Discover Financial Services (DFS)

DFS Deliquency Rates

Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016	Dec 31, 2015	Sep 30, 2015	Jun 30, 2015	Mar 31, 2015	Dec 31, 2014	Sep 30, 2014	Jun 30, 2014	Mar 31, 2014	Dec 31, 2013	Sep 30, 2013
30 or More Days	3.48%	3.46%	3.33%	3.38%	3.45%	3.06%	2.56%	2.48%
30 or More Days Growth	0.87%	13.07%	30.08%	36.29%	50.00%	57.73%	57.06%	51.22%
90 or More Days	1.71%	1.65%	1.62%	1.64%	1.59%	1.34%	1.15%	1.14%
90 or More Days Growth	7.55%	23.13%	40.87%	43.86%	62.24%	67.50%	64.29%	58.33%

Operating Metrics

Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016	Dec 31, 2015	Sep 30, 2015	Jun 30, 2015	Mar 31, 2015	Dec 31, 2014	Sep 30, 2014	Jun 30, 2014	Mar 31, 2014	Dec 31, 2013	Sep 30, 2013
Loans	120.76B	127.00B	127.60B	126.60B	128.40B	122.70B	117.90B	112.70B
Loans Growth	-5.95%	3.50%	8.23%	12.33%	14.52%	16.96%	18.73%	20.57%
Net Charge-Off Rate	4.64%	4.86%	4.83%	4.92%	4.11%	3.52%	3.22%	2.72%
Net Charge-Off Rate Growth	12.90%	38.07%	50.00%	80.88%	92.96%	105.85%	78.89%	68.94%

Source: Business metrics provided by Main Street Data and sourced from official company press releases and documents.