Citizens Community Bancorp, Inc. (CZWI)
NASDAQ: CZWI · Real-Time Price · USD
15.89
-0.03 (-0.19%)
Oct 27, 2025, 4:00 PM EDT - Market closed
CZWI Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
Cash & Equivalents | 82.43 | 50.17 | 37.14 | 35.36 | 47.69 | 119.44 | Upgrade |
Investment Securities | 237.21 | 84.15 | 86.15 | 93.37 | 103.34 | 107.79 | Upgrade |
Mortgage-Backed Securities | - | 153.39 | 164.11 | 174.39 | 173.71 | 83.94 | Upgrade |
Total Investments | 237.21 | 237.54 | 250.26 | 267.76 | 277.05 | 191.74 | Upgrade |
Gross Loans | 1,323 | 1,372 | 1,465 | 1,416 | 1,317 | 1,247 | Upgrade |
Allowance for Loan Losses | -22.18 | -20.55 | -22.91 | -17.94 | -16.91 | -17.04 | Upgrade |
Other Adjustments to Gross Loans | - | -3.4 | -4.11 | -4.35 | -6.08 | -9.31 | Upgrade |
Net Loans | 1,301 | 1,348 | 1,438 | 1,394 | 1,294 | 1,221 | Upgrade |
Property, Plant & Equipment | 16.24 | 17.89 | 19.85 | 22.19 | 23.33 | 23.82 | Upgrade |
Goodwill | 31.5 | 31.5 | 31.5 | 31.5 | 31.5 | 31.5 | Upgrade |
Other Intangible Assets | 0.51 | 0.98 | 1.69 | 2.45 | 3.9 | 5.49 | Upgrade |
Loans Held for Sale | 5.35 | 1.33 | 5.77 | - | 6.67 | 3.08 | Upgrade |
Accrued Interest Receivable | 6.16 | 5.65 | 5.41 | 5.29 | 3.92 | 5.65 | Upgrade |
Other Real Estate Owned & Foreclosed | 0.91 | 0.92 | 1.8 | 1.27 | 1.41 | 0.2 | Upgrade |
Other Long-Term Assets | 45.85 | 50.25 | 52.79 | 49.07 | 42.24 | 39.54 | Upgrade |
Total Assets | 1,727 | 1,749 | 1,851 | 1,816 | 1,740 | 1,649 | Upgrade |
Interest Bearing Deposits | 1,481 | 1,167 | 1,150 | 1,073 | 1,089 | 1,010 | Upgrade |
Institutional Deposits | - | 68.98 | 103.8 | 66.83 | 22.38 | 46.66 | Upgrade |
Non-Interest Bearing Deposits | - | 252.66 | 265.7 | 284.72 | 276.63 | 238.35 | Upgrade |
Total Deposits | 1,481 | 1,488 | 1,519 | 1,425 | 1,388 | 1,295 | Upgrade |
Current Portion of Long-Term Debt | - | 5 | 64.53 | 117 | 11 | - | Upgrade |
Current Portion of Leases | - | 0.49 | - | - | - | - | Upgrade |
Long-Term Debt | 46.76 | 61.61 | 67.47 | 72.41 | 58.43 | 58.33 | Upgrade |
Federal Home Loan Bank Debt, Long-Term | - | - | 15 | 25.53 | 100.53 | 123.5 | Upgrade |
Long-Term Leases | - | 0.59 | 1.69 | 1.95 | 2.23 | 2.76 | Upgrade |
Other Long-Term Liabilities | 12.86 | 13.61 | 10.28 | 7.69 | 9.05 | 8.69 | Upgrade |
Total Liabilities | 1,540 | 1,569 | 1,678 | 1,649 | 1,569 | 1,489 | Upgrade |
Common Stock | 0.1 | 0.1 | 0.1 | 0.1 | 0.11 | 0.11 | Upgrade |
Additional Paid-In Capital | 113.03 | 114.56 | 119.44 | 119.24 | 119.93 | 126.15 | Upgrade |
Retained Earnings | 86.91 | 80.84 | 71.12 | 65.4 | 50.68 | 32.81 | Upgrade |
Comprehensive Income & Other | -13.23 | -16.42 | -17.33 | -17.66 | 0.16 | 1.49 | Upgrade |
Shareholders' Equity | 186.82 | 179.08 | 173.33 | 167.09 | 170.87 | 160.56 | Upgrade |
Total Liabilities & Equity | 1,727 | 1,749 | 1,851 | 1,816 | 1,740 | 1,649 | Upgrade |
Total Debt | 46.76 | 67.68 | 148.68 | 216.88 | 172.18 | 184.59 | Upgrade |
Net Cash (Debt) | 35.67 | -17.51 | -111.54 | -181.27 | -122.98 | -61.4 | Upgrade |
Net Cash Per Share | 3.57 | -1.71 | -10.65 | -17.24 | -11.46 | -5.50 | Upgrade |
Filing Date Shares Outstanding | 9.86 | 9.99 | 10.46 | 10.48 | 10.54 | 10.9 | Upgrade |
Total Common Shares Outstanding | 9.86 | 9.98 | 10.44 | 10.43 | 10.5 | 11.06 | Upgrade |
Book Value Per Share | 18.95 | 17.94 | 16.60 | 16.03 | 16.27 | 14.52 | Upgrade |
Tangible Book Value | 154.81 | 146.61 | 140.14 | 133.14 | 135.47 | 123.57 | Upgrade |
Tangible Book Value Per Share | 15.71 | 14.69 | 13.42 | 12.77 | 12.90 | 11.18 | Upgrade |
Updated Oct 27, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.