Citizens Community Bancorp, Inc. (CZWI)

CZWI Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Year Ending	Current	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	128	123	126	145	121	138
Market Cap Growth	14.23%	-2.80%	-12.79%	19.05%	-11.79%	15.35%
Enterprise Value	207	232	305	265	180	252
PE Ratio	9.48	9.39	7.10	6.80	9.55	14.55
PS Ratio	2.14	2.08	1.93	2.08	1.99	2.51
PB Ratio	0.74	0.71	0.76	0.85	0.76	0.92
P/FCF Ratio	6.70	10.42	4.91	8.10	5.63	21.64
P/OCF Ratio	6.29	9.34	4.31	6.70	5.11	10.73
EV/Sales Ratio	3.44	3.93	4.68	3.82	2.95	4.58
EV/EBITDA Ratio	9.28	10.54	11.15	8.09	8.64	16.41
EV/EBIT Ratio	10.76	12.28	12.95	9.16	10.42	20.50
EV/FCF Ratio	10.79	19.75	11.89	14.86	8.34	39.54
Debt / Equity Ratio	0.62	0.85	1.29	0.99	1.13	1.16
Debt / EBITDA Ratio	4.81	6.66	7.85	5.18	8.72	11.38
Debt / FCF Ratio	5.59	12.49	8.36	9.52	8.42	27.42
Asset Turnover	0.03	0.03	0.04	0.04	0.04	0.04
Return on Equity (ROE)	8.00%	7.80%	10.80%	12.90%	8.20%	6.50%
Return on Assets (ROA)	0.70%	0.70%	1.00%	1.20%	0.80%	0.70%
Return on Capital (ROIC)	4.82%	4.08%	4.65%	6.24%	3.72%	2.91%
Earnings Yield	10.52%	10.65%	14.08%	14.70%	10.48%	6.87%
FCF Yield	14.94%	9.60%	20.38%	12.35%	17.78%	4.62%
Dividend Yield	2.60%	2.50%	2.20%	1.70%	1.90%	1.60%
Payout Ratio	24.62%	23.20%	15.40%	11.60%	18.40%	23.50%
Buyback Yield / Dilution	0.25%	0.15%	0.18%	5.85%	1.02%	-2.89%
Total Shareholder Return	2.84%	2.65%	2.38%	7.55%	2.92%	-1.29%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).