Citizens Community Bancorp, Inc. (CZWI)

NASDAQ: CZWI · Real-Time Price · USD

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18.15

+0.14 (0.78%)

At close: Jan 30, 2026, 4:00 PM EST

18.14

-0.01 (-0.06%)

After-hours: Jan 30, 2026, 4:10 PM EST

CZWI Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	77.5	79.74	73.58	61.64	58.17
Interest Income on Investments	10.13	9.88	10.67	7.76	5.86
Total Interest Income	87.63	89.62	84.25	69.4	64.04
Interest Paid on Deposits	33.1	37.99	25.75	6.43	5.85
Interest Paid on Borrowings	3.34	5.16	10.15	6.6	4.52
Total Interest Expense	36.45	43.14	35.9	13.03	10.37
Net Interest Income	51.18	46.47	48.35	56.37	53.67
Net Interest Income Growth (YoY)	10.13%	-3.88%	-14.23%	5.04%	6.79%
Gain (Loss) on Sale of Investments	0.23	-0.86	0.46	0.54	1.22
Other Non-Interest Income	6.22	6.64	6.15	6.4	7.48
Total Non-Interest Income	11.14	9.92	10.25	10.43	15.82
Non-Interest Income Growth (YoY)	12.29%	-3.19%	-1.73%	-34.09%	-14.22%
Revenues Before Loan Losses	62.33	56.4	58.6	66.8	69.49
Provision for Loan Losses	1.95	-3.18	-0.48	1.48	-
Revenue	60.38	59.57	59.07	65.32	69.49
Revenue Growth (YoY)	1.35%	0.84%	-9.57%	-6.00%	14.01%
Salaries and Employee Benefits	23.88	22.11	20.38	21.27	21.92
Occupancy Expenses	-	-	-	-	4.72
Federal Deposit Insurance	0.77	0.8	0.81	0.47	0.55
Amortization of Goodwill & Intangibles	1.21	1.25	1.37	2.24	3.24
Selling, General & Administrative	14.43	14.88	14.36	14.53	9.5
Other Non-Interest Expense	2.62	2.98	3.15	4.2	2.26
Total Non-Interest Expense	42.94	42.31	40.14	42.31	41.98
EBT Excluding Unusual Items	17.44	17.27	18.93	23.02	27.51
Asset Writedown	-	-	-	0.57	1.45
Pretax Income	17.44	17.45	18.93	23.58	28.96
Income Tax Expense	3.02	3.7	5.87	5.82	7.69
Net Income	14.42	13.75	13.06	17.76	21.27
Net Income to Common	14.42	13.75	13.06	17.76	21.27
Net Income Growth	4.87%	5.30%	-26.47%	-16.48%	67.12%
Basic Shares Outstanding	10	10	10	11	11
Diluted Shares Outstanding	10	10	10	11	11
Shares Change (YoY)	-3.47%	-1.98%	-0.42%	-1.99%	-3.90%
EPS (Basic)	1.46	1.34	1.25	1.69	1.98
EPS (Diluted)	1.46	1.34	1.25	1.69	1.98
EPS Growth	8.71%	7.42%	-26.19%	-14.65%	73.68%
Dividend Per Share	0.360	0.320	0.290	0.260	0.230
Dividend Growth	12.50%	10.35%	11.54%	13.04%	9.52%
Effective Tax Rate	17.32%	21.20%	31.02%	24.68%	26.57%

Updated Jan 26, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q