Capitol Federal Financial, Inc. (CFFN)

Capitol Federal Financial Cash Flow Statement

Financials in millions USD. Fiscal year is October - September.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Net Income	72.9	68.03	38.01	-101.66	84.45	76.08
Depreciation & Amortization	7.55	7.72	8.7	10.11	10.74	10.95
Other Amortization	0.39	1.44	1.53	1.64	1.8	1.58
Gain (Loss) on Sale of Investments	-3.26	-3.3	5.16	195.64	4.97	-1.18
Provision for Credit Losses	1.17	0.75	1.26	6.84	-4.63	-8.51
Net Decrease (Increase) in Loans Originated / Sold - Operating	1.86	1.86	0.01	0.01	0.03	0.05
Change in Income Taxes	1.05	0.11	8.14	-7.3	-2.2	0.11
Change in Other Net Operating Assets	-9.94	-16.05	-26.45	0.1	7.89	-1.56
Other Operating Activities	-6.6	-6.92	-6.46	-59.34	-7.98	-5.58
Operating Cash Flow	66.88	55.04	31.18	47.53	97.3	74.47
Operating Cash Flow Growth	58.75%	76.50%	-34.39%	-51.15%	30.66%	-19.87%
Capital Expenditures	-5.66	-5.2	-7.18	-6.28	-5.56	-9.41
Sale of Property, Plant and Equipment	0.04	0.04	0.63	-	-	2.62
Investment in Securities	44.73	-14.22	550.98	186.86	235	-477.67
Net Decrease (Increase) in Loans Originated / Sold - Investing	-224.08	-207.62	63.63	-514.67	-381.56	132.8
Other Investing Activities	24.65	20.18	20.6	4.45	-16.15	24.8
Investing Cash Flow	-160.19	-206.59	629.11	-329.1	-167.58	-326.67
Long-Term Debt Issued	-	650.1	350.1	4,294	1,454	1,144
Long-Term Debt Repaid	-	-879.81	-1,052	-3,549	-906.9	-1,347
Net Debt Issued (Repaid)	-334.72	-229.71	-702.19	745.33	547.5	-203
Issuance of Common Stock	-	-	-	-	-	0.32
Repurchase of Common Stock	-19.85	-3.89	-19.45	-23.45	-	-4.57
Common Dividends Paid	-44.21	-44.25	-44.52	-83.17	-46.14	-46.07
Net Increase (Decrease) in Deposit Accounts	552.52	461.47	78.76	-143.65	-402.53	405.99
Other Financing Activities	1.88	3.07	-1.19	-17.07	7.34	1.93
Financing Cash Flow	155.62	186.68	-688.59	477.98	49.18	82.79
Net Cash Flow	62.31	35.14	-28.3	196.41	-21.1	-169.42
Free Cash Flow	61.22	49.84	24	41.25	91.74	65.06
Free Cash Flow Growth	74.65%	107.66%	-41.82%	-55.04%	41.02%	-16.79%
Free Cash Flow Margin	29.19%	24.88%	14.45%	-	41.69%	30.88%
Free Cash Flow Per Share	0.47	0.38	0.18	0.31	0.68	0.48
Cash Interest Paid	217.65	217.65	224.7	188.91	83.83	83.65
Cash Income Tax Paid	1.02	1.02	6.02	5.42	13.56	13.06

Updated Jan 28, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q