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CNFinance Holdings Limited (CNF)
NYSE: CNF · Real-Time Price · USD
2.090
-0.280 (-11.81%)
Jul 30, 2026, 10:25 AM EDT - Market open

CNFinance Holdings Cash Flow Statement

Millions CNY. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
-470.3937.78164.62135.3565.21
Depreciation & Amortization
15.9811.541.752.243.82
Provision for Credit Losses
480.93105.22177.28238.08-298.47
Stock-Based Compensation
-14.97.525.7718.77
Net Change in Loans Held-for-Sale
605.461,0121,267964.56553
Other Adjustments
-163.65-41.6410.45-96.32288.02
Changes in Other Operating Activities
-383.88-382.3177.04-330.4459.35
Operating Cash Flow
84.45757.231,706919.25689.69
Operating Cash Flow Growth
-88.85%-55.61%85.56%33.28%-38.40%

Investing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Change in Loans Held-for-Investment
3,254-440.36-2,478-1,468-1,818
Net Change in Securities and Investments
23.47183.8108.63409.84-529.81
Proceeds from Business Divestments
---50-
Capital Expenditures
-3.57-7.95-114.5-89.89-3.81
Sale of Property, Plant & Equipment
0.450.830.040.320.55
Investing Cash Flow
3,274-263.67-2,484-1,098-2,351

Financing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Long-Term Debt Issued
2,7779,49310,4026,0827,068
Long-Term Debt Repaid
-6,961-10,821-9,295-6,334-5,135
Net Long-Term Debt Issued (Repaid)
-4,184-1,3281,107-251.271,933
Repurchase of Common Stock
-1.78-4.58-30.69-87.63-
Net Common Stock Issued (Repurchased)
-1.78-4.58-30.69-87.63-
Other Financing Activities
---71.150.75-
Financing Cash Flow
-4,186-1,3321,006-288.161,933

Net Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Foreign Exchange Rate Adjustments
-4.747.412.037.85-1.19
Net Cash Flow
-827.46-838.63227.39-467.1271.71

Free Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
80.88749.281,591829.36685.89
Free Cash Flow Growth
-89.20%-52.91%91.86%20.92%-38.56%
FCF Margin
-20.15%167.21%268.40%162.26%144.49%
Free Cash Flow Per Share
11.79109.25220.11108.6289.90
SEC Filings: 10-K · 10-Q