ConnectOne Bancorp, Inc. (CNOB)
NASDAQ: CNOB · Real-Time Price · USD
32.82
+1.94 (6.28%)
At close: Oct 22, 2026, 4:00 PM EDT
32.70
-0.12 (-0.37%)
Pre-market: Oct 23, 2026, 6:48 AM EDT
ConnectOne Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 694.51 | 581.14 | 477.86 | 453.99 | 352.99 | 293.55 |
Interest Income on Investments | 69.28 | 63.73 | 40.03 | 36.07 | 20.75 | 8.19 |
Total Interest Income | 763.79 | 644.87 | 517.89 | 490.07 | 373.75 | 301.74 |
Interest Paid on Deposits | 278.21 | 260.29 | 244.85 | 206.18 | 50.56 | 24.77 |
Interest Paid on Borrowings | 39.24 | 31.32 | 25.71 | 28.78 | 21.07 | 14.09 |
Total Interest Expense | 317.45 | 291.62 | 270.55 | 234.96 | 71.63 | 38.86 |
Net Interest Income | 446.34 | 353.25 | 247.34 | 255.11 | 302.12 | 262.88 |
Net Interest Income Growth | 43.35% | 42.82% | -3.04% | -15.56% | 14.93% | 10.46% |
Gain (Loss) on Sale of Assets | - | - | - | - | - | 0.67 |
Gain (Loss) on Sale of Investments | -0.87 | 1.7 | 0 | -0.12 | -1.52 | -0.18 |
Other Non-Interest Income | 6.44 | 13.05 | 7.14 | 6.32 | 5.6 | 4.77 |
Total Non-Interest Income | -0.36 | 28.46 | 16.73 | 14 | 13.24 | 15.69 |
Non-Interest Income Growth | - | 70.12% | 19.48% | 5.72% | -15.60% | 8.96% |
Revenues Before Loan Losses | 445.97 | 381.71 | 264.07 | 269.11 | 315.36 | 278.57 |
Provision for Loan Losses | 20.8 | 47 | 13.8 | 8.2 | 17.75 | -5.5 |
| 425.17 | 334.71 | 250.27 | 260.91 | 297.61 | 284.07 | |
Revenue Growth | 43.66% | 33.74% | -4.08% | -12.33% | 4.77% | 34.38% |
Salaries and Employee Benefits | 123.79 | 106.78 | 85.49 | 83.36 | 75.83 | 59.54 |
Occupancy Expenses | 15.9 | 11.35 | 11.62 | 10.88 | 9.87 | 11.64 |
Federal Deposit Insurance | 7.6 | 8.6 | 7.2 | 8.37 | 2.88 | 2.67 |
Amortization of Goodwill & Intangibles | 11.73 | 7.92 | 1.24 | 1.44 | 1.69 | 1.98 |
Selling, General & Administrative | 47.56 | 43.83 | 33.01 | 28.71 | 25.74 | 25.41 |
Other Non-Interest Expense | 15.01 | 13.04 | 11.17 | 11.19 | 8.87 | 7.78 |
Total Non-Interest Expense | 221.59 | 191.52 | 149.72 | 143.95 | 124.87 | 109.01 |
EBT Excluding Unusual Items | 203.58 | 143.19 | 100.55 | 116.96 | 172.74 | 175.06 |
Other Unusual Items | 6.94 | 6.61 | - | - | -1.52 | - |
Pretax Income | 206.18 | 112.74 | 98.47 | 116.96 | 171.22 | 175.06 |
Income Tax Expense | 55.77 | 32.3 | 24.67 | 29.96 | 46.01 | 44.71 |
Net Income | 150.41 | 80.44 | 73.79 | 87 | 125.21 | 130.35 |
Preferred Dividends & Other Adjustments | 6.21 | 6.21 | 6.22 | 6.25 | 6.32 | 2.03 |
Net Income to Common | 144.2 | 74.23 | 67.57 | 80.75 | 118.89 | 128.32 |
Net Income Growth | 161.61% | 9.86% | -16.32% | -32.08% | -7.35% | 80.91% |
Basic Shares Outstanding | 50 | 45 | 38 | 39 | 39 | 40 |
Diluted Shares Outstanding | 51 | 45 | 38 | 39 | 39 | 40 |
Shares Change | 19.00% | 18.02% | -1.23% | -1.30% | -1.03% | 0.61% |
EPS (Basic) | 2.89 | 1.64 | 1.77 | 2.08 | 3.03 | 3.24 |
EPS (Diluted) | 2.85 | 1.63 | 1.76 | 2.07 | 3.01 | 3.22 |
EPS Growth | 119.23% | -7.39% | -14.98% | -31.23% | -6.52% | 79.89% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 0.765 | 0.720 | 0.720 | 0.680 | 0.620 | 0.480 |
Dividend Growth | 6.25% | 0% | 5.88% | 9.68% | 29.17% | 33.33% |
Effective Tax Rate | 27.05% | 28.65% | 25.06% | 25.61% | 26.87% | 25.54% |