Skip to main content
logo
CNFinance Holdings Limited (CNF)
NYSE: CNF · Real-Time Price · USD
1.880
-0.003 (-0.16%)
At close: Sep 18, 2026, 4:00 PM EDT
1.820
-0.060 (-3.19%)
After-hours: Sep 18, 2026, 7:00 PM EDT

CNFinance Holdings Financials Overview

Millions CNY. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
-930.26-401.75625.25844.57695.71887.13
Revenue Growth
---25.97%21.40%-21.58%-12.80%
Operating Income
-1,053-609.12-35.93121.88115.39111.9
Net Income
-829.5-470.3937.78164.62135.3565.21
Earnings Per Share
-97.73-68.595.5122.0018.009.51
EPS Growth
---74.96%22.22%89.32%-40.58%

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
252.35338.191,1702,0021,7722,231
Total Debt
3,0303,4527,6248,9567,8698,103
Net Cash (Debt)
-2,778-3,114-6,454-6,955-6,097-5,871
Net Cash Growth
------
Net Cash Per Share
-327.32-454.00-940.99-961.99-798.46-769.55

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-84.45757.231,706919.25689.69
Capital Expenditures
--3.57-7.95-114.5-89.89-3.81
Free Cash Flow
-80.88749.281,591829.36685.89
Free Cash Flow Growth
--89.20%-52.91%91.86%20.92%-38.56%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
---5.75%14.43%16.59%12.61%
Pretax Margin
110.28%145.39%7.72%24.35%24.81%10.57%
Profit Margin
--6.04%19.49%19.45%7.35%
FCF Margin
--119.84%188.41%119.21%77.31%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
--12.596.565.9827.26
Forward PE
-30.5449.5382.8569.38287.99
P/FCF Ratio
2.633.590.640.680.982.59
PS Ratio
-0.23-0.720.761.281.162.00