Citizens Community Bancorp, Inc. (CZWI)

CZWI Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	118.85	50.17	37.14	0.25	1.51
Securities and Investments	214.31	228.36	246.97	262.37	274.21
Other Earning Assets	4.95	1.33	5.77	-	6.67
Gross Loans	1,340	1,369	1,461	1,412	1,311
Allowance for Loan Losses	-22.4	-20.55	-22.91	-17.94	-16.91
Net Loans	1,318	1,348	1,438	1,394	1,294
Net Property, Plant & Equipment	16.36	17.08	18.37	20.49	21.17
Accrued Interest and Accounts Receivable	6.13	5.65	5.41	5.29	3.92
Other Intangible Assets	3.89	4.64	5.56	6.71	8.06
Goodwill	31.5	31.5	31.5	31.5	31.5
Long-Term Investments	45.25	43.3	44.66	42.58	40.95
Other Non-Earning Assets	22.59	18.06	18.13	17.99	9.91
Total Assets	1,782	1,749	1,851	1,816	1,740
Total Deposits	1,524	1,488	1,519	1,425	1,388
Short-Term Interbank Borrowing and Repurchase Agreements	-	5	79.53	142.53	111.53
Short-Term Borrowings	51.8	61.61	67.47	72.41	58.43
Other Liabilities	17.91	14.68	11.97	9.64	11.27
Total Liabilities	1,594	1,569	1,678	1,649	1,569
Common Stock	0.1	0.1	0.1	0.1	0.11
Additional Paid-in Capital	110.32	114.56	119.44	119.24	119.93
Accumulated Other Comprehensive Income	-12.47	-16.42	-17.33	-17.66	0.16
Retained Earnings	90	80.84	71.12	65.4	50.68
Shareholders' Equity	187.94	179.08	173.33	167.09	170.87
Total Liabilities & Equity	1,782	1,749	1,851	1,816	1,740
Book Value	187.94	179.08	173.33	167.09	170.87
Book Value Per Share	18.97	17.45	16.55	15.89	15.93
Tangible Book Value	152.55	142.94	136.28	128.88	131.31
Tangible Book Value Per Share	15.40	13.93	13.02	12.26	12.24

Updated Jan 26, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q