Citizens Community Bancorp, Inc. (CZWI)
NASDAQ: CZWI · Real-Time Price · USD
14.83
+0.03 (0.20%)
At close: May 9, 2025, 4:00 PM
14.83
0.00 (0.00%)
After-hours: May 9, 2025, 4:05 PM EDT

CZWI Statistics

Total Valuation

CZWI has a market cap or net worth of $148.14 million. The enterprise value is $109.61 million.

Market Cap 148.14M
Enterprise Value 109.61M

Important Dates

The last earnings date was Monday, April 28, 2025, before market open.

Earnings Date Apr 28, 2025
Ex-Dividend Date Feb 7, 2025

Share Statistics

CZWI has 9.99 million shares outstanding. The number of shares has decreased by -2.95% in one year.

Current Share Class 9.99M
Shares Outstanding 9.99M
Shares Change (YoY) -2.95%
Shares Change (QoQ) -0.33%
Owned by Insiders (%) 4.85%
Owned by Institutions (%) 45.56%
Float 7.94M

Valuation Ratios

The trailing PE ratio is 11.70 and the forward PE ratio is 11.11.

PE Ratio 11.70
Forward PE 11.11
PS Ratio 2.59
Forward PS 2.87
PB Ratio 0.82
P/TBV Ratio 1.00
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 8.52
EV / Sales 1.89
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 7.29%.

Return on Equity (ROE) 7.29%
Return on Assets (ROA) 0.71%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $250,172
Profits Per Employee $55,431
Employee Count 232
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, CZWI has paid $3.37 million in taxes.

Income Tax 3.37M
Effective Tax Rate 20.77%

Stock Price Statistics

The stock price has increased by +28.84% in the last 52 weeks. The beta is 0.74, so CZWI's price volatility has been lower than the market average.

Beta (5Y) 0.74
52-Week Price Change +28.84%
50-Day Moving Average 14.33
200-Day Moving Average 14.61
Relative Strength Index (RSI) 56.79
Average Volume (20 Days) 18,662

Short Selling Information

The latest short interest is 23,861, so 0.24% of the outstanding shares have been sold short.

Short Interest 23,861
Short Previous Month 17,635
Short % of Shares Out 0.24%
Short % of Float 0.30%
Short Ratio (days to cover) 1.00

Income Statement

In the last 12 months, CZWI had revenue of $58.04 million and earned $12.86 million in profits. Earnings per share was $1.27.

Revenue 58.04M
Gross Profit 58.04M
Operating Income 18.38M
Pretax Income 19.62M
Net Income 12.86M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $1.27
Full Income Statement

Balance Sheet

The company has $100.20 million in cash and $61.66 million in debt, giving a net cash position of $38.54 million or $3.86 per share.

Cash & Cash Equivalents 100.20M
Total Debt 61.66M
Net Cash 38.54M
Net Cash Per Share $3.86
Equity (Book Value) 180.05M
Book Value Per Share 18.02
Working Capital -1.41B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 31.66%
Pretax Margin 27.97%
Profit Margin 22.16%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $0.36, which amounts to a dividend yield of 2.43%.

Dividend Per Share $0.36
Dividend Yield 2.43%
Dividend Growth (YoY) 12.50%
Years of Dividend Growth 5
Payout Ratio 28.40%
Buyback Yield 2.95%
Shareholder Yield 5.38%
Earnings Yield 8.68%
FCF Yield n/a
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Stock Splits

The last stock split was on November 1, 2006. It was a forward split with a ratio of 1.91067:1.

Last Split Date Nov 1, 2006
Split Type Forward
Split Ratio 1.91067:1

Scores

Altman Z-Score n/a
Piotroski F-Score 2