CNFinance Holdings Limited (CNF)
NYSE: CNF · Real-Time Price · USD
2.325
0.00 (0.00%)
Aug 19, 2026, 9:33 AM EDT - Market open

CNFinance Holdings Financials Overview

Millions CNY. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
-401.75-401.75625.25844.57695.71887.13
Revenue Growth
---25.97%21.40%-21.58%-12.80%
Operating Income
-609.12-609.12-35.93121.88115.39111.9
Net Income
-470.39-470.3937.78164.62135.3565.21
Earnings Per Share
-68.59-68.595.5122.0018.009.51
EPS Growth
---74.96%22.22%89.32%-40.58%

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
338.19338.191,1702,0021,7722,231
Total Debt
3,4523,4527,6248,9567,8698,103
Net Cash (Debt)
-3,114-3,114-6,454-6,955-6,097-5,871
Net Cash Growth
------
Net Cash Per Share
-454.00-454.00-940.99-961.99-798.46-769.55

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
84.4584.45757.231,706919.25689.69
Capital Expenditures
-3.57-3.57-7.95-114.5-89.89-3.81
Free Cash Flow
80.8880.88749.281,591829.36685.89
Free Cash Flow Growth
--89.20%-52.91%91.86%20.92%-38.56%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
---5.75%14.43%16.59%12.61%
Pretax Margin
145.39%145.39%7.72%24.35%24.81%10.57%
Profit Margin
--6.04%19.49%19.45%7.35%
FCF Margin
--119.84%188.41%119.21%77.31%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
--12.596.565.9827.26
Forward PE
-30.5449.5382.8569.38287.99
P/FCF Ratio
3.273.590.640.680.982.59
PS Ratio
-0.68-0.720.761.281.162.00