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Citizens Community Bancorp, Inc. (CZWI)
NASDAQ: CZWI · Real-Time Price · USD
21.02
+0.15 (0.72%)
At close: Aug 28, 2026, 4:00 PM EDT
21.04
+0.02 (0.10%)
After-hours: Aug 28, 2026, 4:10 PM EDT

CZWI Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
203172163123126145
Market Cap Growth
25.60%5.31%33.34%-2.80%-12.79%19.05%
Last Close Price
21.0217.5515.6810.9711.0112.40

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
15.9911.9411.899.397.106.80
PS Ratio
3.482.852.742.081.932.08
PB Ratio
1.060.920.910.710.760.85
P/FCF Ratio
10.4916.588.3810.434.918.12
P/OCF Ratio
9.0714.728.019.344.316.70

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.270.280.380.861.301.01
Debt / FCF Ratio
2.725.083.4712.658.449.66
Net Debt / Equity Ratio
-0.36-0.350.100.641.090.72
Net Debt / FCF Ratio
-3.58-6.370.909.497.066.90
Return on Equity (ROE)
6.83%7.86%7.80%7.67%10.51%12.83%
Return on Assets (ROA)
0.72%0.82%0.76%0.71%1.00%1.26%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
6.32%8.38%8.41%10.65%14.08%14.70%
FCF Yield
9.54%6.03%11.94%9.59%20.37%12.32%
Dividend Yield
2.00%2.05%2.04%2.64%2.36%1.85%
Payout Ratio
23.97%24.95%24.33%23.28%15.44%11.81%
Buyback Yield / Dilution
3.30%3.47%1.98%0.42%1.99%3.90%
Total Shareholder Return
5.30%5.52%4.02%3.06%4.35%5.75%
SEC Filings: 10-K · 10-Q