Enterprise Financial Services Corp (EFSC)

EFSC Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Interest Income	590.12	568.1	562.59	473.9	360.19	270
Net Interest Income Growth	5.26%	0.98%	18.71%	31.57%	33.41%	13.11%
Non-Interest Income	81.14	69.7	68.73	59.16	67.74	54.5
Non-Interest Income Growth	24.47%	1.42%	16.16%	-12.67%	24.29%	10.83%
Revenues Before Loan Losses	671.26	637.8	631.32	533.07	427.94	324.5
Provision for Credit Losses	19.59	21.51	36.61	-0.61	13.39	65.4
Revenue	651.67	616.29	594.71	533.68	414.55	259.11
Revenue Growth (YoY)	10.61%	3.63%	11.44%	28.74%	59.99%	-7.96%
Compensation Expenses	191.3	182.71	164.57	147.03	124.9	92.29
Selling, General & Admin	45	43.16	37.44	38.23	32.82	26.45
Other Non-Interest Expenses	166.72	159.18	146.18	88.96	88.2	48.42
Total Non-Interest Expense	403.01	385.05	348.19	274.22	245.92	167.16
Pretax Income	248.65	231.24	246.53	259.46	168.63	91.95
Provision for Income Taxes	47.89	45.98	52.47	56.42	35.58	17.56
Net Income	197.01	181.52	190.31	199	133.06	74.38
Net Income Attributable to Preferred Dividends	3.75	3.75	3.75	4.04	-	-
Net Income to Common	197.01	181.52	190.31	199	133.06	74.38
Net Income Growth	15.02%	-4.62%	-4.37%	49.56%	78.88%	-19.79%
Shares Outstanding (Basic)	37	37	37	37	34	27
Shares Outstanding (Diluted)	37	38	38	38	34	27
Shares Change (YoY)	-0.42%	0.16%	0.02%	8.71%	27.82%	3.17%
EPS (Basic)	5.31	4.86	5.09	5.32	3.86	2.76
EPS (Diluted)	5.26	4.83	5.07	5.31	3.86	2.76
EPS Growth	15.10%	-4.73%	-4.52%	37.56%	39.86%	-22.25%
Free Cash Flow	232.86	239.93	261.68	214.71	158.08	133.26
Free Cash Flow Growth	-2.95%	-8.31%	21.88%	35.83%	18.63%	54.73%
Free Cash Flow Per Share	6.23	6.39	6.98	5.73	4.58	4.94
Dividends Per Share	1.140	1.060	1.000	0.900	0.750	0.720
Dividend Growth	7.55%	6.00%	11.11%	20.00%	4.17%	16.13%
Profit Margin	30.81%	30.06%	32.63%	38.05%	32.10%	28.71%
FCF Margin	35.73%	38.93%	44.00%	40.23%	38.13%	51.43%
EBITDA	10.06	10.07	11.34	14.01	14.15	11.86
EBITDA Margin	1.54%	1.63%	1.91%	2.62%	3.41%	4.58%
Effective Tax Rate	19.26%	19.88%	21.28%	21.74%	21.10%	19.10%

Updated Jul 28, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q