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Discover Financial Services (DFS)

Stock Price: $62.53 USD -2.73 (-4.18%)
Updated Oct 28, 2020 4:00 PM EDT - Market closed
After-hours: $63.29 +0.76 (1.22%) Oct 28, 7:56 PM

Stock Price Chart

Key Info

Market Cap 19.17B
Revenue (ttm) 5.77B
Net Income (ttm) 1.01B
Shares Out 306.00M
EPS (ttm) 3.28
PE Ratio 19.06
Forward PE 10.80
Dividend $1.76
Dividend Yield 2.81%

Stock Quote

Trading Day Oct 28, 2020
Last Price $62.53
Previous Close $65.26
Change ($) -2.73
Change (%) -4.18%
Day's Open 63.04
Day's Range 62.27 - 64.22
Day's Volume 3,307,596
52-Week Range 23.25 - 87.43

More Stats

Market Cap 19.17B
Enterprise Value 41.62B
Earnings Date (est) Jan 28, 2021
Ex-Dividend Date Aug 19, 2020
Shares Outstanding 306.00M
Float 305.24M
EPS (basic) 3.26
EPS (diluted) 3.28
FCF / Share 18.76
Dividend $1.76
Dividend Yield 2.81%
Earnings Yield 5.25%
FCF Yield 30.00%
Payout Ratio 54.00%
Shares Short 7.96M
Short Ratio 2.66
Short % of Float 2.61%
Beta 1.80
PE Ratio 19.06
Forward PE 10.80
P/FCF Ratio 3.33
PS Ratio 3.32
PB Ratio 2.03
Revenue 5.77B
Operating Income 1.34B
Net Income 1.01B
Free Cash Flow 5.75B
Net Cash -22.45B
Net Cash / Share -73.25
Gross Margin 135.53%
Operating Margin 23.30%
Profit Margin 17.50%
FCF Margin 99.65%
ROA 0.89%
ROE 9.56%
ROIC 1.00%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Forecasts

Analyst Ratings (23)

Buy 13
Overweight 1
Hold 8
Underweight 0
Sell 1

Analyst Consensus: Buy

Price Target

$73.26*
(17.16% upside)
Low
63.0
Current: $62.53
High
87.0
Target: 73.26
*Average 12-month price target from 19 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue8,2287,6747,3187,2407,2277,0347,1386,8056,0523,451
Revenue Growth7.22%4.86%1.08%0.18%2.74%-1.46%4.89%12.44%75.37%-
Gross Profit8,2287,6747,3187,2407,2277,0347,1386,8056,0523,451
Operating Income3,8353,5973,5373,6563,6123,6943,9443,7533,5111,269
Net Income2,9082,6892,0312,3392,2462,2702,4142,3182,202668
Shares Outstanding313336363394427453477505550545
Earnings Per Share9.087.795.425.775.134.904.964.464.061.22
EPS Growth16.56%43.73%-6.07%12.48%4.69%-1.21%11.21%9.85%232.79%-
Dividend Per Share1.681.501.301.161.080.920.600.400.200.08
Dividend Growth12%15.38%12.07%7.41%17.39%53.33%50%100%150%-
Operating Cash Flow6,1965,1915,2084,4253,8543,8263,5173,0413,5984,218
Capital Expenditures-284-254-218-179-167-145-231-143-108-55.00
Free Cash Flow5,9124,9374,9904,2463,6873,6813,2862,8983,4904,163
Cash & Equivalents6,96415,14513,38712,0099,6717,3906,7366,2704,1366,462
Total Debt25,70127,22826,32625,44324,65022,65720,61420,01318,33717,706
Net Cash / Debt-18,737-12,083-12,939-13,434-14,979-15,267-13,878-13,743-14,201-11,243
Assets113,996109,553100,08792,30886,79983,12679,34075,28369,11760,785
Liabilities102,13798,42389,19580,98575,52471,99268,53165,50560,87554,328
Book Value11,85911,13010,89211,32311,27511,13410,8099,7788,2426,457
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Discover Financial Services
Country United States
Employees 17,200
CEO Roger C. Hochschild

Stock Information

Ticker Symbol DFS
Stock Exchange New York Stock Exchange
Sector Financial Services
Industry Credit Services
Unique Identifier NYSE: DFS
IPO Date July 2, 2007

Description

Discover Financial Services, through its subsidiaries, operates as a direct banking and payment services company in the United States. It operates through two segments, Direct Banking and Payment Services. The Direct Banking segment offers Discover-branded credit cards to individuals; and other consumer products and services, including private student loans, personal loans, home equity loans, and other consumer lending, as well as deposit products, such as certificates of deposit, money market accounts, savings accounts, checking accounts, and individual retirement arrangement certificates of deposit. The Payment Services segment operates the PULSE network, an automated teller machine, debit, and electronic funds transfer network; Diners Club International, a payments network that issues Diners Club branded charge cards and provides card acceptance services; and Discover Network that processes transactions for Discover-branded credit and debit cards, as well as provides payment transaction processing and settlement services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.