ChoiceOne Financial Services, Inc. (COFS)

NASDAQ: COFS · Real-Time Price · USD
31.40
-0.02 (-0.06%)
At close: May 29, 2026, 4:00 PM EDT
31.43
+0.03 (0.10%)
After-hours: May 29, 2026, 5:41 PM EDT
Market Cap470.22M +4.5%
Revenue (ttm)171.01M +92.5%
Net Income55.79M +676.2%
EPS3.69 +359.9%
Shares Out 14.98M
PE Ratio8.50
Forward PE8.80
Dividend$1.16 (3.69%)
Ex-Dividend DateJun 15, 2026
Volume77,663
Open31.22
Previous Close31.42
Day's Range31.22 - 31.59
52-Week Range26.10 - 35.40
Beta0.62
AnalystsBuy
Price Target33.67 (+7.23%)
Earnings DateApr 24, 2026

About COFS

ChoiceOne Financial Services, Inc. operates as the bank holding company for ChoiceOne Bank that provides various banking services in the Michigan. The company offers time, savings, and demand deposits, safe deposits, and automated transaction machine services. It also provides commercial lending products, such as business, industry, agricultural, construction, inventory, commercial, consumer, and real estate loans; credit and other financial services; mortgage banking; and consumer loans comprising direct and indirect loans to consumers and pur... [Read more]

Sector Financials
Founded 1898
Employees 598
Stock Exchange NASDAQ
Ticker Symbol COFS
Full Company Profile

Financial Performance

In 2025, COFS's revenue was $146.62 million, an increase of 60.92% compared to the previous year's $91.11 million. Earnings were $28.18 million, an increase of 5.42%.

Financial Statements

Analyst Summary

According to 3 analysts, the average rating for COFS stock is "Buy." The 12-month stock price target is $33.67, which is an increase of 7.23% from the latest price.

Price Target
$33.67
(7.23% upside)
Analyst Consensus: Buy
Stock Forecasts

News

ChoiceOne Financial files $100M mixed securities shelf

09:03 EDT ChoiceOne Financial (COFS) files $100M mixed securities shelf

8 days ago - TheFly

ChoiceOne Financial Services Registration statement: Registration filing

ChoiceOne Financial Services filed a registration statement on May 22, 2026, providing details about a securities offering with the SEC.

9 days ago - Filings

ChoiceOne Financial price target raised to $34 from $32 at DA Davidson

DA Davidson raised the firm’s price target on ChoiceOne Financial (COFS) to $34 from $32 and keeps a Buy rating on the shares after it’s Q1 earnings beat. The company…

4 weeks ago - TheFly

ChoiceOne Reports First Quarter 2026 Results

SPARTA, Mich., April 24, 2026 /PRNewswire/ -- ChoiceOne Financial Services, Inc. ("ChoiceOne", NASDAQ:COFS), the parent company for ChoiceOne Bank, reported financial results for the quarter ended Mar...

5 weeks ago - PRNewsWire

ChoiceOne Financial Services Earnings release: Q1 2026

ChoiceOne Financial Services released its Q1 2026 earnings on April 24, 2026, summarizing the period's financial results.

5 weeks ago - Filings

ChoiceOne Financial Services Quarterly report: Q1 2026

ChoiceOne Financial Services has published its Q1 2026 quarterly earnings report on April 24, 2026.

5 weeks ago - Filings

ChoiceOne Financial Services Proxy statement: Proxy filing

ChoiceOne Financial Services filed a proxy statement on April 13, 2026, providing details for shareholder voting and corporate governance matters.

6 weeks ago - Filings

ChoiceOne Reports Fourth Quarter 2025 Results

SPARTA, Mich., Jan. 30, 2026 /PRNewswire/ -- ChoiceOne Financial Services, Inc. ("ChoiceOne", NASDAQ:COFS), the parent company for ChoiceOne Bank, reported financial results for the quarter ended Dece...

4 months ago - PRNewsWire

ChoiceOne Financial Services Annual report: Q4 2025

ChoiceOne Financial Services has published its Q4 2025 annual report on January 30, 2026.

4 months ago - Filings

ChoiceOne Financial Services Earnings release: Q4 2025

ChoiceOne Financial Services released its Q4 2025 earnings on January 30, 2026, summarizing the period's financial results.

4 months ago - Filings

ChoiceOne Financial Services Annual report: Q4 2025

ChoiceOne Financial Services has published its Q4 2025 annual report on January 30, 2026.

4 months ago - Filings

ChoiceOne Bank Now Accepting Annual Scholarship Applications

SPARTA, Mich., Jan. 27, 2026 /PRNewswire/ -- ChoiceOne Bank (NASDAQ: COFS) ("ChoiceOne") is excited to announce that applications are now open for the annual ChoiceOne Scholarship Program.

4 months ago - PRNewsWire

ChoiceOne Bank Awards Fresh Coast Alliance with $1 Million Grant In Partnership with the Federal Home Loan Bank of Indianapolis

SPARTA, Mich., Jan. 22, 2026 /PRNewswire/ -- ChoiceOne Financial Services, Inc., and ChoiceOne Bank (NASDAQ: COFS) ("ChoiceOne"), in partnership with the Federal Home Loan Bank of Indianapolis (FHLBan...

4 months ago - PRNewsWire

ChoiceOne Financial downgraded to Market Perform from Outperform at Hovde Group

Hovde Group downgraded ChoiceOne Financial (COFS) to Market Perform from Outperform.

5 months ago - TheFly

ChoiceOne Reports Third Quarter 2025 Results

SPARTA, Mich. , Oct. 24, 2025 /PRNewswire/ -- ChoiceOne Financial Services, Inc. ("ChoiceOne", NASDAQ:COFS), the parent company for ChoiceOne Bank, reported financial results for the quarter ended Sep...

7 months ago - PRNewsWire

ChoiceOne Financial Services Earnings release: Q3 2025

ChoiceOne Financial Services released its Q3 2025 earnings on October 24, 2025, summarizing the period's financial results.

7 months ago - Filings

ChoiceOne Financial Services Quarterly report: Q3 2025

ChoiceOne Financial Services has published its Q3 2025 quarterly earnings report on October 24, 2025.

7 months ago - Filings

ChoiceOne Financial Services Slides: Q3 2025

ChoiceOne Financial Services has posted slides in relation to its Q3 2025 quarterly earnings report, which was published on October 24, 2025.

7 months ago - Filings

ChoiceOne Financial Services Quarterly report: Q2 2025

ChoiceOne Financial Services has published its Q2 2025 quarterly earnings report on July 25, 2025.

11 months ago - Filings

ChoiceOne Financial Services Earnings release: Q2 2025

ChoiceOne Financial Services released its Q2 2025 earnings on July 25, 2025, summarizing the period's financial results.

11 months ago - Filings

ChoiceOne Reports Second Quarter 2025 Results

SPARTA, Mich. , July 25, 2025 /PRNewswire/ -- ChoiceOne Financial Services, Inc. ("ChoiceOne", NASDAQ:COFS), the parent company for ChoiceOne Bank, reported financial results for the quarter ended Jun...

11 months ago - PRNewsWire

ChoiceOne Financial Announces Cash Dividends

SPARTA, Mich. , May 21, 2025 /PRNewswire/ -- ChoiceOne Financial Services, Inc. announced today that its Board of Directors has declared a cash dividend on the Corporation's common stock of $0.28 per ...

1 year ago - PRNewsWire

Chairman Jack G. Hendon Retires from ChoiceOne Boards of Directors, Gregory A.

SPARTA, Mich. , May 21, 2025 /PRNewswire/ -- The Boards of Directors of ChoiceOne Financial Services, Inc. (NASDAQ: COFS) ("ChoiceOne"), and ChoiceOne Bank announce the retirement of Chairman Jack G.

1 year ago - PRNewsWire

ChoiceOne Financial Services Quarterly report: Q1 2025

ChoiceOne Financial Services has published its Q1 2025 quarterly earnings report on April 30, 2025.

1 year ago - Filings

ChoiceOne Financial Services Earnings release: Q1 2025

ChoiceOne Financial Services released its Q1 2025 earnings on April 30, 2025, summarizing the period's financial results.

1 year ago - Filings