Employers Holdings, Inc. (EIG)
NYSE: EIG · Real-Time Price · USD
47.30
+0.17 (0.36%)
Nov 6, 2026, 4:00 PM EST - Market closed
Employers Holdings Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 27.4 | 10.8 | 118.6 | 118.1 | 48.4 | 119.3 |
Depreciation & Amortization | 3.6 | 3.6 | 3.6 | 4.8 | 5.3 | 7.4 |
Other Amortization | 3.5 | 7.6 | 13.1 | 16.7 | 16.4 | 14.2 |
Gain (Loss) on Sale of Investments | 33.1 | 17.9 | -25.1 | -20.3 | 54.8 | -46.1 |
Stock-Based Compensation | 5.4 | 5 | 6.3 | 6.2 | 5.1 | 9.1 |
Change in Accounts Receivable | 44.2 | 22.5 | -3.2 | -58.6 | -63.7 | -12.1 |
Reinsurance Recoverable | 17 | 26.3 | 16 | 17.5 | 32.2 | 20.2 |
Change in Accounts Payable | -6.7 | -6.2 | 3.3 | 3.7 | 7.2 | -2.5 |
Change in Unearned Revenue | -50.9 | -16.3 | 17.3 | 33.3 | 26.5 | -5.4 |
Change in Income Taxes | 12.6 | -11.3 | -8.4 | -6.7 | 8.8 | -7.9 |
Change in Insurance Reserves / Liabilities | -89.2 | -2.4 | -76.3 | -76.2 | -20.5 | -88.2 |
Change in Other Net Operating Assets | -13.8 | -16.2 | 5.8 | -2.7 | -6.1 | -4.6 |
Other Operating Activities | -7.8 | 0.1 | 4.1 | 4.3 | -17.4 | 6.7 |
Operating Cash Flow | -18.8 | 44.7 | 76.4 | 49.4 | 99.8 | 10.8 |
Operating Cash Flow Growth | - | -41.49% | 54.66% | -50.50% | 824.07% | -67.27% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -2.5 | -2.2 | -4.9 | -2.2 | -2.6 | -3.6 |
Investment in Securities | 52.8 | 228.1 | -154.8 | 379.5 | -143.5 | 1.9 |
Investing Cash Flow | 50.3 | 225.9 | -159.7 | 377.3 | -146.1 | -1.7 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | - | - | - | - | 10 | 27 |
Long-Term Debt Issued | - | 35 | - | - | 182.5 | - |
Total Debt Issued | 145 | 35 | - | - | 192.5 | 27 |
Total Debt Repaid | -20 | - | -0.1 | -182.7 | -10.2 | -47.1 |
Net Debt Issued (Repaid) | 125 | 35 | -0.1 | -182.7 | 182.3 | -20.1 |
Repurchases of Common Stock | -220.5 | -182.8 | -42.6 | -76.1 | -30.4 | -42.6 |
Common Dividends Paid | -25.9 | -29.9 | -30.3 | -29.7 | -28.8 | -29 |
Other Financing Activities | -1.2 | -1.4 | -1.8 | -1 | -1.2 | -2.7 |
Financing Cash Flow | -122.6 | -179.1 | -74.8 | -289.5 | 60.4 | -94.4 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -91.1 | 91.5 | -158.1 | 137.2 | 14.1 | -85.3 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -21.3 | 42.5 | 71.5 | 47.2 | 97.2 | 7.2 |
Free Cash Flow Growth | - | -40.56% | 51.48% | -51.44% | 1250.00% | -73.82% |
Free Cash Flow Margin | -2.70% | 4.95% | 8.12% | 5.55% | 13.62% | 1.02% |
Free Cash Flow Per Share | -1.09 | 1.81 | 2.84 | 1.78 | 3.51 | 0.25 |
Levered Free Cash Flow | 6.79 | 43.09 | 113.59 | 153.53 | -56.83 | 80.54 |
Unlevered Free Cash Flow | 9.23 | 43.4 | 113.65 | 157.15 | -54.64 | 80.85 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 0.5 | 0.5 | 0.1 | 5.8 | 2.6 | 0.3 |
Cash Income Tax Paid | - | 12.4 | 32.4 | 31.9 | 15.8 | 29.4 |
Change in Working Capital | -86.8 | -3.6 | -45.5 | -89.7 | -15.6 | -100.5 |