Discover Financial Services (DFS)
Stock Price:
$62.53 USD
-2.73 (-4.18%)
Updated Oct 28, 2020 4:00 PM EDT - Market closed
After-hours: $63.29 +0.76 (1.22%) Oct 28, 7:56 PM
Key Info
| Market Cap |
19.17B |
| Revenue (ttm) |
5.77B |
| Net Income (ttm) |
1.01B |
| Shares Out |
306.00M |
| EPS (ttm) |
3.28 |
| PE Ratio |
19.06 |
| Forward PE |
10.80 |
| Dividend |
$1.76 |
| Dividend Yield |
2.81% |
Stock Quote
| Trading Day |
Oct 28, 2020 |
| Last Price |
$62.53 |
| Previous Close |
$65.26 |
| Change ($) |
-2.73 |
| Change (%) |
-4.18% |
| Day's Open |
63.04 |
| Day's Range |
62.27 - 64.22 |
| Day's Volume |
3,307,596 |
| 52-Week Range |
23.25 - 87.43 |
More Stats
| Market Cap |
19.17B |
| Enterprise Value |
41.62B |
| Earnings Date (est) |
Jan 28, 2021 |
| Ex-Dividend Date |
Aug 19, 2020 |
| Shares Outstanding |
306.00M |
| Float |
305.24M |
| EPS (basic) |
3.26 |
| EPS (diluted) |
3.28 |
| FCF / Share |
18.76 |
| Dividend |
$1.76 |
| Dividend Yield |
2.81% |
| Earnings Yield |
5.25% |
| FCF Yield |
30.00% |
| Payout Ratio |
54.00% |
| Shares Short |
7.96M |
| Short Ratio |
2.66 |
| Short % of Float |
2.61% |
| Beta |
1.80 |
| PE Ratio |
19.06 |
| Forward PE |
10.80 |
| P/FCF Ratio |
3.33 |
| PS Ratio |
3.32 |
| PB Ratio |
2.03 |
| Revenue |
5.77B |
| Operating Income |
1.34B |
| Net Income |
1.01B |
| Free Cash Flow |
5.75B |
| Net Cash |
-22.45B |
| Net Cash / Share |
-73.25 |
| Gross Margin |
135.53% |
| Operating Margin |
23.30% |
| Profit Margin |
17.50% |
| FCF Margin |
99.65% |
| ROA |
0.89% |
| ROE |
9.56% |
| ROIC |
1.00% |
Stats based on trailing-twelve-month (ttm) numbers.
Analyst Forecasts
Analyst Ratings (23)
| Buy |
13 |
| Overweight |
1 |
| Hold |
8 |
| Underweight |
0 |
| Sell |
1 |
Price Target
$73.26*
(17.16% upside)
Low
63.0
Current: $62.53
High
87.0
Target: 73.26
*Average 12-month price target from 19 stock analysts.
Financial Performance
Financial numbers in millions USD.
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|
| Revenue | 8,228 | 7,674 | 7,318 | 7,240 | 7,227 | 7,034 | 7,138 | 6,805 | 6,052 | 3,451 |
| Revenue Growth | 7.22% | 4.86% | 1.08% | 0.18% | 2.74% | -1.46% | 4.89% | 12.44% | 75.37% | - |
| Gross Profit | 8,228 | 7,674 | 7,318 | 7,240 | 7,227 | 7,034 | 7,138 | 6,805 | 6,052 | 3,451 |
| Operating Income | 3,835 | 3,597 | 3,537 | 3,656 | 3,612 | 3,694 | 3,944 | 3,753 | 3,511 | 1,269 |
| Net Income | 2,908 | 2,689 | 2,031 | 2,339 | 2,246 | 2,270 | 2,414 | 2,318 | 2,202 | 668 |
| Shares Outstanding | 313 | 336 | 363 | 394 | 427 | 453 | 477 | 505 | 550 | 545 |
| Earnings Per Share | 9.08 | 7.79 | 5.42 | 5.77 | 5.13 | 4.90 | 4.96 | 4.46 | 4.06 | 1.22 |
| EPS Growth | 16.56% | 43.73% | -6.07% | 12.48% | 4.69% | -1.21% | 11.21% | 9.85% | 232.79% | - |
| Dividend Per Share | 1.68 | 1.50 | 1.30 | 1.16 | 1.08 | 0.92 | 0.60 | 0.40 | 0.20 | 0.08 |
| Dividend Growth | 12% | 15.38% | 12.07% | 7.41% | 17.39% | 53.33% | 50% | 100% | 150% | - |
| Operating Cash Flow | 6,196 | 5,191 | 5,208 | 4,425 | 3,854 | 3,826 | 3,517 | 3,041 | 3,598 | 4,218 |
| Capital Expenditures | -284 | -254 | -218 | -179 | -167 | -145 | -231 | -143 | -108 | -55.00 |
| Free Cash Flow | 5,912 | 4,937 | 4,990 | 4,246 | 3,687 | 3,681 | 3,286 | 2,898 | 3,490 | 4,163 |
| Cash & Equivalents | 6,964 | 15,145 | 13,387 | 12,009 | 9,671 | 7,390 | 6,736 | 6,270 | 4,136 | 6,462 |
| Total Debt | 25,701 | 27,228 | 26,326 | 25,443 | 24,650 | 22,657 | 20,614 | 20,013 | 18,337 | 17,706 |
| Net Cash / Debt | -18,737 | -12,083 | -12,939 | -13,434 | -14,979 | -15,267 | -13,878 | -13,743 | -14,201 | -11,243 |
| Assets | 113,996 | 109,553 | 100,087 | 92,308 | 86,799 | 83,126 | 79,340 | 75,283 | 69,117 | 60,785 |
| Liabilities | 102,137 | 98,423 | 89,195 | 80,985 | 75,524 | 71,992 | 68,531 | 65,505 | 60,875 | 54,328 |
| Book Value | 11,859 | 11,130 | 10,892 | 11,323 | 11,275 | 11,134 | 10,809 | 9,778 | 8,242 | 6,457 |
Numbers in millions USD, except per-share numbers.
Company Details
| Full Name |
Discover Financial Services |
| Country |
United States |
| Employees |
17,200 |
| CEO |
Roger C. Hochschild |
Stock Information
| Ticker Symbol |
DFS |
| Stock Exchange |
New York Stock Exchange |
| Sector |
Financial Services |
| Industry |
Credit Services |
| Unique Identifier |
NYSE: DFS |
| IPO Date |
July 2, 2007 |
Description
Discover Financial Services, through its subsidiaries, operates as a direct banking and payment services company in the United States. It operates through two segments, Direct Banking and Payment Services. The Direct Banking segment offers Discover-branded credit cards to individuals; and other consumer products and services, including private student loans, personal loans, home equity loans, and other consumer lending, as well as deposit products, such as certificates of deposit, money market accounts, savings accounts, checking accounts, and individual retirement arrangement certificates of deposit. The Payment Services segment operates the PULSE network, an automated teller machine, debit, and electronic funds transfer network; Diners Club International, a payments network that issues Diners Club branded charge cards and provides card acceptance services; and Discover Network that processes transactions for Discover-branded credit and debit cards, as well as provides payment transaction processing and settlement services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.