ChoiceOne Financial Services, Inc. (COFS)

NASDAQ: COFS · Real-Time Price · USD
30.36
+1.33 (4.58%)
At close: Jul 25, 2025, 4:00 PM
30.36
0.00 (0.00%)
After-hours: Jul 25, 2025, 4:00 PM EDT
4.58%
Market Cap455.22M
Revenue (ttm)108.38M
Net Income (ttm)14.14M
Shares Out 14.98M
EPS (ttm)1.33
PE Ratio22.84
Forward PE8.60
Dividend$1.12 (3.69%)
Ex-Dividend DateJun 13, 2025
Volume81,557
Open29.74
Previous Close29.03
Day's Range29.59 - 31.05
52-Week Range24.89 - 38.15
Beta0.57
AnalystsStrong Buy
Price Target39.00 (+28.37%)
Earnings DateJul 25, 2025

About COFS

ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides banking services in Michigan. The company offers time, savings, and demand deposits, safe deposit, and automated transaction machine services. It also provides commercial lending products, such as business, industry, agricultural, construction, inventory, and real estate loans; and consumer loans comprising direct and indirect loans to consumers and purchasers of residential and real properties. In addition, the company offers sells insuranc... [Read more]

Sector Financials
Founded 1898
Employees 392
Stock Exchange NASDAQ
Ticker Symbol COFS
Full Company Profile

Financial Performance

In 2024, COFS's revenue was $91.11 million, an increase of 12.98% compared to the previous year's $80.64 million. Earnings were $26.73 million, an increase of 25.71%.

Financial Statements

Analyst Summary

According to 2 analysts, the average rating for COFS stock is "Strong Buy." The 12-month stock price target is $39.0, which is an increase of 28.37% from the latest price.

Price Target
$39.0
(28.37% upside)
Analyst Consensus: Strong Buy
Stock Forecasts

News

ChoiceOne Reports Second Quarter 2025 Results

SPARTA, Mich. , July 25, 2025 /PRNewswire/ -- ChoiceOne Financial Services, Inc. ("ChoiceOne", NASDAQ:COFS), the parent company for ChoiceOne Bank, reported financial results for the quarter ended Jun...

12 hours ago - PRNewsWire

ChoiceOne Financial Announces Cash Dividends

SPARTA, Mich. , May 21, 2025 /PRNewswire/ -- ChoiceOne Financial Services, Inc. announced today that its Board of Directors has declared a cash dividend on the Corporation's common stock of $0.28 per ...

2 months ago - PRNewsWire

Chairman Jack G. Hendon Retires from ChoiceOne Boards of Directors, Gregory A.

SPARTA, Mich. , May 21, 2025 /PRNewswire/ -- The Boards of Directors of ChoiceOne Financial Services, Inc. (NASDAQ: COFS) ("ChoiceOne"), and ChoiceOne Bank announce the retirement of Chairman Jack G.

2 months ago - PRNewsWire

ChoiceOne Reports First Quarter 2025 Results

SPARTA, Mich. , April 30, 2025 /PRNewswire/ -- ChoiceOne Financial Services, Inc. ("ChoiceOne") (NASDAQ:COFS), the parent company for ChoiceOne Bank, reported financial results for the quarter ended M...

3 months ago - PRNewsWire

ChoiceOne Financial Services, Inc. Completes Successful Consolidation of ChoiceOne Bank and The State Bank

SPARTA, Mich. , March 17, 2025 /PRNewswire/ -- ChoiceOne Financial Services, Inc., (NASDAQ: COFS) ("ChoiceOne"), the parent company of ChoiceOne Bank, announced the successful consolidation of The Sta...

4 months ago - PRNewsWire

ChoiceOne Financial Services, Inc. and Fentura Financial, Inc. Complete Merger

SPARTA, Mich. and FENTON, Mich.

5 months ago - PRNewsWire

ChoiceOne Financial Services, Inc. Receives Regulatory Approval for Merger with Fentura Financial, Inc.

SPARTA, Mich. , Feb. 12, 2025 /PRNewswire/ -- ChoiceOne Financial Services, Inc., (NASDAQ: COFS) ("ChoiceOne"), the parent company of ChoiceOne Bank, today announced the receipt of regulatory approval...

5 months ago - PRNewsWire

ChoiceOne Reports Fourth Quarter and Year End 2024 Results

SPARTA, Mich. , Jan. 22, 2025 /PRNewswire/ -- ChoiceOne Financial Services, Inc. ("ChoiceOne", NASDAQ:COFS), the parent company for ChoiceOne Bank, reported financial results for the quarter ended Dec...

6 months ago - PRNewsWire

CHOICEONE FINANCIAL ANNOUNCES CASH DIVIDENDS

SPARTA, Mich. , Dec. 4, 2024 /PRNewswire/ -- ChoiceOne Financial Services, Inc. announced today that its Board of Directors has declared a cash dividend on the Corporation's common stock of $0.28 per ...

8 months ago - PRNewsWire

FENTURA FINANCIAL INVESTOR ALERT by the Former Attorney General of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Fentura Financial, Inc. - FETM

NEW ORLEANS--(BUSINESS WIRE)--Former Attorney General of Louisiana Charles C. Foti, Jr., Esq. and the law firm of Kahn Swick & Foti, LLC (“KSF”) are investigating the proposed sale of Fentura Financia...

8 months ago - Business Wire

ChoiceOne Reports Third Quarter 2024 Results

SPARTA, Mich. , Oct. 23, 2024 /PRNewswire/ -- ChoiceOne Financial Services, Inc. ("ChoiceOne", NASDAQ:COFS), the parent company for ChoiceOne Bank, reported financial results for the quarter ended Sep...

9 months ago - PRNewsWire

This Rapport Therapeutics Analyst Begins Coverage On A Bullish Note; Here Are Top 5 Initiations For Friday

Top Wall Street analysts changed their outlook on these top names. For a complete view of all analyst rating changes, including upgrades and downgrades, please see our analyst ratings page.

Other symbols: RAPPNEONPCTSELF
10 months ago - Benzinga

ChoiceOne Bank Receives MCDC 2023 Lender of the Year Award

Bradley Bissett Personally Recognized as MCDC 2023 Individual Lender of the Year SPARTA, Mich. , Sept. 19, 2024 /PRNewswire/ -- ChoiceOne Financial Services, Inc., and ChoiceOne Bank (NASDAQ: COFS) ("...

11 months ago - PRNewsWire

ChoiceOne Bank Receives dotCOMM Gold Award Honoring Web Creativity, Digital Communication Excellence

SPARTA, Mich. , Sept. 10, 2024 /PRNewswire/ -- ChoiceOne Financial Services, Inc., and ChoiceOne Bank (NASDAQ: COFS) ("ChoiceOne") are pleased to announce the choiceone.bank redesign has been awarded ...

11 months ago - PRNewsWire

ChoiceOne Financial Services, Inc. Announces Closing of $34.5 Million Offering of Common Stock

SPARTA, Mich. , July 26, 2024 /PRNewswire/ -- ChoiceOne Financial Services, Inc. (NASDAQ: COFS) ("ChoiceOne"), the parent company of ChoiceOne Bank, today announced the closing of its underwritten pub...

1 year ago - PRNewsWire

ChoiceOne Financial Services, Inc. Announces Pricing of Common Stock Offering

SPARTA, Mich. , July 25, 2024 /PRNewswire/ -- ChoiceOne Financial Services, Inc. (NASDAQ: COFS) ("ChoiceOne"), the parent company of ChoiceOne Bank, announced today the pricing of an underwritten publ...

1 year ago - PRNewsWire

ChoiceOne Financial Services, Inc. Announces Commencement of Common Stock Offering

SPARTA, Mich. , July 25, 2024 /PRNewswire/ -- ChoiceOne Financial Services, Inc. (NASDAQ: COFS) ("ChoiceOne"), the parent company of ChoiceOne Bank, announced today that it has commenced an underwritt...

1 year ago - PRNewsWire

ChoiceOne Reports Second Quarter 2024 Results

SPARTA, Mich. , July 25, 2024 /PRNewswire/ -- ChoiceOne Financial Services, Inc. ("ChoiceOne", NASDAQ: COFS), the parent company for ChoiceOne Bank, reported financial results for the quarter ended Ju...

1 year ago - PRNewsWire

ChoiceOne Bank Awards 13 Scholarships to Local High School Seniors

SPARTA, Mich. , June 7, 2024 /PRNewswire/ -- ChoiceOne Financial Services, Inc., and ChoiceOne Bank (NASDAQ: COFS) ("ChoiceOne") are pleased to announce 13 scholarships have been awarded in the Annual...

1 year ago - PRNewsWire

ChoiceOne Reports First Quarter 2024 Results

SPARTA, Mich. , April 24, 2024 /PRNewswire/ -- ChoiceOne Financial Services, Inc. ("ChoiceOne", NASDAQ:COFS), the parent company for ChoiceOne Bank, reported financial results for the quarter ended Ma...

1 year ago - PRNewsWire

ChoiceOne Bank Now Accepting Annual Scholarship Applications

SPARTA, Mich. , Jan. 29, 2024 /PRNewswire/ -- ChoiceOne Bank (NASDAQ: COFS) ("ChoiceOne") is pleased to announce they are now accepting applications for the Annual ChoiceOne Scholarship Program.

1 year ago - PRNewsWire

ChoiceOne Reports Fourth Quarter 2023 Results

SPARTA, Mich. , Jan. 24, 2024 /PRNewswire/ -- ChoiceOne Financial Services, Inc. ("ChoiceOne", NASDAQ:COFS), the parent company for ChoiceOne Bank, reported financial results for the quarter ended Dec...

1 year ago - PRNewsWire

ChoiceOne Bank Announces Kiwanis Inclusive Playground Commitment

LAPEER, Mich. , Dec. 21, 2023 /PRNewswire/ -- ChoiceOne Bank (NASDAQ: COFS) ("ChoiceOne") is pleased to announce its $55,000 contribution to the Kiwanis Club of Lapeer for their fundraising campaign t...

1 year ago - PRNewsWire