Conifer Holdings, Inc. (CNFR)

NASDAQ: CNFR · IEX Real-Time Price · USD
0.00 (0.00%)
At close: Sep 28, 2023, 12:00 AM
-0.01 (-0.85%)
After-hours: Sep 28, 2023, 4:00 PM EDT

Total Valuation

CNFR has a market cap or net worth of $14.30 million. The enterprise value is $29.57 million.

Market Cap 14.30M
Enterprise Value 29.57M

Important Dates

The next estimated earnings date is Wednesday, November 8, 2023, after market close.

Earnings Date Nov 8, 2023
Ex-Dividend Date n/a

Share Statistics

CNFR has 12.22 million shares outstanding. The number of shares has increased by 25.82% in one year.

Shares Outstanding 12.22M
Shares Change (YoY) +25.82%
Shares Change (QoQ) +0.04%
Owned by Insiders (%) 49.25%
Owned by Institutions (%) 37.69%
Float 2.85M

Valuation Ratios

PE Ratio n/a
Forward PE 9.56
PS Ratio 0.14
Forward PS 135.72
PB Ratio 0.85
P/FCF Ratio n/a
PEG Ratio -0.80
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales 0.28
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 2.02
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage -3.13

Financial Efficiency

Return on equity (ROE) is -17.00% and return on invested capital (ROIC) is -3.10%.

Return on Equity (ROE) -17.00%
Return on Assets (ROA) -1.10%
Return on Capital (ROIC) -3.10%
Revenue Per Employee $957,266
Profits Per Employee -$28,899
Employee Count 109
Asset Turnover 0.35
Inventory Turnover n/a


Income Tax -9.40M
Effective Tax Rate n/a

Stock Price Statistics

The stock price has decreased by -28.22% in the last 52 weeks. The beta is 0.83, so CNFR's price volatility has been lower than the market average.

Beta (1Y) 0.83
52-Week Price Change -28.22%
50-Day Moving Average 1.37
200-Day Moving Average 1.56
Relative Strength Index (RSI) 42.11
Average Volume (30 Days) 3,700

Short Selling Information

The latest short interest is 21,800, so 0.18% of the outstanding shares have been sold short.

Short Interest 21,800
Short Previous Month 15,098
Short % of Shares Out 0.18%
Short % of Float 0.77%
Short Ratio (days to cover) 5.01

Income Statement

In the last 12 months, CNFR had revenue of $104.34 million and -$3.15 million in losses. Loss per share was -$0.19.

Revenue 104.34M
Gross Profit 30.14M
Operating Income -9.54M
Pretax Income -12.55M
Net Income -3.15M
EBIT -9.51M
Loss Per Share -$0.19
Full Income Statement

Balance Sheet

The company has $18.77 million in cash and $34.03 million in debt, giving a net cash position of -$15.27 million or -$1.25 per share.

Cash & Cash Equivalents 18.77M
Total Debt 34.03M
Net Cash -15.27M
Net Cash Per Share -$1.25
Equity / Book Value 16.86M
Book Value Per Share 1.38
Working Capital n/a
Full Balance Sheet

Cash Flow

Operating Cash Flow -26.45M
Capital Expenditures n/a
Free Cash Flow -26.45M
FCF Per Share -$2.16
Full Cash Flow Statement


Gross margin is 28.88%, with operating and profit margins of -9.14% and -3.02%.

Gross Margin 28.88%
Operating Margin -9.14%
Pretax Margin -12.03%
Profit Margin -3.02%
EBITDA Margin -8.98%
EBIT Margin -9.12%
FCF Margin -25.35%

Dividends & Yields

CNFR does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Earnings Yield -22.03%
FCF Yield -184.93%
Dividend Growth (YoY) n/a
Payout Ratio n/a
Buyback Yield -25.82%
Shareholder Yield -25.82%

Analyst Forecast

The average price target for CNFR is $1.65, which is 41.03% higher than the current price. The consensus rating is "Sell".

Price Target $1.65
Price Target Difference 41.03%
Analyst Consensus Sell
Analyst Count 1
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a