Enterprise Financial Services Corp (EFSC)

EFSC Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	187.53	201.37	185.27	194.06	203.04	133.06
Depreciation & Amortization	14.6	11.43	10.07	11.34	14.01	14.15
Gain (Loss) on Sale of Assets	-4.86	-6.26	-3.09	-0.23	0.04	-0.93
Gain (Loss) on Sale of Investments	5.08	3.68	4.09	3.4	5.64	7.34
Total Asset Writedown	-	-	-	-	-	3.44
Provision for Credit Losses	48.8	26.34	21.51	36.61	-0.61	13.39
Net Decrease (Increase) in Loans Originated / Sold - Operating	0.66	-0.6	0.38	0.98	5.54	4.19
Change in Other Net Operating Assets	-37.74	-50.25	23.35	8.71	-19.98	-17.26
Other Operating Activities	5.43	-6.38	-5.49	1.48	0.69	-1.68
Operating Cash Flow	242.74	193.52	247.4	268.24	216.64	160.58
Operating Cash Flow Growth	19.78%	-21.78%	-7.77%	23.82%	34.91%	18.49%

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Capital Expenditures	-7.3	-11.99	-7.48	-6.56	-1.93	-2.5
Sale of Property, Plant and Equipment	0.94	-	-	0.36	1.7	-
Cash Acquisitions	277.29	277.04	-	-	-	212.64
Investment in Securities	-491.49	-875.24	-436.47	-114.4	-665.73	-387.44
Net Decrease (Increase) in Loans Originated / Sold - Investing	-640.81	-402.34	-373.13	-1,193	-722.68	138.46
Other Investing Activities	4.64	-70.38	8.72	5.66	2.33	9.82
Investing Cash Flow	-839.53	-1,079	-796.87	-1,308	-1,384	-23.11

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Short-Term Debt Issued	-	-	-	-	100	-
Long-Term Debt Issued	-	111.42	-	-	-	59.93
Total Debt Issued	-42.74	111.42	-	-	100	59.93
Short-Term Debt Repaid	-	-	-	-100	-	-160
Long-Term Debt Repaid	-	-67.77	-17.01	-26.29	-79.74	-57.14
Total Debt Repaid	-123.37	-67.77	-17.01	-126.29	-79.74	-217.14
Net Debt Issued (Repaid)	-166.11	43.65	-17.01	-126.29	20.26	-157.22
Repurchase of Common Stock	-87.59	-14.15	-29.64	-	-32.92	-60.59
Preferred Stock Issued	-	-	-	-	-	75
Common Dividends Paid	-48.84	-45.09	-39.55	-37.37	-33.6	-26.15
Preferred Dividends Paid	-3.75	-3.75	-3.75	-3.75	-4.04	-
Total Dividends Paid	-52.59	-48.84	-43.3	-41.12	-37.64	-26.15
Net Increase (Decrease) in Deposit Accounts	917.33	821.13	970.12	1,347	-514.65	1,518
Other Financing Activities	1.67	1.38	0.44	1.4	1.77	-2.5
Financing Cash Flow	612.7	803.17	880.61	1,181	-563.19	1,347

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Cash Flow	15.92	-82.27	331.14	141.67	-1,730	1,484

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Free Cash Flow	235.44	181.53	239.93	261.68	214.71	158.08
Free Cash Flow Growth	22.75%	-24.34%	-8.31%	21.88%	35.83%	18.63%
Free Cash Flow Margin	33.45%	26.95%	39.50%	44.69%	40.43%	38.88%
Free Cash Flow Per Share	6.39	4.88	6.39	6.98	5.73	4.58

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash Interest Paid	245.42	260.02	284.36	195.39	40.74	23.96
Cash Income Tax Paid	72.9	82.87	28.14	50.12	46.01	56.85

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 12, 2026

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