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Citizens Community Bancorp, Inc. (CZWI)
NASDAQ: CZWI · Real-Time Price · USD
21.87
+0.40 (1.86%)
At close: Sep 18, 2026, 4:00 PM EDT
21.87
0.00 (0.00%)
After-hours: Sep 18, 2026, 4:11 PM EDT

CZWI Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
211172163123126145
Market Cap Growth
32.49%5.31%33.34%-2.80%-12.79%19.05%
Last Close Price
21.8717.5515.6810.9711.0112.40

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
16.6411.9411.899.397.106.80
PS Ratio
3.622.852.742.081.932.08
PB Ratio
1.100.920.910.710.760.85
P/FCF Ratio
10.9116.588.3810.434.918.12
P/OCF Ratio
9.4314.728.019.344.316.70

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.270.280.380.861.301.01
Debt / FCF Ratio
2.725.083.4712.658.449.66
Net Debt / Equity Ratio
-0.36-0.350.100.641.090.72
Net Debt / FCF Ratio
-3.58-6.370.909.497.066.90
Return on Equity (ROE)
6.83%7.86%7.80%7.67%10.51%12.83%
Return on Assets (ROA)
0.72%0.82%0.76%0.71%1.00%1.26%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
6.07%8.38%8.41%10.65%14.08%14.70%
FCF Yield
9.17%6.03%11.94%9.59%20.37%12.32%
Dividend Yield
1.92%2.05%2.04%2.64%2.36%1.85%
Payout Ratio
23.97%24.95%24.33%23.28%15.44%11.81%
Buyback Yield / Dilution
3.30%3.47%1.98%0.42%1.99%3.90%
Total Shareholder Return
5.22%5.52%4.02%3.06%4.35%5.75%
SEC Filings: 10-K · 10-Q