Canadian Imperial Bank of Commerce (CM)

CM Cash Flow Statement

Financials in millions CAD. Fiscal year is November - October.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jan 31, 2026	Oct 31, 2025	Oct 31, 2024	Oct 31, 2023	Oct 31, 2022	Oct 31, 2021
Net Income	9,383	8,454	7,154	5,039	6,243	6,446
Depreciation & Amortization	1,193	1,178	1,170	1,143	1,047	1,017
Provision for Credit Losses	2,337	2,342	2,001	2,010	1,057	158
Stock-Based Compensation	30	20	16	13	24	19
Net Change in Loans Held-for-Sale	-26,948	-33,381	-28,930	-14,301	-65,000	-46,883
Other Adjustments	654	-261	-2,110	1,652	-1,213	796
Changes in Trading Assets	-14,231	-24,738	-26,559	-5,601	-2,124	-12,724
Changes in Securities Borrowed	-5,200	-4,669	-2,377	675	-2,958	-3,821
Changes in Accrued Interest and Accounts Receivable	35	44	-711	-1,272	-959	46
Changes in Trading Liabilities	-3,600	2,930	2,163	-7,000	13,116	8,409
Changes in Accounts Payable	-864	-983	452	2,521	1,228	-419
Changes in Accrued Expenses	-702	-489	-257	361	-809	543
Changes in Other Operating Activities	38,246	63,391	59,076	26,914	73,063	43,081
Operating Cash Flow	333	13,838	11,088	12,154	22,715	-3,332
Operating Cash Flow Growth	-98.73%	24.80%	-8.77%	-46.49%	-	-
Net Change in Securities and Investments	2,877	-4,666	-19,662	-19,749	-20,197	-2,667
Payments for Business Acquisitions	-	-	-	-	-3,085	-
Other Investing Activities	-1,162	-1,109	-1,089	-1,014	-1,109	-839
Investing Cash Flow	1,715	-5,775	-20,751	-20,763	-24,391	-3,506
Long-Term Debt Issued	1,250	1,250	2,250	1,750	1,000	1,000
Long-Term Debt Repaid	-1,315	-1,378	-1,823	-1,831	-328	-1,313
Net Long-Term Debt Issued (Repaid)	-65	-128	427	-81	672	-313
Issuance of Common Stock	173	162	308	183	229	284
Repurchase of Common Stock	-2,414	-1,731	-419	-	-134	-15
Net Common Stock Issued (Repurchased)	-2,241	-1,569	-111	183	95	269
Issuance of Preferred Stock	3,034	2,757	996	-	1,395	748
Repurchase of Preferred Stock	-1,050	-1,350	-975	-	-800	-
Net Preferred Stock Issued (Repurchased)	1,984	1,407	21	-	595	748
Common Dividends Paid	-4,086	-3,993	-2,947	-2,261	-2,972	-2,649
Other Financing Activities	-41	-29	-	-	-	-
Financing Cash Flow	-4,449	-4,312	-2,610	-2,159	-1,610	-1,945
Effect of Exchange Rate Changes on Cash and Cash Equivalents	-132	63	22	49	248	-175
Net Cash Flow	-2,533	3,814	-12,251	-10,719	-3,038	-8,958
Free Cash Flow	333	13,838	11,088	12,154	22,715	-3,332
Free Cash Flow Growth	-97.59%	24.80%	-8.77%	-46.49%	-	-
FCF Margin	1.19%	51.65%	46.97%	57.00%	109.33%	-16.78%
Free Cash Flow Per Share	0.36	14.71	11.77	13.27	25.08	-3.70
Levered Free Cash Flow	24,171	44,965	40,499	22,661	88,496	42,248
Unlevered Free Cash Flow	14,877	36,664	32,957	17,741	81,604	36,132

Updated Feb 26, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

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