Donegal Group, Inc. (DGICA)
Class A Shares
Stock Price:
$14.99 USD
-0.02 (-0.13%)
Updated Aug 13, 2020 4:00 PM EDT - Market closed
Key Info
| Market Cap |
436.37M |
| Revenue (ttm) |
782.76M |
| Net Income (ttm) |
45.75M |
| Shares Out |
23.53M |
| EPS (ttm) |
1.58 |
| PE Ratio |
9.49 |
| Forward PE |
9.38 |
| Dividend |
$0.60 |
| Dividend Yield |
4.00% |
Stock Quote
| Trading Day |
Aug 13, 2020 |
| Last Price |
$14.99 |
| Previous Close |
$15.01 |
| Change ($) |
-0.02 |
| Change (%) |
-0.13% |
| Day's Open |
14.99 |
| Day's Range |
14.83 - 14.99 |
| Day's Volume |
47,500 |
| 52-Week Range |
11.22 - 16.19 |
More Stats
| Market Cap |
436.37M |
| Enterprise Value |
454.60M |
| Earnings Date (est) |
Nov 3, 2020 |
| Ex-Dividend Date |
Jul 31, 2020 |
| Shares Outstanding |
23.53M |
| Float |
13.87M |
| EPS (basic) |
1.61 |
| EPS (diluted) |
1.58 |
| FCF / Share |
3.56 |
| Dividend |
$0.60 |
| Dividend Yield |
4.00% |
| Earnings Yield |
10.54% |
| FCF Yield |
23.65% |
| Payout Ratio |
n/a |
| Shares Short |
161,664 |
| Short Ratio |
6.41 |
| Short % of Float |
1.18% |
| Beta |
-0.01 |
| PE Ratio |
9.49 |
| Forward PE |
9.38 |
| P/FCF Ratio |
4.23 |
| PS Ratio |
0.56 |
| PB Ratio |
0.89 |
| Revenue |
782.76M |
| Operating Income |
57.97M |
| Net Income |
45.75M |
| Free Cash Flow |
103.22M |
| Net Cash |
-18.22M |
| Net Cash / Share |
-0.63 |
| Gross Margin |
7.68% |
| Operating Margin |
7.41% |
| Profit Margin |
5.80% |
| FCF Margin |
13.19% |
| ROA |
1.77% |
| ROE |
9.88% |
| ROIC |
n/a |
Stats based on trailing-twelve-month (ttm) numbers.
Analyst Summary
Analyst Ratings (3)
| Buy |
2 |
| Overweight |
0 |
| Hold |
1 |
| Underweight |
0 |
| Sell |
0 |
Price Target
$17.75*
(18.41% upside)
Low
17.5
Current: $14.99
High
18.0
Target: 17.75
*Average 12-month price target from 2 stock analysts.
Financial Performance
Financial numbers in millions USD.
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|
| Revenue | 812 | 772 | 739 | 688 | 636 | 587 | 547 | 515 | 475 | 409 |
| Revenue Growth | 5.26% | 4.44% | 7.35% | 8.18% | 8.5% | 7.21% | 6.24% | 8.41% | 16.27% | - |
| Gross Profit | 297 | 190 | 247 | 261 | 234 | 195 | 202 | 181 | 133 | 134 |
| Operating Income | 60.08 | -44.22 | 15.14 | 44.40 | 28.70 | 17.80 | 34.35 | 30.22 | -4.61 | 10.64 |
| Net Income | 47.15 | -32.76 | 7.12 | 30.80 | 20.99 | 14.54 | 26.32 | 23.09 | 0.45 | 11.47 |
| Shares Outstanding | 28.68 | 28.36 | 27.43 | 26.81 | 28.08 | 26.93 | 26.26 | 25.64 | 25.55 | 25.57 |
| Earnings Per Share | 1.67 | -1.18 | 0.26 | 1.16 | 0.77 | 0.55 | 1.02 | 0.91 | 0.02 | 0.46 |
| EPS Growth | - | - | -77.59% | 50.65% | 40% | -46.08% | 12.09% | 4450% | -95.65% | - |
| Dividend Per Share | 0.58 | 0.57 | 0.56 | 0.55 | 0.54 | 0.52 | 0.51 | 0.49 | 0.48 | 0.46 |
| Dividend Growth | 1.58% | 1.79% | 1.82% | 2.24% | 2.68% | 3.37% | 3.7% | 2.53% | 3.71% | - |
| Operating Cash Flow | 76.36 | 63.78 | 81.00 | 60.03 | 68.19 | 44.51 | 46.01 | 24.96 | 21.08 | 22.00 |
| Capital Expenditures | -0.15 | -0.11 | -1.09 | -0.38 | -0.15 | -2.13 | -1.25 | -0.74 | -0.24 | -0.65 |
| Free Cash Flow | 76.21 | 63.67 | 79.91 | 59.65 | 68.04 | 42.39 | 44.75 | 24.22 | 20.84 | 21.35 |
| Cash & Equivalents | 49.32 | 52.59 | 37.83 | 24.59 | 28.14 | 35.58 | 27.64 | 19.80 | 13.25 | 16.34 |
| Total Debt | 40.00 | 65.00 | 64.00 | 74.00 | 86.00 | 58.50 | 63.00 | 72.47 | 74.97 | 56.08 |
| Net Cash / Debt | 9.32 | -12.41 | -26.17 | -49.41 | -57.86 | -22.92 | -35.36 | -52.66 | -61.72 | -39.74 |
| Assets | 1,923 | 1,832 | 1,738 | 1,623 | 1,538 | 1,459 | 1,385 | 1,337 | 1,291 | 1,175 |
| Liabilities | 1,472 | 1,433 | 1,289 | 1,185 | 1,129 | 1,043 | 989 | 937 | 907 | 795 |
| Book Value | 451 | 399 | 449 | 439 | 408 | 416 | 397 | 400 | 383 | 380 |
Numbers in millions USD, except per-share numbers.
Company Details
| Full Name |
Donegal Group, Inc. |
| Country |
United States |
| CEO |
Kevin G. Burke |
Stock Information
| Ticker Symbol |
DGICA |
| Stock Exchange |
NASDAQ |
| Share Class |
Class A Shares |
| Sector |
Financial Services |
| Industry |
Insurance—Property & Casualty |
| Unique Identifier |
NASDAQ: DGICA |
Description
Donegal Group Inc., an insurance holding company, provides personal and commercial lines of property and casualty insurance to businesses and individuals in the Mid-Atlantic, Midwestern, New England, and southern states. It operates through four segments: Investment Function, Personal Lines of Insurance, and Commercial Lines of Insurance. The company offers private passenger automobile policies that provide protection against liability for bodily injury and property damage arising from automobile accidents, as well as protection against loss from damage to automobiles. It also offers homeowners policies, which provide coverage for damage to residences and their contents from a range of perils, including fire, lightning, windstorm, and theft; and liability of the insured arising from injury to other persons or their property. In addition, the company offers commercial automobile policies that provide protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured; commercial multi-peril policies that provide protection to businesses against various perils, primarily combining liability and physical damage coverages; and workers' compensation policies, which provide benefits to employees for injuries sustained during employment. The company markets its insurance products through a network of approximately 2,400 independent insurance agencies. Donegal Group Inc. was founded in 1986 and is headquartered in Marietta, Pennsylvania. Donegal Group Inc. is a subsidiary of Donegal Mutual Insurance Company.