Capital One Financial Corporation (COF)
NYSE: COF · Real-Time Price · USD
212.48
-8.25 (-3.74%)
At close: Aug 20, 2026, 4:00 PM EDT
213.00
+0.52 (0.24%)
After-hours: Aug 20, 2026, 7:59 PM EDT
Capital One Financial Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 60,061 | 53,021 | 40,894 | 37,410 | 28,910 | 24,263 |
Interest Income on Investments | 6,005 | 5,675 | 5,140 | 4,528 | 2,327 | 1,506 |
Total Interest Income | 66,066 | 58,696 | 46,034 | 41,938 | 31,237 | 25,769 |
Interest Paid on Deposits | 13,815 | 12,925 | 11,493 | 9,489 | 2,535 | 956 |
Interest Paid on Borrowings | 2,862 | 2,893 | 3,333 | 3,208 | 1,588 | 642 |
Total Interest Expense | 16,677 | 15,818 | 14,826 | 12,697 | 4,123 | 1,598 |
Net Interest Income | 49,389 | 42,878 | 31,208 | 29,241 | 27,114 | 24,171 |
Net Interest Income Growth | 44.49% | 37.39% | 6.73% | 7.85% | 12.18% | 5.49% |
Gain (Loss) on Sale of Investments | - | - | -35 | -34 | -9 | 2 |
Other Non-Interest Income | 12,634 | 10,556 | 7,939 | 7,580 | 7,145 | 6,262 |
Total Non-Interest Income | 12,634 | 10,556 | 7,904 | 7,546 | 7,136 | 6,264 |
Non-Interest Income Growth | 48.39% | 33.55% | 4.74% | 5.75% | 13.92% | 11.66% |
Revenues Before Loan Losses | 62,023 | 53,434 | 39,112 | 36,787 | 34,250 | 30,435 |
Provision for Loan Losses | 13,913 | 20,655 | 11,716 | 10,426 | 5,847 | -1,944 |
| 48,110 | 32,779 | 27,396 | 26,361 | 28,403 | 32,379 | |
Revenue Growth | 102.37% | 19.65% | 3.93% | -7.19% | -12.28% | 77.33% |
Salaries and Employee Benefits | 13,593 | 11,642 | 8,787 | 8,750 | 8,075 | 7,057 |
Occupancy Expenses | 3,370 | 2,886 | 2,108 | 2,160 | 2,050 | 2,003 |
Amortization of Goodwill & Intangibles | 2,038 | 1,326 | 77 | 82 | 60 | 29 |
Selling, General & Administrative | 12,077 | 11,187 | 8,503 | 7,212 | 7,553 | 5,937 |
Other Non-Interest Expense | 4,034 | 3,457 | 2,011 | 2,112 | 1,415 | 1,544 |
Total Non-Interest Expense | 35,112 | 30,498 | 21,486 | 20,316 | 19,153 | 16,570 |
EBT Excluding Unusual Items | 12,998 | 2,281 | 5,910 | 6,045 | 9,250 | 15,809 |
Asset Writedown | - | - | - | - | -10 | - |
Pretax Income | 12,998 | 2,281 | 5,910 | 6,045 | 9,240 | 15,809 |
Income Tax Expense | 2,850 | 193 | 1,163 | 1,158 | 1,880 | 3,415 |
Earnings From Continuing Operations | 10,148 | 2,088 | 4,747 | 4,887 | 7,360 | 12,394 |
Earnings From Discontinued Operations | 372 | 365 | 3 | - | - | -4 |
Net Income | 10,520 | 2,453 | 4,750 | 4,887 | 7,360 | 12,390 |
Preferred Dividends & Other Adjustments | 325 | 272 | 305 | 305 | 316 | 425 |
Net Income to Common | 10,195 | 2,181 | 4,445 | 4,582 | 7,044 | 11,965 |
Net Income Growth | - | -50.93% | -2.99% | -34.95% | -41.13% | 403.79% |
Basic Shares Outstanding | 629 | 541 | 383 | 382 | 392 | 443 |
Diluted Shares Outstanding | 630 | 541 | 384 | 383 | 393 | 444 |
Shares Change | 52.31% | 41.11% | 0.05% | -2.49% | -11.48% | -3.20% |
EPS (Basic) | 16.21 | 4.03 | 11.61 | 11.98 | 17.98 | 27.04 |
EPS (Diluted) | 16.19 | 4.03 | 11.59 | 11.95 | 17.91 | 26.94 |
EPS Growth | - | -65.19% | -3.03% | -33.28% | -33.52% | 419.75% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 3.000 | 2.600 | 2.400 | 2.400 | 2.400 | 2.000 |
Dividend Growth | 25.00% | 8.33% | 0% | 0% | 20.00% | 100.00% |
Effective Tax Rate | 21.93% | 8.46% | 19.68% | 19.16% | 20.35% | 21.60% |