Conifer Holdings, Inc. (CNFR)
Total Valuation
CNFR has a market cap or net worth of $14.30 million. The enterprise value is $29.57 million.
| Market Cap | 14.30M |
| Enterprise Value | 29.57M |
Important Dates
The next estimated earnings date is Wednesday, November 8, 2023, after market close.
| Earnings Date | Nov 8, 2023 |
| Ex-Dividend Date | n/a |
Share Statistics
CNFR has 12.22 million shares outstanding. The number of shares has increased by 25.82% in one year.
| Shares Outstanding | 12.22M |
| Shares Change (YoY) | +25.82% |
| Shares Change (QoQ) | +0.04% |
| Owned by Insiders (%) | 49.25% |
| Owned by Institutions (%) | 37.69% |
| Float | 2.85M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | 9.56 |
| PS Ratio | 0.14 |
| Forward PS | 135.72 |
| PB Ratio | 0.85 |
| P/FCF Ratio | n/a |
| PEG Ratio | -0.80 |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 0.28 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 2.02 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | -3.13 |
Financial Efficiency
Return on equity (ROE) is -17.00% and return on invested capital (ROIC) is -3.10%.
| Return on Equity (ROE) | -17.00% |
| Return on Assets (ROA) | -1.10% |
| Return on Capital (ROIC) | -3.10% |
| Revenue Per Employee | $957,266 |
| Profits Per Employee | -$28,899 |
| Employee Count | 109 |
| Asset Turnover | 0.35 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -9.40M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -28.22% in the last 52 weeks. The beta is 0.83, so CNFR's price volatility has been lower than the market average.
| Beta (1Y) | 0.83 |
| 52-Week Price Change | -28.22% |
| 50-Day Moving Average | 1.37 |
| 200-Day Moving Average | 1.56 |
| Relative Strength Index (RSI) | 42.11 |
| Average Volume (30 Days) | 3,700 |
Short Selling Information
The latest short interest is 21,800, so 0.18% of the outstanding shares have been sold short.
| Short Interest | 21,800 |
| Short Previous Month | 15,098 |
| Short % of Shares Out | 0.18% |
| Short % of Float | 0.77% |
| Short Ratio (days to cover) | 5.01 |
Income Statement
In the last 12 months, CNFR had revenue of $104.34 million and -$3.15 million in losses. Loss per share was -$0.19.
| Revenue | 104.34M |
| Gross Profit | 30.14M |
| Operating Income | -9.54M |
| Pretax Income | -12.55M |
| Net Income | -3.15M |
| EBITDA | -9.37M |
| EBIT | -9.51M |
| Loss Per Share | -$0.19 |
Balance Sheet
The company has $18.77 million in cash and $34.03 million in debt, giving a net cash position of -$15.27 million or -$1.25 per share.
| Cash & Cash Equivalents | 18.77M |
| Total Debt | 34.03M |
| Net Cash | -15.27M |
| Net Cash Per Share | -$1.25 |
| Equity / Book Value | 16.86M |
| Book Value Per Share | 1.38 |
| Working Capital | n/a |
Cash Flow
| Operating Cash Flow | -26.45M |
| Capital Expenditures | n/a |
| Free Cash Flow | -26.45M |
| FCF Per Share | -$2.16 |
Margins
Gross margin is 28.88%, with operating and profit margins of -9.14% and -3.02%.
| Gross Margin | 28.88% |
| Operating Margin | -9.14% |
| Pretax Margin | -12.03% |
| Profit Margin | -3.02% |
| EBITDA Margin | -8.98% |
| EBIT Margin | -9.12% |
| FCF Margin | -25.35% |
Dividends & Yields
CNFR does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Earnings Yield | -22.03% |
| FCF Yield | -184.93% |
| Dividend Growth (YoY) | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -25.82% |
| Shareholder Yield | -25.82% |
Analyst Forecast
The average price target for CNFR is $1.65, which is 41.03% higher than the current price. The consensus rating is "Sell".
| Price Target | $1.65 |
| Price Target Difference | 41.03% |
| Analyst Consensus | Sell |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |