Employers Holdings, Inc. (EIG)

Employers Holdings Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	758.2	749.5	721.9	675.2	574.4	615.3
Total Interest & Dividend Income	112.4	107	106.5	89.8	72.7	76.3
Gain (Loss) on Sale of Investments	18.6	24.1	22.7	-51.8	54.6	19
Other Revenue	0.3	0.1	-0.2	0.3	1.4	0.8
Total Revenue	889.5	880.7	850.9	713.5	703.1	711.4
Revenue Growth (YoY)	2.32%	3.50%	19.26%	1.48%	-1.17%	-14.89%
Policy Benefits	491.7	456.2	405.7	391	315.2	302.4
Policy Acquisition & Underwriting Costs	273.3	277.7	280	263.2	236.3	260.1
Total Operating Expenses	765	733.9	685.7	654.2	551.5	562.5
Operating Income	124.5	146.8	165.2	59.3	151.6	148.9
Interest Expense	-0.2	-0.1	-5.8	-3.5	-0.5	-0.4
EBT Excluding Unusual Items	124.3	146.7	159.4	55.8	151.1	148.5
Merger & Restructuring Charges	-	-	-0.2	-	-3.1	-0.8
Asset Writedown	-	-	-4.2	-	-1	-
Other Unusual Items	-	-	-6.6	-	-	-
Pretax Income	124.3	146.7	148.4	55.8	147	147.7
Income Tax Expense	23.2	28.1	30.3	7.4	27.7	27.9
Net Income	101.1	118.6	118.1	48.4	119.3	119.8
Net Income to Common	101.1	118.6	118.1	48.4	119.3	119.8
Net Income Growth	-15.47%	0.42%	144.01%	-59.43%	-0.42%	-23.74%
Shares Outstanding (Basic)	24	25	26	28	28	30
Shares Outstanding (Diluted)	25	25	27	28	29	30
Shares Change (YoY)	-4.07%	-5.01%	-4.18%	-3.22%	-5.31%	-7.17%
EPS (Basic)	4.13	4.73	4.48	1.76	4.22	4.01
EPS (Diluted)	4.10	4.71	4.45	1.75	4.17	3.97
EPS Growth	-11.94%	5.84%	154.29%	-58.03%	5.04%	-17.80%
Free Cash Flow	74.7	71.5	47.2	97.2	7.2	27.5
Free Cash Flow Per Share	3.03	2.84	1.78	3.51	0.25	0.91
Dividend Per Share	1.220	1.180	1.100	1.030	1.000	1.000
Dividend Growth	7.02%	7.27%	6.80%	3.00%	-	13.64%
Operating Margin	14.00%	16.67%	19.41%	8.31%	21.56%	20.93%
Profit Margin	11.37%	13.47%	13.88%	6.78%	16.97%	16.84%
Free Cash Flow Margin	8.40%	8.12%	5.55%	13.62%	1.02%	3.87%
EBITDA	127.9	150.4	170	64.6	159	157.1
EBITDA Margin	14.38%	17.08%	19.98%	9.05%	22.61%	22.08%
D&A For EBITDA	3.4	3.6	4.8	5.3	7.4	8.2
EBIT	124.5	146.8	165.2	59.3	151.6	148.9
EBIT Margin	14.00%	16.67%	19.41%	8.31%	21.56%	20.93%
Effective Tax Rate	18.67%	19.16%	20.42%	13.26%	18.84%	18.89%
Revenue as Reported	889.5	880.7	850.9	713.5	703.1	711.4

Updated Jul 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q