ChoiceOne Financial Services, Inc. (COFS)

NASDAQ: COFS · Real-Time Price · USD
29.36
-0.20 (-0.68%)
At close: Feb 11, 2026, 4:00 PM EST
29.49
+0.13 (0.44%)
After-hours: Feb 11, 2026, 4:10 PM EST
Market Cap440.43M +43.4%
Revenue (ttm)146.92M +61.3%
Net Income28.18M +5.4%
EPS2.01 -38.2%
Shares Out 15.00M
PE Ratio14.61
Forward PE8.45
Dividend$1.16 (3.95%)
Ex-Dividend DateDec 15, 2025
Volume85,086
Open29.84
Previous Close29.56
Day's Range29.25 - 30.00
52-Week Range24.89 - 35.40
Beta0.60
AnalystsStrong Buy
Price Target36.00 (+22.62%)
Earnings DateJan 30, 2026

About COFS

ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides banking services in Michigan. The company offers time, savings, and demand deposits, safe deposit, and automated transaction machine services. It also provides commercial lending products, such as business, industry, agricultural, construction, inventory, and real estate loans; and consumer loans comprising direct and indirect loans to consumers and purchasers of residential and real properties. In addition, the company offers sells insuranc... [Read more]

Sector Financials
Founded 1898
Employees 569
Stock Exchange NASDAQ
Ticker Symbol COFS
Full Company Profile

Financial Performance

In 2025, COFS's revenue was $146.92 million, an increase of 61.26% compared to the previous year's $91.11 million. Earnings were $28.18 million, an increase of 5.42%.

Financial Statements

Analyst Summary

According to 3 analysts, the average rating for COFS stock is "Strong Buy." The 12-month stock price target is $36.0, which is an increase of 22.62% from the latest price.

Price Target
$36.0
(22.62% upside)
Analyst Consensus: Strong Buy
Stock Forecasts

News

ChoiceOne Reports Fourth Quarter 2025 Results

SPARTA, Mich., Jan. 30, 2026 /PRNewswire/ -- ChoiceOne Financial Services, Inc. ("ChoiceOne", NASDAQ:COFS), the parent company for ChoiceOne Bank, reported financial results for the quarter ended Dece...

12 days ago - PRNewsWire

ChoiceOne Bank Now Accepting Annual Scholarship Applications

SPARTA, Mich., Jan. 27, 2026 /PRNewswire/ -- ChoiceOne Bank (NASDAQ: COFS) ("ChoiceOne") is excited to announce that applications are now open for the annual ChoiceOne Scholarship Program.

15 days ago - PRNewsWire

ChoiceOne Bank Awards Fresh Coast Alliance with $1 Million Grant In Partnership with the Federal Home Loan Bank of Indianapolis

SPARTA, Mich., Jan. 22, 2026 /PRNewswire/ -- ChoiceOne Financial Services, Inc., and ChoiceOne Bank (NASDAQ: COFS) ("ChoiceOne"), in partnership with the Federal Home Loan Bank of Indianapolis (FHLBan...

20 days ago - PRNewsWire

ChoiceOne Reports Third Quarter 2025 Results

SPARTA, Mich. , Oct. 24, 2025 /PRNewswire/ -- ChoiceOne Financial Services, Inc. ("ChoiceOne", NASDAQ:COFS), the parent company for ChoiceOne Bank, reported financial results for the quarter ended Sep...

3 months ago - PRNewsWire

ChoiceOne Reports Second Quarter 2025 Results

SPARTA, Mich. , July 25, 2025 /PRNewswire/ -- ChoiceOne Financial Services, Inc. ("ChoiceOne", NASDAQ:COFS), the parent company for ChoiceOne Bank, reported financial results for the quarter ended Jun...

7 months ago - PRNewsWire

ChoiceOne Financial Announces Cash Dividends

SPARTA, Mich. , May 21, 2025 /PRNewswire/ -- ChoiceOne Financial Services, Inc. announced today that its Board of Directors has declared a cash dividend on the Corporation's common stock of $0.28 per ...

9 months ago - PRNewsWire

Chairman Jack G. Hendon Retires from ChoiceOne Boards of Directors, Gregory A.

SPARTA, Mich. , May 21, 2025 /PRNewswire/ -- The Boards of Directors of ChoiceOne Financial Services, Inc. (NASDAQ: COFS) ("ChoiceOne"), and ChoiceOne Bank announce the retirement of Chairman Jack G.

9 months ago - PRNewsWire

ChoiceOne Reports First Quarter 2025 Results

SPARTA, Mich. , April 30, 2025 /PRNewswire/ -- ChoiceOne Financial Services, Inc. ("ChoiceOne") (NASDAQ:COFS), the parent company for ChoiceOne Bank, reported financial results for the quarter ended M...

10 months ago - PRNewsWire

ChoiceOne Financial Services, Inc. Completes Successful Consolidation of ChoiceOne Bank and The State Bank

SPARTA, Mich. , March 17, 2025 /PRNewswire/ -- ChoiceOne Financial Services, Inc., (NASDAQ: COFS) ("ChoiceOne"), the parent company of ChoiceOne Bank, announced the successful consolidation of The Sta...

11 months ago - PRNewsWire

ChoiceOne Financial Services, Inc. and Fentura Financial, Inc. Complete Merger

SPARTA, Mich. and FENTON, Mich.

1 year ago - PRNewsWire

ChoiceOne Financial Services, Inc. Receives Regulatory Approval for Merger with Fentura Financial, Inc.

SPARTA, Mich. , Feb. 12, 2025 /PRNewswire/ -- ChoiceOne Financial Services, Inc., (NASDAQ: COFS) ("ChoiceOne"), the parent company of ChoiceOne Bank, today announced the receipt of regulatory approval...

1 year ago - PRNewsWire

ChoiceOne Reports Fourth Quarter and Year End 2024 Results

SPARTA, Mich. , Jan. 22, 2025 /PRNewswire/ -- ChoiceOne Financial Services, Inc. ("ChoiceOne", NASDAQ:COFS), the parent company for ChoiceOne Bank, reported financial results for the quarter ended Dec...

1 year ago - PRNewsWire

CHOICEONE FINANCIAL ANNOUNCES CASH DIVIDENDS

SPARTA, Mich. , Dec. 4, 2024 /PRNewswire/ -- ChoiceOne Financial Services, Inc. announced today that its Board of Directors has declared a cash dividend on the Corporation's common stock of $0.28 per ...

1 year ago - PRNewsWire

FENTURA FINANCIAL INVESTOR ALERT by the Former Attorney General of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Fentura Financial, Inc. - FETM

NEW ORLEANS--(BUSINESS WIRE)--Former Attorney General of Louisiana Charles C. Foti, Jr., Esq. and the law firm of Kahn Swick & Foti, LLC (“KSF”) are investigating the proposed sale of Fentura Financia...

1 year ago - Business Wire

ChoiceOne Reports Third Quarter 2024 Results

SPARTA, Mich. , Oct. 23, 2024 /PRNewswire/ -- ChoiceOne Financial Services, Inc. ("ChoiceOne", NASDAQ:COFS), the parent company for ChoiceOne Bank, reported financial results for the quarter ended Sep...

1 year ago - PRNewsWire

This Rapport Therapeutics Analyst Begins Coverage On A Bullish Note; Here Are Top 5 Initiations For Friday

Top Wall Street analysts changed their outlook on these top names. For a complete view of all analyst rating changes, including upgrades and downgrades, please see our analyst ratings page.

Other symbols: RAPPNEONPCTSELF
1 year ago - Benzinga

ChoiceOne Bank Receives MCDC 2023 Lender of the Year Award

Bradley Bissett Personally Recognized as MCDC 2023 Individual Lender of the Year SPARTA, Mich. , Sept. 19, 2024 /PRNewswire/ -- ChoiceOne Financial Services, Inc., and ChoiceOne Bank (NASDAQ: COFS) ("...

1 year ago - PRNewsWire

ChoiceOne Bank Receives dotCOMM Gold Award Honoring Web Creativity, Digital Communication Excellence

SPARTA, Mich. , Sept. 10, 2024 /PRNewswire/ -- ChoiceOne Financial Services, Inc., and ChoiceOne Bank (NASDAQ: COFS) ("ChoiceOne") are pleased to announce the choiceone.bank redesign has been awarded ...

1 year ago - PRNewsWire

ChoiceOne Financial Services, Inc. Announces Closing of $34.5 Million Offering of Common Stock

SPARTA, Mich. , July 26, 2024 /PRNewswire/ -- ChoiceOne Financial Services, Inc. (NASDAQ: COFS) ("ChoiceOne"), the parent company of ChoiceOne Bank, today announced the closing of its underwritten pub...

1 year ago - PRNewsWire

ChoiceOne Financial Services, Inc. Announces Pricing of Common Stock Offering

SPARTA, Mich. , July 25, 2024 /PRNewswire/ -- ChoiceOne Financial Services, Inc. (NASDAQ: COFS) ("ChoiceOne"), the parent company of ChoiceOne Bank, announced today the pricing of an underwritten publ...

1 year ago - PRNewsWire

ChoiceOne Financial Services, Inc. Announces Commencement of Common Stock Offering

SPARTA, Mich. , July 25, 2024 /PRNewswire/ -- ChoiceOne Financial Services, Inc. (NASDAQ: COFS) ("ChoiceOne"), the parent company of ChoiceOne Bank, announced today that it has commenced an underwritt...

1 year ago - PRNewsWire

ChoiceOne Reports Second Quarter 2024 Results

SPARTA, Mich. , July 25, 2024 /PRNewswire/ -- ChoiceOne Financial Services, Inc. ("ChoiceOne", NASDAQ: COFS), the parent company for ChoiceOne Bank, reported financial results for the quarter ended Ju...

1 year ago - PRNewsWire

ChoiceOne Bank Awards 13 Scholarships to Local High School Seniors

SPARTA, Mich. , June 7, 2024 /PRNewswire/ -- ChoiceOne Financial Services, Inc., and ChoiceOne Bank (NASDAQ: COFS) ("ChoiceOne") are pleased to announce 13 scholarships have been awarded in the Annual...

1 year ago - PRNewsWire