Owned by Insiders (%) 28.45%
Owned by Institutions (%) 41.23%
Float 5.57M

Valuation Ratios

The trailing PE ratio is 28.21 and the forward PE ratio is 21.98.

PE Ratio 28.21
Forward PE 21.98
PS Ratio 2.67
Forward PS 2.36
PB Ratio 2.88
P/TBV Ratio 2.88
P/FCF Ratio 166.46
P/OCF Ratio 25.62
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 12.48, with an EV/FCF ratio of 141.66.

EV / Earnings 23.22
EV / Sales 2.20
EV / EBITDA 12.48
EV / EBIT 19.35
EV / FCF 141.66

Financial Position

The company has a current ratio of 4.75, with a Debt / Equity ratio of 0.05.

Current Ratio 4.75
Quick Ratio 4.16
Debt / Equity 0.05
Debt / EBITDA 0.24
Debt / FCF 3.08
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 10.44% and return on invested capital (ROIC) is 7.49%.

Return on Equity (ROE) 10.44%
Return on Assets (ROA) 6.48%
Return on Invested Capital (ROIC) 7.49%
Return on Capital Employed (ROCE) 12.13%
Revenue Per Employee $57,399
Profits Per Employee $5,448
Employee Count 1,000
Asset Turnover 0.91
Inventory Turnover n/a

Taxes

In the past 12 months, CoreCard has paid $1.46 million in taxes.

Income Tax 1.46M
Effective Tax Rate 21.09%

Stock Price Statistics

The stock price has increased by +43.84% in the last 52 weeks. The beta is 0.49, so CoreCard's price volatility has been lower than the market average.

Beta (5Y) 0.49
52-Week Price Change +43.84%
50-Day Moving Average 20.30
200-Day Moving Average 17.58
Relative Strength Index (RSI) 49.71
Average Volume (20 Days) 20,256

Short Selling Information

The latest short interest is 66,650, so 0.86% of the outstanding shares have been sold short.

Short Interest 66,650
Short Previous Month 63,180
Short % of Shares Out 0.86%
Short % of Float 1.20%
Short Ratio (days to cover) 3.05

Income Statement

In the last 12 months, CoreCard had revenue of $57.40 million and earned $5.45 million in profits. Earnings per share was $0.67.

Revenue 57.40M
Gross Profit 22.43M
Operating Income 6.54M
Pretax Income 2.10M
Net Income 5.45M
EBITDA 10.14M
EBIT 6.54M
Earnings Per Share (EPS) $0.67
Full Income Statement

Balance Sheet

The company has $24.89 million in cash and $2.75 million in debt, giving a net cash position of $22.14 million or $2.84 per share.

Cash & Cash Equivalents 24.89M
Total Debt 2.75M
Net Cash 22.14M
Net Cash Per Share $2.84
Equity (Book Value) 51.70M
Book Value Per Share 6.64
Working Capital 31.72M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $5.80 million and capital expenditures -$4.91 million, giving a free cash flow of $893,000.

Operating Cash Flow 5.80M
Capital Expenditures -4.91M
Free Cash Flow 893,000
FCF Per Share $0.11
Full Cash Flow Statement

Margins

Gross margin is 39.08%, with operating and profit margins of 11.39% and 9.49%.

Gross Margin 39.08%
Operating Margin 11.39%
Pretax Margin 12.03%
Profit Margin 9.49%
EBITDA Margin 17.66%
EBIT Margin 11.39%
FCF Margin 1.56%

Dividends & Yields

CoreCard does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 3.87%
Shareholder Yield n/a
Earnings Yield 3.67%
FCF Yield 0.60%
Dividend Details

Analyst Forecast

The average price target for CoreCard is $21.00, which is 11.11% higher than the current price. The consensus rating is "Hold".

Price Target $21.00
Price Target Difference 11.11%
Analyst Consensus Hold
Analyst Count 1
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

CoreCard has an Altman Z-Score of 9.7 and a Piotroski F-Score of 7.

Altman Z-Score 9.7
Piotroski F-Score 7