Citizens Community Bancorp, Inc. (CZWI)
NASDAQ: CZWI · Real-Time Price · USD
15.29
+0.32 (2.10%)
Nov 21, 2024, 10:40 AM EST - Market open

CZWI Statistics

Total Valuation

CZWI has a market cap or net worth of $153.37 million.

Market Cap 153.37M
Enterprise Value n/a

Important Dates

The last earnings date was Monday, October 28, 2024, before market open.

Earnings Date Oct 28, 2024
Ex-Dividend Date Feb 8, 2024

Share Statistics

CZWI has 10.03 million shares outstanding. The number of shares has decreased by -0.97% in one year.

Current Share Class 10.03M
Shares Outstanding 10.03M
Shares Change (YoY) -0.97%
Shares Change (QoQ) -1.63%
Owned by Insiders (%) 4.82%
Owned by Institutions (%) 41.01%
Float 7.64M

Valuation Ratios

The trailing PE ratio is 10.53 and the forward PE ratio is 12.53.

PE Ratio 10.53
Forward PE 12.53
PS Ratio 2.57
Forward PS 3.01
PB Ratio 0.84
P/TBV Ratio 1.04
P/FCF Ratio 7.56
P/OCF Ratio 7.12
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 4.13
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 8.53%.

Return on Equity (ROE) 8.53%
Return on Assets (ROA) 0.81%
Return on Capital (ROIC) n/a
Revenue Per Employee $259,836
Profits Per Employee $63,543
Employee Count 232
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, CZWI has paid $4.02 million in taxes.

Income Tax 4.02M
Effective Tax Rate 21.43%

Stock Price Statistics

The stock price has increased by +36.09% in the last 52 weeks. The beta is 1.08, so CZWI's price volatility has been similar to the market average.

Beta (5Y) 1.08
52-Week Price Change +36.09%
50-Day Moving Average 14.16
200-Day Moving Average 12.44
Relative Strength Index (RSI) 63.43
Average Volume (20 Days) 35,312

Short Selling Information

The latest short interest is 29,537, so 0.29% of the outstanding shares have been sold short.

Short Interest 29,537
Short Previous Month 37,238
Short % of Shares Out 0.29%
Short % of Float 0.39%
Short Ratio (days to cover) 3.81

Income Statement

In the last 12 months, CZWI had revenue of $60.28 million and earned $14.74 million in profits. Earnings per share was $1.42.

Revenue 60.28M
Gross Profit 60.28M
Operating Income 20.74M
Pretax Income 19.62M
Net Income 14.74M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $1.42
Full Income Statement

Balance Sheet

The company has $36.63 million in cash and $83.88 million in debt, giving a net cash position of -$47.25 million or -$4.71 per share.

Cash & Cash Equivalents 36.63M
Total Debt 83.88M
Net Cash -47.25M
Net Cash Per Share -$4.71
Equity (Book Value) 180.15M
Book Value Per Share 17.88
Working Capital -1.49B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $21.53 million and capital expenditures -$1.25 million, giving a free cash flow of $20.29 million.

Operating Cash Flow 21.53M
Capital Expenditures -1.25M
Free Cash Flow 20.29M
FCF Per Share $2.02
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 34.40%
Pretax Margin 31.13%
Profit Margin 24.46%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 35.43%

Dividends & Yields

This stock pays an annual dividend of $0.32, which amounts to a dividend yield of 2.18%.

Dividend Per Share $0.32
Dividend Yield 2.18%
Dividend Growth (YoY) 10.34%
Years of Dividend Growth 4
Payout Ratio 22.50%
Buyback Yield 0.97%
Shareholder Yield 3.15%
Earnings Yield 9.61%
FCF Yield 13.23%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Stock Splits

The last stock split was on November 1, 2006. It was a forward split with a ratio of 1.91067:1.

Last Split Date Nov 1, 2006
Split Type Forward
Split Ratio 1.91067:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4