EFSC Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	635.37	681.9	764.17	433.03	291.36	2,022
Securities and Investments	3,911	3,731	2,793	2,373	2,254	1,803
Other Earning Assets	0.42	0.93	0.11	0.36	1.23	6.39
Gross Loans	11,693	11,800	11,220	10,884	9,737	9,018
Allowance for Loan Losses	142.06	140.02	137.95	134.77	136.93	145.04
Net Loans	11,551	11,660	11,082	10,749	9,600	8,873
Net Property, Plant & Equipment	57.96	58.99	45.01	42.68	42.99	47.92
Other Intangible Assets	19.53	21.18	8.48	12.32	16.92	22.29
Goodwill	416.97	416.97	365.16	365.16	365.16	365.16
Long-Term Investments	-	80.88	72.78	66.2	63.79	59.9
Other Non-Earning Assets	635.77	648.83	465.22	476.93	418.77	338.74
Total Assets	17,228	17,301	15,596	14,519	13,054	13,537
Interest-bearing deposits	9,696	9,735	8,662	8,218	6,186	6,765
Noninterest-bearing deposits	4,828	4,874	4,484	3,959	4,643	4,578
Total Deposits	14,524	14,609	13,147	12,176	10,829	11,344
Short-Term Interbank Borrowing and Repurchase Agreements	-	-	-	-	100	50
Short-Term Borrowings	319.35	387.72	280.82	297.83	324.12	353.86
Long-Term Debt	93.76	93.69	156.55	155.98	155.43	154.9
Other Liabilities	268.12	170.75	188.57	172.34	123.21	105.68
Total Liabilities	15,206	15,262	13,772	12,803	11,532	12,008
Preferred Stock	71.99	71.99	71.99	71.99	71.99	71.99
Common Stock	0.37	0.37	0.37	0.37	0.37	0.4
Treasury Stock	-	-	-	-	-	-73.53
Additional Paid-in Capital	990.39	1,001	990.73	995.21	982.66	1,019
Accumulated Other Comprehensive Income	-81.58	-54.59	-116.72	-101.02	-130.33	18.78
Retained Earnings	1,041	1,021	877.63	749.51	597.57	492.68
Shareholders' Equity	2,022	2,039	1,824	1,716	1,522	1,529
Total Liabilities & Equity	17,228	17,301	15,596	14,519	13,054	13,537
Total Debt	93.76	93.69	156.55	155.98	155.43	154.9
Net Cash (Debt)	-93.76	-93.69	-156.55	-155.98	-155.43	-154.9
Net Cash Per Share	-2.52	-2.52	-4.17	-4.16	-4.14	-4.49
Book Value	2,022	2,039	1,824	1,716	1,522	1,529
Book Value Per Share	54.32	54.76	48.55	45.75	40.59	44.33
Tangible Book Value	1,586	1,601	1,450	1,339	1,140	1,142
Tangible Book Value Per Share	42.59	43.00	38.61	35.69	30.40	33.10

Updated Mar 31, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q