Donegal Group Inc. (DGICA)
NASDAQ: DGICA · Real-Time Price · USD
18.65
-0.03 (-0.16%)
Aug 12, 2026, 4:00 PM EDT - Market closed

Donegal Group Statistics

Total Valuation

Donegal Group has a market cap or net worth of $692.27 million. The enterprise value is $703.55 million.

Market Cap692.27M
Enterprise Value 703.55M

Important Dates

The last earnings date was Thursday, July 30, 2026, before market open.

Earnings Date Jul 30, 2026
Ex-Dividend Date Jul 31, 2026

Share Statistics

Donegal Group has 37.12 million shares outstanding. The number of shares has increased by 5.64% in one year.

Current Share Class 31.54M
Shares Outstanding 37.12M
Shares Change (YoY) +5.64%
Shares Change (QoQ) -0.10%
Owned by Insiders (%) 1.47%
Owned by Institutions (%) 37.58%
Float 17.39M

Valuation Ratios

The trailing PE ratio is 9.80 and the forward PE ratio is 9.89.

PE Ratio 9.80
Forward PE 9.89
PS Ratio 0.72
Forward PS 0.73
PB Ratio 1.04
P/TBV Ratio 1.05
P/FCF Ratio 11.86
P/OCF Ratio 11.86
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.69, with an EV/FCF ratio of 12.05.

EV / Earnings 9.90
EV / Sales 0.73
EV / EBITDA 7.69
EV / EBIT 7.90
EV / FCF 12.05

Financial Position

The company has a current ratio of 0.51, with a Debt / Equity ratio of 0.05.

Current Ratio 0.51
Quick Ratio 0.16
Debt / Equity 0.05
Debt / EBITDA 0.38
Debt / FCF 0.60
Interest Coverage 65.92

Financial Efficiency

Return on equity (ROE) is 11.18% and return on invested capital (ROIC) is 10.42%.

Return on Equity (ROE) 11.18%
Return on Assets (ROA) 2.28%
Return on Invested Capital (ROIC) 10.42%
Return on Capital Employed (ROCE) 12.55%
Weighted Average Cost of Capital (WACC) 4.04%
Revenue Per Employee $1.75M
Profits Per Employee $129,247
Employee Count 550
Asset Turnover 0.39
Inventory Turnover n/a

Taxes

In the past 12 months, Donegal Group has paid $16.59 million in taxes.

Income Tax 16.59M
Effective Tax Rate 18.92%

Stock Price Statistics

The stock price has increased by +8.81% in the last 52 weeks. The beta is -0.03, so Donegal Group's price volatility has been lower than the market average.

Beta (5Y) -0.03
52-Week Price Change +8.81%
50-Day Moving Average 18.45
200-Day Moving Average 18.42
Relative Strength Index (RSI) 45.31
Average Volume (20 Days) 107,728

Short Selling Information

The latest short interest is 797,459, so 2.15% of the outstanding shares have been sold short.

Short Interest 797,459
Short Previous Month 815,814
Short % of Shares Out 2.15%
Short % of Float 4.59%
Short Ratio (days to cover) 4.46

Income Statement

In the last 12 months, Donegal Group had revenue of $963.18 million and earned $71.09 million in profits. Earnings per share was $1.90.

Revenue963.18M
Gross Profit 90.51M
Operating Income 89.03M
Pretax Income 87.68M
Net Income 71.09M
EBITDA 91.54M
EBIT 89.03M
Earnings Per Share (EPS) $1.90
Full Income Statement

Balance Sheet

The company has $50.25 million in cash and $35.00 million in debt, with a net cash position of -$11.28 million or -$0.30 per share.

Cash & Cash Equivalents 50.25M
Total Debt 35.00M
Net Cash -11.28M
Net Cash Per Share -$0.30
Equity (Book Value) 666.11M
Book Value Per Share 17.94
Working Capital -874.30M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $58.39 million and capital expenditures -$325, giving a free cash flow of $58.39 million.

Operating Cash Flow 58.39M
Capital Expenditures -325
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow 58.39M
FCF Per Share $1.57
Full Cash Flow Statement

Margins

Gross margin is 9.40%, with operating and profit margins of 9.24% and 7.38%.

Gross Margin 9.40%
Operating Margin 9.24%
Pretax Margin 9.10%
Profit Margin 7.38%
EBITDA Margin 9.50%
EBIT Margin 9.24%
FCF Margin 6.06%

Dividends & Yields

This stock pays an annual dividend of $0.77, which amounts to a dividend yield of 4.13%.

Dividend Per Share $0.77
Dividend Yield 4.13%
Dividend Growth (YoY) 5.63%
Years of Dividend Growth 24
Payout Ratio 40.44%
Buyback Yield -5.64%
Shareholder Yield -1.51%
Earnings Yield 10.27%
FCF Yield 8.43%
Dividend Details

Analyst Forecast

The average price target for Donegal Group is $21.00, which is 12.60% higher than the current price. The consensus rating is "Buy".

Price Target $21.00
Price Target Difference 12.60%
Analyst Consensus Buy
Analyst Count 2
Revenue Growth Forecast (3Y) -0.47%
EPS Growth Forecast (3Y) -1.09%
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 27, 2006. It was a forward split with a ratio of 1.33333:1.

Last Split Date Apr 27, 2006
Split Type Forward
Split Ratio 1.33333:1

Scores

Altman Z-Score n/a
Piotroski F-Score 3