Citizens Community Bancorp, Inc. (CZWI)

NASDAQ: CZWI · Real-Time Price · USD

20.91

-0.66 (-3.04%)

At close: Aug 7, 2026, 4:00 PM EDT

20.84

-0.07 (-0.33%)

After-hours: Aug 7, 2026, 7:34 PM EDT

CZWI Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	58.29	60.38	59.76	59.07	65.32	69.49
Revenue Growth	0.48%	1.04%	1.15%	-9.57%	-6.00%	14.01%
Net Income	12.81	14.42	13.75	13.06	17.76	21.27
Earnings Per Share	1.31	1.46	1.34	1.25	1.69	1.98
EPS Growth	5.64%	8.96%	7.20%	-26.04%	-14.65%	73.68%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	121.76	118.85	50.17	37.14	0.25	1.51
Total Debt	0	0	0	0	0	0
Net Cash (Debt)	121.76	118.85	50.17	37.14	0.25	1.51
Net Cash Growth	80.51%	136.89%	35.10%	14814.86%	-83.52%	-59.73%
Net Cash Per Share	12.51	12.00	4.89	3.55	0.02	0.14

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	22.38	11.69	20.4	13.12	29.29	21.6
Capital Expenditures	-3.03	-1.31	-0.89	-1.37	-3.6	-3.78
Free Cash Flow	19.35	10.38	19.51	11.76	25.69	17.82
Free Cash Flow Growth	190.96%	-46.79%	65.95%	-54.23%	44.13%	-15.99%

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Pretax Margin	26.23%	28.89%	29.20%	32.05%	36.10%	41.67%
Profit Margin	21.98%	23.88%	23.01%	22.11%	27.19%	30.60%
FCF Margin	33.19%	17.20%	32.65%	19.90%	39.32%	25.64%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 9, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.420	0.360	0.320	0.290	0.260	0.230
Dividend Per Share Growth	0%	12.50%	10.35%	11.54%	13.04%	9.52%
Dividend Yield	2.01%	2.04%	2.00%	2.48%	2.17%	1.70%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 9, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	15.91	12.21	12.16	9.37	7.12	6.95
Forward PE	10.78	10.70	13.63	11.15	7.73	10.18
P/FCF Ratio	16.44	16.51	8.33	10.43	4.91	8.12
PS Ratio	3.46	2.84	2.72	2.08	1.93	2.08