Enterprise Financial Services Corp (EFSC)

EFSC Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	748.8	754.93	687.85	456.01	348.62	270.24
Interest Income on Investments	122.71	96.12	77.07	59.08	34.62	34.54
Total Interest Income	871.52	851.05	764.92	515.08	383.23	304.78
Interest Paid on Deposits	245.85	264.61	183.72	30.16	10.67	21.05
Interest Paid on Borrowings	20.73	18.35	18.6	11.02	12.37	13.73
Total Interest Expense	266.58	282.96	202.33	41.18	23.04	34.78
Net Interest Income	604.93	568.1	562.59	473.9	360.19	270
Net Interest Income Growth (YoY)	7.55%	0.98%	18.71%	31.57%	33.41%	13.11%
Trust Income	10.53	10.45	10.03	10.01	10.26	9.73
Gain (Loss) on Sale of Investments	0.11	-	0.6	-	-	0.42
Other Non-Interest Income	36.03	31.95	32.34	28.27	34.03	26.02
Total Non-Interest Income	65.7	60.75	59.53	56.6	59.72	47.89
Non-Interest Income Growth (YoY)	6.13%	2.05%	5.17%	-5.21%	24.69%	9.38%
Revenues Before Loan Losses	670.63	628.85	622.12	530.51	419.91	317.89
Provision for Loan Losses	23.94	21.51	36.61	-0.61	13.39	65.4
Revenue	646.69	607.34	585.52	531.12	406.52	252.5
Revenue Growth (YoY)	9.31%	3.73%	10.24%	30.65%	61.00%	-8.56%
Salaries and Employee Benefits	183.07	171.84	154.42	139.02	118.89	88.11
Selling, General & Administrative	58.53	54.03	47.59	46.24	38.83	30.63
Other Non-Interest Expense	163.29	150.22	136.98	86.4	54.65	37.64
Total Non-Interest Expense	404.89	376.09	338.99	271.66	212.37	156.37
EBT Excluding Unusual Items	241.81	231.24	246.53	259.46	194.16	96.12
Other Unusual Items	0.63	-	-	-	-	-
Pretax Income	274.54	231.24	246.53	259.46	168.63	91.95
Income Tax Expense	79.13	45.98	52.47	56.42	35.58	17.56
Net Income	195.41	185.27	194.06	203.04	133.06	74.38
Preferred Dividends & Other Adjustments	3.75	3.75	3.75	4.04	-	-
Net Income to Common	191.66	181.52	190.31	199	133.06	74.38
Net Income Growth	7.99%	-4.53%	-4.42%	52.60%	78.88%	-19.79%
Basic Shares Outstanding	37	37	37	37	34	27
Diluted Shares Outstanding	37	38	38	38	34	27
Shares Change (YoY)	-0.50%	0.16%	0.02%	8.71%	27.82%	3.17%
EPS (Basic)	5.18	4.86	5.09	5.32	3.86	2.76
EPS (Diluted)	5.13	4.83	5.07	5.31	3.86	2.76
EPS Growth	8.68%	-4.73%	-4.52%	37.56%	39.87%	-22.26%
Dividend Per Share	1.180	1.060	1.000	0.900	0.750	0.720
Dividend Growth	14.56%	6.00%	11.11%	20.00%	4.17%	16.13%
Effective Tax Rate	28.82%	19.88%	21.28%	21.74%	21.10%	19.10%

Updated Oct 27, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q