Citizens Community Bancorp, Inc. (CZWI)

CZWI Income Statement

Financials in millions USD. Fiscal year is January - December.

Year Ending	TTM	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Revenue	60.01	59.07	65.32	69.49	60.95	54.96
Revenue Growth (YoY)	-6.94%	-9.57%	-6.00%	14.01%	10.90%	373.17%
Gross Profit	60.01	59.07	65.32	69.49	60.95	54.96
Selling, General & Admin	35.06	34.75	35.8	36.14	35.7	33.82
Other Operating Expenses	5.74	5.4	5.95	4.39	7.98	8.87
Operating Expenses	40.8	40.14	41.74	40.53	43.67	42.69
Operating Income	19.21	18.93	23.58	28.96	17.28	12.28
Pretax Income	19.21	18.93	23.58	28.96	17.28	12.28
Income Tax	5.72	5.87	5.82	7.69	4.56	2.81
Net Income	13.49	13.06	17.76	21.27	12.73	9.46
Net Income Growth	-19.33%	-26.47%	-16.48%	67.12%	34.47%	650.44%
Shares Outstanding (Basic)	10	10	10	11	11	11
Shares Change	-0.25%	-0.15%	-0.18%	-5.85%	-1.02%	2.89%
EPS (Basic)	1.30	1.25	1.69	1.98	1.14	0.85
EPS (Diluted)	1.30	1.25	1.69	1.98	1.14	0.85
EPS Growth	-18.24%	-26.04%	-14.65%	73.68%	34.12%	608.33%
Free Cash Flow	19.15	11.77	25.7	17.86	21.59	6.37
Free Cash Flow Per Share	1.83	1.12	2.45	1.70	1.94	0.56
Dividend Per Share	0.320	0.290	0.260	0.230	0.210	0.200
Dividend Growth	10.34%	11.54%	13.04%	9.52%	5.00%	0%
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	32.01%	32.05%	36.10%	41.67%	28.35%	22.34%
Profit Margin	22.47%	22.11%	27.19%	30.60%	20.88%	17.22%
Free Cash Flow Margin	31.91%	19.92%	39.34%	25.70%	35.43%	11.58%
Effective Tax Rate	29.79%	31.02%	24.68%	26.57%	26.36%	22.92%
EBITDA	22.26	22.06	27.39	32.81	20.86	15.34
EBITDA Margin	37.10%	37.34%	41.92%	47.21%	34.22%	27.90%
Depreciation & Amortization	3.06	3.13	3.81	3.85	3.58	3.06
EBIT	19.21	18.93	23.58	28.96	17.28	12.28
EBIT Margin	32.01%	32.05%	36.10%	41.67%	28.35%	22.34%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).