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Citizens Community Bancorp, Inc. (CZWI)
NASDAQ: CZWI · Real-Time Price · USD
23.67
-0.09 (-0.38%)
At close: Oct 29, 2026, 4:00 PM EDT
23.62
-0.05 (-0.21%)
After-hours: Oct 29, 2026, 4:00 PM EDT

CZWI Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
227172163123126145
Market Cap Growth
44.97%5.31%33.34%-2.80%-12.79%19.05%
Last Close Price
23.6717.5515.6810.9711.0112.40

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
15.7511.9411.899.397.106.80
PS Ratio
3.782.852.742.081.932.08
PB Ratio
1.190.920.910.710.760.85
P/FCF Ratio
11.7216.588.3810.434.918.12
P/OCF Ratio
10.1314.728.019.344.316.70

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.270.280.380.861.301.01
Debt / FCF Ratio
-5.083.4712.658.449.66
Net Debt / Equity Ratio
-0.23-0.350.100.641.090.72
Net Debt / FCF Ratio
--6.370.909.497.066.90
Return on Equity (ROE)
7.70%7.86%7.80%7.67%10.51%12.83%
Return on Assets (ROA)
0.83%0.82%0.76%0.71%1.00%1.26%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
6.35%8.38%8.41%10.65%14.08%14.70%
FCF Yield
8.53%6.03%11.94%9.59%20.37%12.32%
Dividend Yield
2.03%2.01%1.95%2.47%2.15%1.67%
Payout Ratio
28.95%24.95%24.33%23.28%15.44%11.81%
Buyback Yield / Dilution
3.32%3.47%1.98%0.42%1.99%3.90%
Total Shareholder Return
5.35%5.48%3.93%2.89%4.13%5.57%
SEC Filings: 10-K · 10-Q