Donegal Group Inc. (DGICA)

Donegal Group Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Dec 20, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	527	468	473	443	406	414
Market Cap Growth	2.95%	-0.95%	6.65%	9.07%	-1.75%	9.77%
Enterprise Value	534	479	481	409	408	398
PE Ratio	20.89	105.78	-	17.55	7.69	8.77
PS Ratio	0.53	0.50	0.56	0.54	0.52	0.51
PB Ratio	1.02	0.98	0.98	0.83	0.78	0.92
P/FCF Ratio	12.61	16.38	7.04	5.77	4.02	5.43
P/OCF Ratio	12.61	16.35	7.04	5.77	4.02	5.42
EV/Sales Ratio	0.55	0.52	0.57	0.50	0.53	0.49
EV/EBITDA Ratio	15.25	47.89	263.66	11.04	5.74	6.20
EV/EBIT Ratio	17.21	84.35	-	13.10	6.34	6.79
EV/FCF Ratio	12.76	16.77	7.17	5.33	4.04	5.23
Debt / Equity Ratio	0.07	0.07	0.07	0.07	0.17	0.09
Debt / EBITDA Ratio	1.00	3.50	19.19	0.94	1.26	0.62
Debt / FCF Ratio	0.84	1.22	0.52	0.46	0.89	0.52
Quick Ratio	0.14	0.14	0.15	0.16	0.19	0.16
Current Ratio	0.50	0.50	0.52	0.54	0.57	0.53
Asset Turnover	0.43	0.41	0.38	0.37	0.38	0.43
Return on Equity (ROE)	5.04%	0.92%	-0.39%	4.82%	10.90%	11.10%
Return on Assets (ROA)	0.84%	0.16%	-0.08%	0.88%	1.97%	1.95%
Return on Capital (ROIC)	3.67%	0.69%	-0.35%	3.33%	7.33%	7.68%
Earnings Yield	4.72%	0.95%	-0.41%	5.70%	13.00%	11.40%
FCF Yield	7.93%	6.11%	14.20%	17.32%	24.87%	18.43%
Dividend Yield	4.43%	5.06%	5.06%	5.07%	5.07%	4.87%
Payout Ratio	92.63%	494.72%	-	75.63%	32.14%	34.13%
Buyback Yield / Dilution	-1.39%	-3.31%	-3.30%	-5.09%	-2.40%	-1.74%
Total Shareholder Return	3.05%	1.74%	1.77%	-0.03%	2.67%	3.13%

Source: S&P Capital IQ. Insurance template. Financial Sources.