Enterprise Financial Services Corp (EFSC)

EFSC Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	754.93	687.85	456.01	348.62	270.24
Interest Income on Investments	96.12	77.07	59.08	34.62	34.54
Total Interest Income	851.05	764.92	515.08	383.23	304.78
Interest Paid on Deposits	264.61	183.72	30.16	10.67	21.05
Interest Paid on Borrowings	18.35	18.6	11.02	12.37	13.73
Total Interest Expense	282.96	202.33	41.18	23.04	34.78
Net Interest Income	568.1	562.59	473.9	360.19	270
Net Interest Income Growth (YoY)	0.98%	18.71%	31.57%	33.41%	13.11%
Trust Income	10.45	10.03	10.01	10.26	9.73
Gain (Loss) on Sale of Investments	-	0.6	-	-	0.42
Other Non-Interest Income	31.95	32.34	28.27	34.03	26.02
Total Non-Interest Income	60.75	59.53	56.6	59.72	47.89
Non-Interest Income Growth (YoY)	2.05%	5.17%	-5.21%	24.69%	9.38%
Revenues Before Loan Losses	628.85	622.12	530.51	419.91	317.89
Provision for Loan Losses	21.51	36.61	-0.61	13.39	65.4
Revenue	607.34	585.52	531.12	406.52	252.5
Revenue Growth (YoY)	3.73%	10.24%	30.65%	61.00%	-8.56%
Salaries and Employee Benefits	171.84	154.42	139.02	118.89	88.11
Selling, General & Administrative	54.03	47.59	46.24	38.83	30.63
Other Non-Interest Expense	150.22	136.98	86.4	54.65	37.64
Total Non-Interest Expense	376.09	338.99	271.66	212.37	156.37
EBT Excluding Unusual Items	231.24	246.53	259.46	194.16	96.12
Pretax Income	231.24	246.53	259.46	168.63	91.95
Income Tax Expense	45.98	52.47	56.42	35.58	17.56
Net Income	185.27	194.06	203.04	133.06	74.38
Preferred Dividends & Other Adjustments	3.75	3.75	4.04	-	-
Net Income to Common	181.52	190.31	199	133.06	74.38
Net Income Growth	-4.53%	-4.42%	52.60%	78.88%	-19.79%
Basic Shares Outstanding	37	37	37	34	27
Diluted Shares Outstanding	38	38	38	34	27
Shares Change (YoY)	0.16%	0.02%	8.71%	27.82%	3.17%
EPS (Basic)	4.86	5.09	5.32	3.86	2.76
EPS (Diluted)	4.83	5.07	5.31	3.86	2.76
EPS Growth	-4.73%	-4.52%	37.56%	39.87%	-22.26%
Dividend Per Share	1.060	1.000	0.900	0.750	0.720
Dividend Growth	6.00%	11.11%	20.00%	4.17%	16.13%
Effective Tax Rate	19.88%	21.28%	21.74%	21.10%	19.10%

Updated Feb 28, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q