Capitol Federal Financial, Inc. (CFFN)
NASDAQ: CFFN · Real-Time Price · USD
8.55
+0.02 (0.18%)
Aug 25, 2026, 3:43 PM EDT - Market open
Capitol Federal Financial Balance Sheet
Financials in millions USD. Fiscal year is October - September.
Millions USD. Fiscal year is Oct - Sep.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Cash & Equivalents | 136.1 | 252.44 | 217.31 | 245.61 | 49.19 | 42.26 |
Investment Securities | 3.85 | 143.72 | 204.09 | 605.55 | 586.58 | 621.82 |
Trading Asset Securities | 1.85 | 0.93 | 2.1 | 13 | 12.5 | - |
Mortgage-Backed Securities | 779.71 | 863.5 | 783.57 | 900.73 | 1,089 | 1,494 |
Total Investments | 785.41 | 1,008 | 989.77 | 1,519 | 1,688 | 2,116 |
Gross Loans | 8,223 | 8,167 | 7,961 | 8,026 | 7,510 | 7,131 |
Allowance for Loan Losses | -26.1 | -24.04 | -23.04 | -23.76 | -16.37 | -19.82 |
Other Adjustments to Gross Loans | -30.51 | -31.27 | -30.34 | -31.34 | -29.74 | -29.56 |
Net Loans | 8,167 | 8,112 | 7,907 | 7,971 | 7,464 | 7,081 |
Property, Plant & Equipment | 88.46 | 97.01 | 99.96 | 102.83 | 106.42 | 99.13 |
Goodwill | - | 9.32 | 9.32 | 9.32 | 9.32 | 3.96 |
Other Intangible Assets | - | 0.22 | 0.75 | 1.52 | 2.59 | 9.32 |
Accrued Interest Receivable | - | 32.1 | 31.1 | 28.1 | 23.6 | 21.6 |
Other Receivables | 0.75 | 0.22 | 0.36 | 8.53 | 1.27 | - |
Restricted Cash | - | - | - | - | - | 28 |
Long-Term Deferred Tax Assets | 22.71 | 23.83 | 21.98 | 29.61 | 33.88 | - |
Other Real Estate Owned & Foreclosed | - | 0.2 | 0.06 | 0.22 | 0.33 | 0.17 |
Other Long-Term Assets | 385.88 | 152.59 | 148.49 | 150.78 | 145.75 | 156.43 |
Total Assets | 9,662 | 9,779 | 9,528 | 10,177 | 9,625 | 9,631 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Interest Bearing Deposits | 6,179 | 5,406 | 5,064 | 4,972 | 5,269 | 5,456 |
Institutional Deposits | - | 584.1 | 516.3 | 521 | 334.3 | 597.4 |
Non-Interest Bearing Deposits | 671.85 | 601.37 | 549.6 | 558.33 | 591.39 | 543.85 |
Total Deposits | 6,851 | 6,591 | 6,130 | 6,051 | 6,195 | 6,597 |
Short-Term Borrowings | - | - | - | 500 | - | 27.72 |
Current Portion of Long-Term Debt | 459.7 | 509.7 | - | - | - | - |
Current Portion of Leases | - | 0.73 | - | - | - | - |
Current Income Taxes Payable | - | - | - | - | - | 0.92 |
Other Current Liabilities | - | - | - | 63.6 | 57.9 | 51.6 |
Federal Home Loan Bank Debt, Long-Term | 1,175 | 1,440 | 2,178 | 2,379 | 2,132 | 1,583 |
Long-Term Leases | 1.2 | 8.6 | 9.98 | 11.6 | 11.8 | - |
Long-Term Deferred Tax Liabilities | 3.15 | 2.06 | - | - | - | 5.81 |
Other Long-Term Liabilities | 150.77 | 178.48 | 176.89 | 127.86 | 131.68 | 122.68 |
Total Liabilities | 8,641 | 8,731 | 8,495 | 9,133 | 8,528 | 8,389 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Common Stock | 1.26 | 1.32 | 1.33 | 1.36 | 1.39 | 1.39 |
Additional Paid-In Capital | 1,096 | 1,143 | 1,147 | 1,167 | 1,190 | 1,190 |
Retained Earnings | -60.8 | -87.33 | -111.1 | -104.57 | 80.27 | 98.94 |
Comprehensive Income & Other | -15.46 | -9.03 | -4.8 | -19.38 | -175.37 | -47.69 |
Shareholders' Equity | 1,021 | 1,048 | 1,032 | 1,044 | 1,096 | 1,242 |
Total Liabilities & Equity | 9,662 | 9,779 | 9,528 | 10,177 | 9,625 | 9,631 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Total Debt | 1,636 | 1,959 | 2,188 | 2,891 | 2,144 | 1,611 |
Net Cash (Debt) | -1,498 | -1,706 | -1,969 | -2,632 | -2,082 | -1,568 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -11.76 | -13.12 | -15.07 | -19.71 | -15.34 | -11.57 |
Filing Date Shares Outstanding | 123.04 | 129.17 | 130 | 132.35 | 134.45 | 135.63 |
Total Common Shares Outstanding | 123.2 | 129.56 | 129.96 | 133.04 | 135.82 | 135.61 |
Book Value Per Share | 8.29 | 8.09 | 7.94 | 7.85 | 8.07 | 9.16 |
Tangible Book Value | 1,021 | 1,038 | 1,022 | 1,033 | 1,085 | 1,229 |
Tangible Book Value Per Share | 8.29 | 8.01 | 7.87 | 7.77 | 7.99 | 9.06 |