Enterprise Financial Services Corp (EFSC)

EFSC Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	750.28	754.93	687.85	456.01	348.62	270.24
Interest Income on Investments	104.83	96.12	77.07	59.08	34.62	34.54
Total Interest Income	855.11	851.05	764.92	515.08	383.23	304.78
Interest Paid on Deposits	259.4	264.61	183.72	30.16	10.67	21.05
Interest Paid on Borrowings	17.82	18.35	18.6	11.02	12.37	13.73
Total Interest Expense	277.22	282.96	202.33	41.18	23.04	34.78
Net Interest Income	577.88	568.1	562.59	473.9	360.19	270
Net Interest Income Growth (YoY)	3.05%	0.98%	18.71%	31.57%	33.41%	13.11%
Trust Income	10.57	10.45	10.03	10.01	10.26	9.73
Gain (Loss) on Sale of Investments	-	-	0.6	-	-	0.42
Other Non-Interest Income	32.89	31.95	32.34	28.27	34.03	26.02
Total Non-Interest Income	62.27	60.75	59.53	56.6	59.72	47.89
Non-Interest Income Growth (YoY)	5.92%	2.05%	5.17%	-5.21%	24.69%	9.38%
Revenues Before Loan Losses	640.16	628.85	622.12	530.51	419.91	317.89
Provision for Loan Losses	20.94	21.51	36.61	-0.61	13.39	65.4
Revenue	619.22	607.34	585.52	531.12	406.52	252.5
Revenue Growth (YoY)	6.50%	3.73%	10.24%	30.65%	61.00%	-8.56%
Salaries and Employee Benefits	174.03	171.84	154.42	139.02	118.89	88.11
Selling, General & Administrative	55.65	54.03	47.59	46.24	38.83	30.63
Other Non-Interest Expense	147.89	150.22	136.98	86.4	54.65	37.64
Total Non-Interest Expense	377.58	376.09	338.99	271.66	212.37	156.37
EBT Excluding Unusual Items	241.65	231.24	246.53	259.46	194.16	96.12
Pretax Income	241.65	231.24	246.53	259.46	168.63	91.95
Income Tax Expense	46.82	45.98	52.47	56.42	35.58	17.56
Net Income	194.83	185.27	194.06	203.04	133.06	74.38
Preferred Dividends & Other Adjustments	3.75	3.75	3.75	4.04	-	-
Net Income to Common	191.08	181.52	190.31	199	133.06	74.38
Net Income Growth	9.01%	-4.53%	-4.42%	52.60%	78.88%	-19.79%
Basic Shares Outstanding	37	37	37	37	34	27
Diluted Shares Outstanding	37	38	38	38	34	27
Shares Change (YoY)	-0.12%	0.16%	0.02%	8.71%	27.82%	3.17%
EPS (Basic)	5.13	4.86	5.09	5.32	3.86	2.76
EPS (Diluted)	5.09	4.83	5.07	5.31	3.86	2.76
EPS Growth	9.23%	-4.73%	-4.52%	37.56%	39.87%	-22.26%
Dividend Per Share	1.100	1.060	1.000	0.900	0.750	0.720
Dividend Growth	10.00%	6.00%	11.11%	20.00%	4.17%	16.13%
Effective Tax Rate	19.38%	19.88%	21.28%	21.74%	21.10%	19.10%

Updated Apr 28, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q