Citizens Community Bancorp, Inc. (CZWI)

NASDAQ: CZWI · Real-Time Price · USD

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18.15

+0.14 (0.78%)

At close: Jan 30, 2026, 4:00 PM EST

18.14

-0.01 (-0.06%)

After-hours: Jan 30, 2026, 4:10 PM EST

CZWI Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	118.85	50.17	37.14	35.36	47.69
Investment Securities	86.16	84.15	86.15	93.37	103.34
Mortgage-Backed Securities	146.5	153.39	164.11	174.39	173.71
Total Investments	232.66	237.54	250.26	267.76	277.05
Gross Loans	1,343	1,372	1,465	1,416	1,317
Allowance for Loan Losses	-22.4	-20.55	-22.91	-17.94	-16.91
Other Adjustments to Gross Loans	-2.64	-3.4	-4.11	-4.35	-6.08
Net Loans	1,318	1,348	1,438	1,394	1,294
Property, Plant & Equipment	16.36	17.89	19.85	22.19	23.33
Goodwill	31.5	31.5	31.5	31.5	31.5
Other Intangible Assets	0.4	0.98	1.69	2.45	3.9
Loans Held for Sale	4.95	1.33	5.77	-	6.67
Accrued Interest Receivable	6.13	5.65	5.41	5.29	3.92
Other Real Estate Owned & Foreclosed	0.86	0.92	1.8	1.27	1.41
Other Long-Term Assets	52.13	50.25	52.79	49.07	42.24
Total Assets	1,782	1,749	1,851	1,816	1,740
Interest Bearing Deposits	1,260	1,167	1,150	1,073	1,089
Institutional Deposits	-	68.98	103.8	66.83	22.38
Non-Interest Bearing Deposits	264.39	252.66	265.7	284.72	276.63
Total Deposits	1,524	1,488	1,519	1,425	1,388
Current Portion of Long-Term Debt	-	5	64.53	117	11
Current Portion of Leases	-	0.49	-	-	-
Long-Term Debt	51.8	61.61	67.47	72.41	58.43
Federal Home Loan Bank Debt, Long-Term	-	-	15	25.53	100.53
Long-Term Leases	-	0.59	1.69	1.95	2.23
Other Long-Term Liabilities	17.91	13.61	10.28	7.69	9.05
Total Liabilities	1,594	1,569	1,678	1,649	1,569
Common Stock	0.1	0.1	0.1	0.1	0.11
Additional Paid-In Capital	110.32	114.56	119.44	119.24	119.93
Retained Earnings	90	80.84	71.12	65.4	50.68
Comprehensive Income & Other	-12.47	-16.42	-17.33	-17.66	0.16
Shareholders' Equity	187.94	179.08	173.33	167.09	170.87
Total Liabilities & Equity	1,782	1,749	1,851	1,816	1,740
Total Debt	51.8	67.68	148.68	216.88	172.18
Net Cash (Debt)	67.05	-17.51	-111.54	-181.27	-122.98
Net Cash Per Share	6.77	-1.71	-10.65	-17.24	-11.46
Filing Date Shares Outstanding	9.62	9.99	10.46	10.48	10.54
Total Common Shares Outstanding	9.62	9.98	10.44	10.43	10.5
Book Value Per Share	19.54	17.94	16.60	16.03	16.27
Tangible Book Value	156.05	146.61	140.14	133.14	135.47
Tangible Book Value Per Share	16.23	14.69	13.42	12.77	12.90

Updated Jan 26, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q