Canadian Imperial Bank of Commerce (CM)
NYSE: CM · Real-Time Price · USD
113.52
-0.81 (-0.71%)
Aug 31, 2026, 4:00 PM EDT - Market closed
CM Income Statement
Financials in millions CAD. Fiscal year is November - October.
Millions CAD. Fiscal year is Nov - Oct.
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Apr '26 Apr 30, 2026 | Jan '26 Jan 31, 2026 | Oct '25 Oct 31, 2025 | Jul '25 Jul 31, 2025 | Apr '25 Apr 30, 2025 | Jan '25 Jan 31, 2025 | Oct '24 Oct 31, 2024 | Jul '24 Jul 31, 2024 | Apr '24 Apr 30, 2024 | Jan '24 Jan 31, 2024 | Oct '23 Oct 31, 2023 | Jul '23 Jul 31, 2023 | Apr '23 Apr 30, 2023 | Jan '23 Jan 31, 2023 | Oct '22 Oct 31, 2022 | Jul '22 Jul 31, 2022 | Apr '22 Apr 30, 2022 | Jan '22 Jan 31, 2022 | Oct '21 Oct 31, 2021 |
Interest Income on Loans | 8,170 | 7,719 | 7,947 | 8,117 | 7,976 | 7,685 | 8,296 | 8,668 | 8,726 | 8,250 | 8,281 | 8,215 | 7,830 | 7,263 | 6,927 | 5,806 | 4,449 | 3,413 | 3,206 | 3,103 |
Interest Income on Investments | 4,212 | 3,886 | 3,855 | 3,977 | 4,113 | 4,174 | 4,423 | 4,563 | 4,721 | 4,523 | 4,453 | 4,242 | 3,789 | 3,420 | 3,333 | 2,386 | 1,351 | 833 | 735 | 634 |
Total Interest Income | 12,382 | 11,605 | 11,802 | 12,094 | 12,089 | 11,859 | 12,719 | 13,231 | 13,447 | 12,773 | 12,734 | 12,457 | 11,619 | 10,683 | 10,260 | 8,192 | 5,800 | 4,246 | 3,941 | 3,737 |
Interest Paid on Deposits | 5,723 | 5,337 | 5,569 | 6,004 | 6,090 | 6,110 | 6,906 | 7,476 | 7,713 | 7,576 | 7,711 | 7,569 | 6,966 | 6,211 | 5,887 | 4,177 | 2,123 | 949 | 638 | 612 |
Interest Paid on Borrowings | 2,152 | 1,923 | 1,925 | 1,958 | 1,951 | 1,961 | 2,012 | 2,122 | 2,202 | 1,916 | 1,774 | 1,691 | 1,417 | 1,285 | 1,168 | 830 | 441 | 209 | 171 | 145 |
Total Interest Expense | 7,875 | 7,260 | 7,494 | 7,962 | 8,041 | 8,071 | 8,918 | 9,598 | 9,915 | 9,492 | 9,485 | 9,260 | 8,383 | 7,496 | 7,055 | 5,007 | 2,564 | 1,158 | 809 | 757 |
Net Interest Income | 4,507 | 4,345 | 4,308 | 4,132 | 4,048 | 3,788 | 3,801 | 3,633 | 3,532 | 3,281 | 3,249 | 3,197 | 3,236 | 3,187 | 3,205 | 3,185 | 3,236 | 3,088 | 3,132 | 2,980 |
Net Interest Income Growth (YoY) | 11.34% | 14.70% | 13.34% | 13.73% | 14.61% | 15.45% | 16.99% | 13.64% | 9.15% | 2.95% | 1.37% | 0.38% | 0% | 3.21% | 2.33% | 6.88% | 11.86% | 12.41% | 10.32% | 6.73% |
Trust Income | 658 | 606 | 611 | 595 | 555 | 538 | 553 | 526 | 508 | 488 | 458 | 454 | 451 | 435 | 428 | 428 | 435 | 452 | 445 | 441 |
Gain (Loss) on Sale of Investments | 37 | 33 | 42 | -11 | -25 | 9 | 13 | -6 | 3 | 31 | 15 | 15 | 27 | 31 | 10 | -6 | 6 | 16 | 19 | 22 |
Gain (Loss) on Sale of Equity Investments | 38 | 39 | 77 | 26 | 29 | 36 | 26 | 18 | 20 | 25 | 16 | -5 | 3 | 36 | -4 | 9 | 11 | 14 | 13 | 11 |
Other Non-Interest Income | 2,893 | 2,751 | 3,111 | 2,582 | 2,390 | 2,410 | 2,642 | 2,196 | 2,292 | 2,111 | 2,252 | 1,957 | 1,874 | 1,801 | 2,070 | 1,551 | 1,661 | 1,583 | 1,675 | 1,394 |
Total Non-Interest Income | 3,861 | 3,661 | 4,090 | 3,444 | 3,206 | 3,234 | 3,480 | 2,984 | 3,072 | 2,883 | 2,972 | 2,650 | 2,616 | 2,517 | 2,724 | 2,203 | 2,335 | 2,288 | 2,366 | 2,084 |
Non-Interest Income Growth (YoY) | 20.43% | 13.20% | 17.53% | 15.42% | 4.36% | 12.17% | 17.09% | 12.60% | 17.43% | 14.54% | 9.10% | 20.29% | 12.03% | 10.01% | 15.13% | 5.71% | 7.95% | 4.71% | 11.39% | 15.27% |
Revenues Before Loan Losses | 8,368 | 8,006 | 8,398 | 7,576 | 7,254 | 7,022 | 7,281 | 6,617 | 6,604 | 6,164 | 6,221 | 5,847 | 5,852 | 5,704 | 5,929 | 5,388 | 5,571 | 5,376 | 5,498 | 5,064 |
Provision for Loan Losses | 564 | 605 | 568 | 605 | 559 | 605 | 573 | 419 | 483 | 514 | 585 | 541 | 736 | 438 | 295 | 530 | 243 | 209 | 75 | 78 |
| 7,804 | 7,401 | 7,830 | 6,971 | 6,695 | 6,417 | 6,708 | 6,198 | 6,121 | 5,650 | 5,636 | 5,306 | 5,116 | 5,266 | 5,634 | 4,858 | 5,328 | 5,167 | 5,423 | 4,986 | |
Revenue Growth (YoY) | 16.56% | 15.33% | 16.73% | 12.47% | 9.38% | 13.58% | 19.02% | 16.81% | 19.64% | 7.29% | 0.03% | 9.22% | -3.98% | 1.92% | 3.89% | -2.57% | 3.36% | 5.45% | 12.60% | 15.71% |
Salaries and Employee Benefits | 2,669 | 2,544 | 2,625 | 678 | 2,374 | 2,249 | 2,275 | 624 | 2,092 | 2,005 | 1,948 | 1,553 | 1,885 | 1,860 | 1,907 | 1,491 | 1,764 | 1,743 | 1,738 | 611 |
Selling, General & Administrative | 1,334 | 1,270 | 1,238 | 3,051 | 1,203 | 1,158 | 1,148 | 2,780 | 1,158 | 1,111 | 1,055 | 1,468 | 1,030 | 1,034 | 1,018 | 1,491 | 1,057 | 1,027 | 957 | 2,086 |
Other Non-Interest Expense | 682 | 385 | 466 | 437 | 399 | 412 | 455 | 373 | 432 | 385 | 462 | 414 | 392 | 246 | 368 | 321 | 362 | 344 | 328 | 152 |
Total Non-Interest Expense | 4,685 | 4,199 | 4,329 | 4,179 | 3,976 | 3,819 | 3,878 | 3,791 | 3,682 | 3,501 | 3,465 | 3,434 | 3,307 | 3,140 | 3,293 | 3,299 | 3,183 | 3,114 | 3,023 | 2,863 |
EBT Excluding Unusual Items | 3,119 | 3,202 | 3,501 | 2,792 | 2,719 | 2,598 | 2,830 | 2,407 | 2,439 | 2,149 | 2,171 | 1,872 | 1,809 | 2,126 | 2,341 | 1,559 | 2,145 | 2,053 | 2,400 | 2,123 |
Legal Settlements | - | - | - | - | - | - | - | - | - | - | - | -8 | - | - | -1,169 | -146 | - | - | - | -163 |
Other Unusual Items | - | - | - | - | - | - | - | - | - | - | - | 2 | - | - | - | 93 | - | -94 | - | - |
Pretax Income | 3,119 | 3,202 | 3,501 | 2,792 | 2,719 | 2,598 | 2,830 | 2,407 | 2,439 | 2,149 | 2,171 | 1,866 | 1,809 | 2,126 | 1,172 | 1,469 | 2,145 | 1,959 | 2,400 | 1,851 |
Income Tax Expense | 710 | 737 | 401 | 612 | 623 | 591 | 659 | 525 | 644 | 400 | 443 | 381 | 377 | 437 | 739 | 284 | 479 | 436 | 531 | 411 |
Earnings From Continuing Operations | 2,409 | 2,465 | 3,100 | 2,180 | 2,096 | 2,007 | 2,171 | 1,882 | 1,795 | 1,749 | 1,728 | 1,485 | 1,432 | 1,689 | 433 | 1,185 | 1,666 | 1,523 | 1,869 | 1,440 |
Minority Interest in Earnings | -10 | -8 | -7 | -6 | -2 | -9 | -8 | -8 | -9 | -10 | -12 | -8 | -10 | -11 | -9 | -7 | -6 | -5 | -5 | -4 |
Net Income | 2,399 | 2,457 | 3,093 | 2,174 | 2,094 | 1,998 | 2,163 | 1,874 | 1,786 | 1,739 | 1,716 | 1,477 | 1,422 | 1,678 | 424 | 1,178 | 1,660 | 1,518 | 1,864 | 1,436 |
Preferred Dividends & Other Adjustments | 128 | 114 | 106 | 116 | 82 | 78 | 88 | 72 | 63 | 61 | 67 | 62 | 66 | 67 | 72 | 37 | 46 | 47 | 41 | 47 |
Net Income to Common | 2,271 | 2,343 | 2,987 | 2,058 | 2,012 | 1,920 | 2,075 | 1,802 | 1,723 | 1,678 | 1,649 | 1,415 | 1,356 | 1,611 | 352 | 1,141 | 1,614 | 1,471 | 1,823 | 1,389 |
Net Income Growth (YoY) | 12.87% | 22.03% | 43.95% | 14.21% | 16.77% | 14.42% | 25.83% | 27.35% | 27.07% | 4.16% | 368.47% | 24.01% | -15.98% | 9.52% | -80.69% | -17.85% | -4.78% | -7.83% | 14.58% | 41.02% |
Basic Shares Outstanding | 912 | 917 | 925 | 929 | 932 | 938 | 942 | 944 | 943 | 938 | 932 | 925 | 919 | 912 | 907 | 905 | 904 | 902 | 902 | 901 |
Diluted Shares Outstanding | 919 | 924 | 931 | 935 | 938 | 943 | 947 | 949 | 946 | 940 | 932 | 925 | 919 | 913 | 908 | 907 | 906 | 906 | 905 | 904 |
Shares Change (YoY) | -1.95% | -1.96% | -1.68% | -1.42% | -0.87% | 0.31% | 1.61% | 2.56% | 2.91% | 2.91% | 2.71% | 2.03% | 1.49% | 0.83% | 0.30% | 0.27% | 0.37% | 0.78% | 1.02% | 1.15% |
EPS (Basic) | 2.49 | 2.55 | 3.23 | 2.22 | 2.16 | 2.05 | 2.20 | 1.91 | 1.83 | 1.79 | 1.77 | 1.53 | 1.48 | 1.77 | 0.39 | 1.26 | 1.79 | 1.63 | 2.02 | 1.54 |
EPS (Diluted) | 2.47 | 2.53 | 3.21 | 2.20 | 2.15 | 2.04 | 2.19 | 1.90 | 1.82 | 1.79 | 1.77 | 1.53 | 1.47 | 1.76 | 0.39 | 1.26 | 1.78 | 1.63 | 2.01 | 1.53 |
EPS Growth (YoY) | 14.88% | 24.02% | 46.58% | 15.80% | 18.13% | 14.02% | 23.75% | 24.17% | 23.81% | 1.66% | 355.89% | 21.41% | -17.42% | 7.98% | -80.69% | -17.73% | -5.32% | -8.40% | 13.24% | 39.26% |
Additional Metrics
Fiscal Quarter | Q3 2026 | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Apr '26 Apr 30, 2026 | Jan '26 Jan 31, 2026 | Oct '25 Oct 31, 2025 | Jul '25 Jul 31, 2025 | Apr '25 Apr 30, 2025 | Jan '25 Jan 31, 2025 | Oct '24 Oct 31, 2024 | Jul '24 Jul 31, 2024 | Apr '24 Apr 30, 2024 | Jan '24 Jan 31, 2024 | Oct '23 Oct 31, 2023 | Jul '23 Jul 31, 2023 | Apr '23 Apr 30, 2023 | Jan '23 Jan 31, 2023 | Oct '22 Oct 31, 2022 | Jul '22 Jul 31, 2022 | Apr '22 Apr 30, 2022 | Jan '22 Jan 31, 2022 | Oct '21 Oct 31, 2021 |
Dividend Per Share | 1.070 | 1.070 | 1.070 | 0.970 | 0.970 | 0.970 | 0.970 | 0.900 | 0.900 | 0.900 | 0.900 | 0.870 | 0.870 | 0.850 | 0.850 | 0.830 | 0.830 | 0.805 | 0.805 | 0.730 |
Dividend Growth (YoY) | 10.31% | 10.31% | 10.31% | 7.78% | 7.78% | 7.78% | 7.78% | 3.45% | 3.45% | 5.88% | 5.88% | 4.82% | 4.82% | 5.59% | 5.59% | 13.70% | 13.70% | 10.27% | 10.27% | 0% |
Effective Tax Rate | 22.76% | 23.02% | 11.45% | 21.92% | 22.91% | 22.75% | 23.29% | 21.81% | 26.40% | 18.61% | 20.41% | 20.42% | 20.84% | 20.55% | 63.06% | 19.33% | 22.33% | 22.26% | 22.13% | 22.20% |