Employers Holdings, Inc. (EIG)

Employers Holdings Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	101.1	118.6	118.1	48.4	119.3	119.8
Depreciation & Amortization	14.2	16.7	21.5	21.7	21.6	17.2
Stock-Based Compensation	6.3	6.3	6.2	5.1	9.1	9.7
Other Adjustments	9.5	-19.7	-6.7	40.2	-38.7	-15.2
Changes in Receivables	14.2	11	-58.9	-63.7	-12.6	47.2
Changes in Reinsurance Contract Assets	16.5	16	17.5	32.2	20.2	35.1
Changes in Accounts Payable	0.2	3.3	3.7	7.2	-2.5	-4
Changes in Unearned Premiums	10.2	22.5	40.2	34.8	5.6	-38
Changes in Claims Reserves	-64.1	-76.3	-76.2	-20.5	-88.2	-123.4
Changes in Income Taxes Payable	-6.5	-8.4	-6.7	8.8	-7.9	22
Changes in Other Operating Activities	-12	-13.6	-9.3	-14.4	-15.1	-37.4
Operating Cash Flow	89.6	76.4	49.4	99.8	10.8	33
Operating Cash Flow Growth	37.42%	54.66%	-50.50%	824.07%	-67.27%	-73.19%
Capital Expenditures	-4	-4.9	-2.2	-2.6	-3.6	-5.5
Purchases of Investments	-671.9	-832	-553	-889.3	-745.9	-969.3
Proceeds from Sale of Investments	611.7	675.6	930.9	749.1	744.4	1,063
Other Investing Activities	-1.6	1.6	1.6	-3.3	3.4	-3.6
Investing Cash Flow	-11.9	-159.7	377.3	-146.1	-1.7	84.3
Short-Term Debt Issued	-	-	-	10	27	-
Short-Term Debt Repaid	-	-	-	-10	-27	-
Long-Term Debt Issued	-	-	-	182.5	-	35
Long-Term Debt Repaid	-	-	-182.5	-	-20	-15
Net Long-Term Debt Issued (Repaid)	-	-	-182.5	182.5	-20	20
Repurchase of Common Stock	-61.5	-44.4	-77.1	-31.6	-45.3	-101.2
Net Common Stock Issued (Repurchased)	-61.5	-44.4	-77.1	-31.6	-45.3	-101.2
Common Dividends Paid	-30.3	-30.3	-29.7	-90.3	-29	-30.5
Other Financing Activities	-	-0.1	-0.2	-0.2	-0.1	-0.2
Financing Cash Flow	-93.2	-74.8	-289.5	60.4	-94.4	-111.9
Net Cash Flow	-26.4	-158.1	137.2	14.1	-85.3	5.4
Beginning Cash & Cash Equivalents	95.7	226.6	89.4	75.3	160.6	155.2
Ending Cash & Cash Equivalents	69.3	68.5	226.6	89.4	75.3	160.6
Free Cash Flow	85.6	71.5	47.2	97.2	7.2	27.5
Free Cash Flow Growth	19.72%	51.48%	-51.44%	1250.00%	-73.82%	-75.22%
FCF Margin	9.62%	8.12%	5.55%	13.62%	1.02%	3.87%
Free Cash Flow Per Share	3.47	2.84	1.78	3.51	0.25	0.91
Levered Free Cash Flow	119.7	150.2	0.3	318.6	117.6	129.2
Unlevered Free Cash Flow	119.86	150.28	187.42	139.14	138.01	109.52

Updated Jul 30, 2025. Data Source: Fiscal.ai. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q