Employers Holdings, Inc. (EIG)

Employers Holdings Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Premiums Earned	758.1	749.5	721.9	675.2	574.4	615.3
Investment Income	112.5	107	106.5	89.8	72.7	76.3
Net Gains on Investments	18.6	24.1	22.7	-51.8	54.6	19
Total Other Revenues	0.4	0.1	-0.2	0.3	1.4	0.8
Revenue	889.6	880.7	850.9	713.5	703.1	711.4
Revenue Growth (YoY)	2.36%	3.50%	19.26%	1.48%	-1.17%	-14.89%
Insurance Benefits & Claims	491.7	456.2	405.7	391	315.2	302.4
Policy Amortization Costs	98	101.2	100	95.9	76.1	78.8
Other Operating Expenses	175.5	176.5	191	167.3	164.3	182.1
Operating Income	124.4	146.8	154.2	59.3	147.5	148.1
Interest Expense	-	-0.1	-5.8	-3.5	-0.5	-0.4
Total Non-Operating Income (Expense)	-	-0.1	-5.8	-3.5	-0.5	-0.4
Pretax Income	124.2	146.7	148.4	55.8	147	147.7
Provision for Income Taxes	23.1	28.1	30.3	7.4	27.7	27.9
Net Income	101.1	118.6	118.1	48.4	119.3	119.8
Net Income to Common	101.1	118.6	118.1	48.4	119.3	119.8
Net Income Growth	-15.47%	0.42%	144.01%	-59.43%	-0.42%	-23.74%
Shares Outstanding (Basic)	24	25	26	28	28	30
Shares Outstanding (Diluted)	25	25	27	28	29	30
Shares Change (YoY)	-4.07%	-5.01%	-4.18%	-3.22%	-5.31%	-7.17%
EPS (Basic)	4.12	4.73	4.48	1.76	4.22	4.01
EPS (Diluted)	4.10	4.71	4.45	1.75	4.17	3.97
EPS Growth	-11.64%	5.84%	154.29%	-58.03%	5.04%	-17.80%
Free Cash Flow	85.6	71.5	47.2	97.2	7.2	27.5
Free Cash Flow Growth	19.72%	51.48%	-51.44%	1250.00%	-73.82%	-75.22%
Free Cash Flow Per Share	3.47	2.84	1.78	3.51	0.25	0.91
Dividends Per Share	1.220	1.180	1.100	1.030	1.000	1.000
Dividend Growth	3.39%	7.27%	6.80%	3.00%	-	13.64%
Operating Margin	13.98%	16.67%	18.12%	8.31%	20.98%	20.82%
Profit Margin	11.36%	13.47%	13.88%	6.78%	16.97%	16.84%
FCF Margin	9.62%	8.12%	5.55%	13.62%	1.02%	3.87%
EBITDA	138.6	163.5	175.7	81	169.1	165.3
EBITDA Margin	15.58%	18.56%	20.65%	11.35%	24.05%	23.24%
EBIT	124.4	146.8	154.2	59.3	147.5	148.1
EBIT Margin	13.98%	16.67%	18.12%	8.31%	20.98%	20.82%
Effective Tax Rate	18.60%	19.15%	20.42%	13.26%	18.84%	18.89%

Updated Jul 30, 2025. Data Source: Fiscal.ai. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q