CNFinance Holdings Limited (CNF)
NYSE: CNF · Real-Time Price · USD
2.370
-0.060 (-2.47%)
Jul 29, 2026, 4:00 PM EDT - Market closed

CNFinance Holdings Financials Overview

Millions CNY. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
-401.33-401.33448.11592.86511.14474.69
Revenue Growth
---24.42%15.99%7.68%-22.23%
Net Income
-470.39-470.3937.78164.62135.3565.21
Earnings Per Share
-68.00-68.006.0022.0018.0010.00
EPS Growth
---72.73%22.22%80.00%-37.50%

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
338.19338.191,1702,0021,7722,231
Total Debt
673.14673.145,9338,2447,7288,042
Net Cash (Debt)
-673.14-673.14-5,933-8,244-7,728-8,042
Net Cash Growth
------
Net Cash Per Share
-98.15-98.15-865.14-1140.28-1012.06-1054.06

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
84.4584.45757.231,706919.25689.69
Capital Expenditures
-3.57-3.57-7.95-114.5-89.89-3.81
Free Cash Flow
80.8880.88749.281,591829.36685.89
Free Cash Flow Growth
--89.20%-52.91%91.86%20.92%-38.56%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
145.54%145.54%10.78%34.68%33.76%19.75%
Profit Margin
117.21%117.21%8.43%27.77%26.48%13.74%
FCF Margin
-20.15%-20.15%167.21%268.40%162.26%144.49%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
--11.567.146.5525.93
Forward PE
-30.5449.5382.8569.38287.99
P/FCF Ratio
3.343.590.630.680.982.59
PS Ratio
-0.70-0.721.061.821.583.75