ChoiceOne Financial Services, Inc. (COFS)

NASDAQ: COFS · Real-Time Price · USD
31.48
-0.02 (-0.06%)
May 8, 2026, 4:00 PM EDT - Market closed
Market Cap470.95M +90.6%
Revenue (ttm)171.01M +92.9%
Net Income55.79M +676.2%
EPS3.69 +362.0%
Shares Out 14.96M
PE Ratio8.52
Forward PE8.83
Dividend$1.16 (3.68%)
Ex-Dividend DateMar 13, 2026
Volume54,978
Open31.41
Previous Close31.50
Day's Range31.06 - 31.71
52-Week Range26.10 - 35.40
Beta0.62
AnalystsBuy
Price Target34.00 (+8.01%)
Earnings DateApr 24, 2026

About COFS

ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides various banking services in the Michigan. The company offers time, savings, and demand deposits, safe deposits, and automated transaction machine services. It also provides commercial lending products, such as business, industry, agricultural, construction, inventory, commercial, consumer, and real estate loans; credit and other financial services; mortgage banking; and consumer loans comprising direct and indirect loans to consumers and pur... [Read more]

Sector Financials
Founded 1898
Employees 561
Stock Exchange NASDAQ
Ticker Symbol COFS
Full Company Profile

Financial Performance

In 2025, COFS's revenue was $146.62 million, an increase of 60.92% compared to the previous year's $91.11 million. Earnings were $28.18 million, an increase of 5.42%.

Financial Statements

Analyst Summary

According to 2 analysts, the average rating for COFS stock is "Buy." The 12-month stock price target is $34.0, which is an increase of 8.01% from the latest price.

Price Target
$34.0
(8.01% upside)
Analyst Consensus: Buy
Stock Forecasts

News

ChoiceOne Financial price target raised to $34 from $32 at DA Davidson

DA Davidson raised the firm’s price target on ChoiceOne Financial (COFS) to $34 from $32 and keeps a Buy rating on the shares after it’s Q1 earnings beat. The company

13 days ago - TheFly

ChoiceOne Reports First Quarter 2026 Results

SPARTA, Mich., April 24, 2026 /PRNewswire/ -- ChoiceOne Financial Services, Inc. ("ChoiceOne", NASDAQ:COFS), the parent company for ChoiceOne Bank, reported financial results for the quarter ended Mar...

16 days ago - PRNewsWire

ChoiceOne Reports Fourth Quarter 2025 Results

SPARTA, Mich., Jan. 30, 2026 /PRNewswire/ -- ChoiceOne Financial Services, Inc. ("ChoiceOne", NASDAQ:COFS), the parent company for ChoiceOne Bank, reported financial results for the quarter ended Dece...

3 months ago - PRNewsWire

ChoiceOne Bank Now Accepting Annual Scholarship Applications

SPARTA, Mich., Jan. 27, 2026 /PRNewswire/ -- ChoiceOne Bank (NASDAQ: COFS) ("ChoiceOne") is excited to announce that applications are now open for the annual ChoiceOne Scholarship Program.

3 months ago - PRNewsWire

ChoiceOne Bank Awards Fresh Coast Alliance with $1 Million Grant In Partnership with the Federal Home Loan Bank of Indianapolis

SPARTA, Mich., Jan. 22, 2026 /PRNewswire/ -- ChoiceOne Financial Services, Inc., and ChoiceOne Bank (NASDAQ: COFS) ("ChoiceOne"), in partnership with the Federal Home Loan Bank of Indianapolis (FHLBan...

3 months ago - PRNewsWire

ChoiceOne Financial downgraded to Market Perform from Outperform at Hovde Group

Hovde Group downgraded ChoiceOne Financial (COFS) to Market Perform from Outperform.

4 months ago - TheFly

ChoiceOne Reports Third Quarter 2025 Results

SPARTA, Mich. , Oct. 24, 2025 /PRNewswire/ -- ChoiceOne Financial Services, Inc. ("ChoiceOne", NASDAQ:COFS), the parent company for ChoiceOne Bank, reported financial results for the quarter ended Sep...

7 months ago - PRNewsWire

ChoiceOne Reports Second Quarter 2025 Results

SPARTA, Mich. , July 25, 2025 /PRNewswire/ -- ChoiceOne Financial Services, Inc. ("ChoiceOne", NASDAQ:COFS), the parent company for ChoiceOne Bank, reported financial results for the quarter ended Jun...

10 months ago - PRNewsWire

ChoiceOne Financial Announces Cash Dividends

SPARTA, Mich. , May 21, 2025 /PRNewswire/ -- ChoiceOne Financial Services, Inc. announced today that its Board of Directors has declared a cash dividend on the Corporation's common stock of $0.28 per ...

1 year ago - PRNewsWire

Chairman Jack G. Hendon Retires from ChoiceOne Boards of Directors, Gregory A.

SPARTA, Mich. , May 21, 2025 /PRNewswire/ -- The Boards of Directors of ChoiceOne Financial Services, Inc. (NASDAQ: COFS) ("ChoiceOne"), and ChoiceOne Bank announce the retirement of Chairman Jack G.

1 year ago - PRNewsWire

ChoiceOne Reports First Quarter 2025 Results

SPARTA, Mich. , April 30, 2025 /PRNewswire/ -- ChoiceOne Financial Services, Inc. ("ChoiceOne") (NASDAQ:COFS), the parent company for ChoiceOne Bank, reported financial results for the quarter ended M...

1 year ago - PRNewsWire

ChoiceOne Financial Services, Inc. Completes Successful Consolidation of ChoiceOne Bank and The State Bank

SPARTA, Mich. , March 17, 2025 /PRNewswire/ -- ChoiceOne Financial Services, Inc., (NASDAQ: COFS) ("ChoiceOne"), the parent company of ChoiceOne Bank, announced the successful consolidation of The Sta...

1 year ago - PRNewsWire

Janney upgrades ChoiceOne Financial to Buy after Fentura deal

As previously reported, Janney Montgomery Scott upgraded ChoiceOne Financial (COFS) to Buy from Neutral with a $38 fair value estimate after the company announced the acquisition of Fentura Financial ...

1 year ago - TheFly

ChoiceOne Financial upgraded to Buy from Neutral at Janney Montgomery Scott

Janney Montgomery Scott upgraded ChoiceOne Financial (COFS) to Buy from Neutral.

1 year ago - TheFly

ChoiceOne Financial Services, Inc. and Fentura Financial, Inc. Complete Merger

SPARTA, Mich. and FENTON, Mich.

1 year ago - PRNewsWire

ChoiceOne Financial approved for merger with Fentura Financial

ChoiceOne Financial Services (COFS) announced the receipt of regulatory approval from the Board of Governors of the Federal Reserve System to complete the merger of Fentura Financial (FETM), with and

1 year ago - TheFly

ChoiceOne Financial Services, Inc. Receives Regulatory Approval for Merger with Fentura Financial, Inc.

SPARTA, Mich. , Feb. 12, 2025 /PRNewswire/ -- ChoiceOne Financial Services, Inc., (NASDAQ: COFS) ("ChoiceOne"), the parent company of ChoiceOne Bank, today announced the receipt of regulatory approval...

1 year ago - PRNewsWire

ChoiceOne Financial price target lowered to $39 from $41 at DA Davidson

DA Davidson lowered the firm’s price target on ChoiceOne Financial (COFS) to $39 from $41 and keeps a Buy rating on the shares after its Q4 results. The company’s strong

1 year ago - TheFly

ChoiceOne Reports Fourth Quarter and Year End 2024 Results

SPARTA, Mich. , Jan. 22, 2025 /PRNewswire/ -- ChoiceOne Financial Services, Inc. ("ChoiceOne", NASDAQ:COFS), the parent company for ChoiceOne Bank, reported financial results for the quarter ended Dec...

1 year ago - PRNewsWire

ChoiceOne Financial, Fentura Financial shareholders approve merger

ChoiceOne Financial Services (COFS) and Fentura Financial (FETM) jointly announced that at separate special meetings held on December 12, each company’s shareholders approved the proposed merger in wh...

1 year ago - TheFly

CHOICEONE FINANCIAL ANNOUNCES CASH DIVIDENDS

SPARTA, Mich. , Dec. 4, 2024 /PRNewswire/ -- ChoiceOne Financial Services, Inc. announced today that its Board of Directors has declared a cash dividend on the Corporation's common stock of $0.28 per ...

1 year ago - PRNewsWire

FENTURA FINANCIAL INVESTOR ALERT by the Former Attorney General of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Fentura Financial, Inc. - FETM

NEW ORLEANS--(BUSINESS WIRE)--Former Attorney General of Louisiana Charles C. Foti, Jr., Esq. and the law firm of Kahn Swick & Foti, LLC (“KSF”) are investigating the proposed sale of Fentura Financia...

1 year ago - Business Wire

ChoiceOne Reports Third Quarter 2024 Results

SPARTA, Mich. , Oct. 23, 2024 /PRNewswire/ -- ChoiceOne Financial Services, Inc. ("ChoiceOne", NASDAQ:COFS), the parent company for ChoiceOne Bank, reported financial results for the quarter ended Sep...

1 year ago - PRNewsWire

ChoiceOne Financial initiated with a Buy at DA Davidson

DA Davidson analyst Jeff Rulis initiated coverage of ChoiceOne Financial (COFS) with a Buy rating and $37 price target ChoiceOne Financial, which operates ChoiceOne Bank of Michigan, has used a

1 year ago - TheFly