Enterprise Financial Services Corp (EFSC)

EFSC Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	201.37	185.27	194.06	203.04	133.06
Depreciation & Amortization	10.51	8.98	9.69	10.94	11.84
Provision for Credit Losses	26.34	21.51	36.61	-0.61	13.39
Stock-Based Compensation	13.49	10.87	10.15	8.01	6.02
Net Change in Loans Held-for-Sale	-0.6	0.38	0.98	5.54	4.19
Other Adjustments	-7.34	-2.96	8.05	9.7	9.35
Changes in Other Operating Activities	-50.25	23.35	8.71	-19.98	-17.26
Operating Cash Flow	193.52	247.4	268.24	216.64	160.58
Operating Cash Flow Growth	-21.78%	-7.77%	23.82%	34.91%	18.49%
Net Change in Loans Held-for-Investment	-486.1	-398.22	-1,238	-722.68	138.46
Net Change in Securities and Investments	-875.24	-436.47	-114.4	-665.73	-387.44
Payments for Business Acquisitions	-	-	-	-	212.64
Proceeds from Business Divestments	277.04	-	-	-	-
Capital Expenditures	-11.99	-7.48	-6.56	-1.93	-2.5
Sale of Property, Plant & Equipment	3.97	11.49	0.81	4.22	5.92
Other Investing Activities	13.38	33.81	50.63	2.33	9.82
Investing Cash Flow	-1,079	-796.87	-1,308	-1,384	-23.11
Net Change in Deposits	821.13	970.12	1,347	-514.65	1,518
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	-	-	-100	100	-160
Long-Term Debt Issued	63.25	-	-	-	-
Long-Term Debt Repaid	-19.6	-17.01	-26.29	-79.74	2.78
Net Long-Term Debt Issued (Repaid)	43.65	-17.01	-26.29	-79.74	2.78
Repurchase of Common Stock	-14.15	-29.64	-	-32.92	-60.59
Net Common Stock Issued (Repurchased)	-14.15	-29.64	-	-32.92	-60.59
Issuance of Preferred Stock	-	-	-	-	71.99
Net Preferred Stock Issued (Repurchased)	-	-	-	-	71.99
Common Dividends Paid	-45.09	-39.55	-37.37	-33.6	-26.15
Preferred Share Dividends Paid	-3.75	-3.75	-3.75	-4.04	-
Other Financing Activities	1.38	0.44	1.4	1.77	0.52
Financing Cash Flow	803.17	880.61	1,181	-563.19	1,347
Net Cash Flow	-82.27	331.14	141.67	-1,730	1,484
Free Cash Flow	181.53	239.93	261.68	214.71	158.08
Free Cash Flow Growth	-24.34%	-8.31%	21.88%	35.83%	18.63%
FCF Margin	25.44%	38.93%	44.00%	40.23%	38.13%
Free Cash Flow Per Share	4.87	6.39	6.98	5.73	4.58
Levered Free Cash Flow	189.54	189.37	175.87	108.29	127.91
Unlevered Free Cash Flow	-51.73	24.86	11.85	-10.97	-7.93

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q