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Citizens Community Bancorp, Inc. (CZWI)
NASDAQ: CZWI · Real-Time Price · USD
21.10
-0.31 (-1.45%)
At close: Oct 9, 2026, 4:00 PM EDT
21.10
0.00 (0.00%)
After-hours: Oct 9, 2026, 4:38 PM EDT

CZWI Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
204172163123126145
Market Cap Growth
29.78%5.31%33.34%-2.80%-12.79%19.05%
Last Close Price
21.1017.5515.6810.9711.0112.40

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
16.0511.9411.899.397.106.80
PS Ratio
3.492.852.742.081.932.08
PB Ratio
1.060.920.910.710.760.85
P/FCF Ratio
10.5316.588.3810.434.918.12
P/OCF Ratio
9.1014.728.019.344.316.70

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.270.280.380.861.301.01
Debt / FCF Ratio
2.725.083.4712.658.449.66
Net Debt / Equity Ratio
-0.36-0.350.100.641.090.72
Net Debt / FCF Ratio
-3.58-6.370.909.497.066.90
Return on Equity (ROE)
6.83%7.86%7.80%7.67%10.51%12.83%
Return on Assets (ROA)
0.72%0.82%0.76%0.71%1.00%1.26%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
6.29%8.38%8.41%10.65%14.08%14.70%
FCF Yield
9.50%6.03%11.94%9.59%20.37%12.32%
Dividend Yield
1.99%2.05%2.04%2.64%2.36%1.85%
Payout Ratio
23.97%24.95%24.33%23.28%15.44%11.81%
Buyback Yield / Dilution
3.30%3.47%1.98%0.42%1.99%3.90%
Total Shareholder Return
5.29%5.52%4.02%3.06%4.35%5.75%
SEC Filings: 10-K · 10-Q