Capitol Federal Financial Income Statement

Financials in millions USD. Fiscal year is October - September.

Millions USD. Fiscal year is Oct - Sep.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Net Interest Income	189.4	180.31	162.06	153.27	192.59	175
Net Interest Income Growth	15.00%	11.26%	5.73%	-20.42%	10.05%	-7.57%
Non-Interest Income	21.51	20.73	5.24	-171.46	22.83	28.09
Non-Interest Income Growth	14.23%	295.21%	-	-	-18.71%	43.30%
Revenues Before Loan Losses	210.91	201.04	167.31	-18.18	215.42	203.09
Provision for Credit Losses	1.17	0.75	1.26	6.84	-4.63	-8.51
Revenue	209.74	200.29	166.05	-25.02	220.05	211.6
Revenue Growth (YoY)	15.42%	20.62%	-	-	4.00%	13.38%
Compensation Expenses	61.9	60.38	52.27	51.49	56.6	56
Selling, General & Admin	49.83	48.01	48.3	53.2	48.8	47.34
Other Non-Interest Expenses	8.87	8.88	11.37	9.25	7.45	12.23
Total Non-Interest Expense	120.6	117.27	111.94	113.93	112.85	115.57
Pretax Income	89.14	83.02	54.1	-138.96	107.2	96.03
Provision for Income Taxes	16.24	15	16.09	-37.3	22.75	19.95
Net Income	72.9	68.03	38.01	-101.66	84.45	76.08
Net Income to Common	72.9	68.03	38.01	-101.66	84.45	76.08
Net Income Growth	43.22%	78.97%	-	-	11.00%	17.88%
Shares Outstanding (Basic)	130	130	131	134	136	135
Shares Outstanding (Diluted)	130	130	131	134	136	135
Shares Change (YoY)	-0.22%	-0.52%	-2.16%	-1.58%	0.15%	-1.74%
EPS (Basic)	0.56	0.52	0.29	-0.76	0.62	0.56
EPS (Diluted)	0.56	0.52	0.29	-0.76	0.62	0.56
EPS Growth	43.59%	79.31%	-	-	10.71%	19.15%
Shares Outstanding	131.81	129.99	132.74	135.94	138.86	138.83
Free Cash Flow	61.22	49.84	24	41.25	91.74	65.06
Free Cash Flow Growth	22.83%	107.66%	-41.82%	-55.04%	41.02%	-16.79%
Free Cash Flow Per Share	0.47	0.38	0.18	0.31	0.68	0.48
Dividends Per Share	0.340	0.340	0.340	0.340	0.340	0.340
Profit Margin	34.76%	33.96%	22.89%	406.29%	38.38%	35.96%
FCF Margin	29.19%	24.88%	14.45%	-164.86%	41.69%	30.75%
EBITDA	7.55	7.72	8.7	10.11	10.74	10.95
EBITDA Margin	3.60%	3.85%	5.24%	-40.40%	4.88%	5.17%
Effective Tax Rate	18.22%	18.06%	29.75%	26.84%	21.22%	20.77%

Updated Jan 28, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q