Citizens Community Bancorp, Inc. (CZWI)
NASDAQ: CZWI · Real-Time Price · USD
20.60
-0.15 (-0.72%)
Jun 8, 2026, 9:45 AM EDT - Market open
CZWI Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 52.6 | 51.18 | 46.47 | 48.35 | 56.37 | 53.67 |
Net Interest Income Growth | 13.94% | 10.13% | -3.88% | -14.23% | 5.04% | 6.79% |
Non-Interest Income | 11.65 | 11.14 | 10.11 | 10.25 | 10.43 | 15.82 |
Non-Interest Income Growth | 23.45% | 10.25% | -1.40% | -1.73% | -34.09% | -14.22% |
Revenues Before Loan Losses | 64.25 | 62.33 | 56.58 | 58.6 | 66.8 | 69.49 |
Provision for Credit Losses | 2.95 | 1.95 | -3.18 | -0.48 | 1.48 | - |
| 61.3 | 60.38 | 59.76 | 59.07 | 65.32 | 69.49 | |
Revenue Growth (YoY) | 5.28% | 1.04% | 1.15% | -9.57% | -6.00% | 14.01% |
Compensation Expenses | 24.34 | 23.88 | 22.74 | 21.11 | 22.13 | 22.72 |
Selling, General & Admin | 14.28 | 14.43 | 14.25 | 13.64 | 13.67 | 13.42 |
Other Non-Interest Expenses | 4.58 | 4.63 | 5.32 | 5.4 | 5.95 | 4.39 |
Total Non-Interest Expense | 43.2 | 42.94 | 42.31 | 40.14 | 41.74 | 40.53 |
Pretax Income | 18.1 | 17.44 | 17.45 | 18.93 | 23.58 | 28.96 |
Provision for Income Taxes | 3.12 | 3.02 | 3.7 | 5.87 | 5.82 | 7.69 |
Net Income | 14.98 | 14.42 | 13.75 | 13.06 | 17.76 | 21.27 |
Net Income to Common | 14.98 | 14.42 | 13.75 | 13.06 | 17.76 | 21.27 |
Net Income Growth | 16.47% | 4.87% | 5.30% | -26.47% | -16.48% | 67.12% |
Shares Outstanding (Basic) | 10 | 10 | 10 | 10 | 11 | 11 |
Shares Outstanding (Diluted) | 10 | 10 | 10 | 10 | 11 | 11 |
Shares Change (YoY) | -3.30% | -3.47% | -1.98% | -0.41% | -1.98% | -3.90% |
EPS (Basic) | 1.53 | 1.46 | 1.34 | 1.25 | 1.69 | 1.98 |
EPS (Diluted) | 1.53 | 1.46 | 1.34 | 1.25 | 1.69 | 1.98 |
EPS Growth | 21.43% | 8.96% | 7.20% | -26.04% | -14.65% | 73.68% |
Free Cash Flow | 12.28 | 10.38 | 19.51 | 11.76 | 25.69 | 17.82 |
Free Cash Flow Growth | 18.23% | -46.79% | 65.95% | -54.23% | 44.13% | -15.99% |
Free Cash Flow Per Share | 1.25 | 1.05 | 1.90 | 1.12 | 2.44 | 1.66 |
Dividends Per Share | 0.105 | 0.360 | 0.320 | 0.290 | 0.260 | 0.230 |
Dividend Growth | -70.83% | 12.50% | 10.35% | 11.54% | 13.04% | 9.52% |
Profit Margin | 24.43% | 23.88% | 23.01% | 22.11% | 27.19% | 30.60% |
FCF Margin | 20.02% | 17.20% | 32.65% | 19.90% | 39.32% | 25.64% |
EBITDA | 2.5 | 2.61 | 2.89 | 3.13 | 3.81 | 3.85 |
EBITDA Margin | 4.07% | 4.33% | 4.83% | 5.29% | 5.83% | 5.54% |
Effective Tax Rate | 17.24% | 17.32% | 21.20% | 31.02% | 24.68% | 26.57% |