Employers Holdings Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 13, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	955	1,266	1,013	1,173	1,157	934
Market Cap Growth	-21.69%	24.95%	-13.61%	1.37%	23.87%	-29.67%
Enterprise Value	793	1,128	950	1,222	1,080	753
PE Ratio	16.49	10.68	8.58	24.24	9.70	7.80
PS Ratio	1.13	1.44	1.19	1.64	1.65	1.31
PB Ratio	0.93	1.19	1.00	1.24	0.95	0.77
P/FCF Ratio	17.89	17.71	21.47	12.07	160.72	33.97
P/OCF Ratio	16.73	16.57	20.51	11.75	107.15	28.31
EV/Sales Ratio	0.88	1.28	1.12	1.71	1.54	1.06
EV/EBITDA Ratio	9.77	7.50	5.59	18.92	6.79	4.80
EV/EBIT Ratio	10.21	7.68	5.75	20.61	7.12	5.06
EV/FCF Ratio	14.84	15.77	20.13	12.57	149.95	27.39
Debt / Equity Ratio	0.00	0.00	0.01	0.21	0.01	0.03
Debt / EBITDA Ratio	0.05	0.03	0.04	2.89	0.10	0.25
Debt / FCF Ratio	0.08	0.06	0.13	2.02	2.38	1.47
Net Debt / Equity Ratio	-0.16	-0.06	-0.22	0.11	-0.05	-0.10
Net Debt / EBITDA Ratio	-2.01	-0.43	-1.30	1.66	-0.36	-0.76
Net Debt / FCF Ratio	-3.05	-0.89	-4.67	1.10	-8.06	-4.37
Quick Ratio	0.64	0.21	0.30	0.24	0.16	0.19
Current Ratio	1.13	0.42	0.52	0.47	0.40	0.44
Asset Turnover	0.25	0.25	0.23	0.19	0.18	0.18
Return on Equity (ROE)	5.86%	11.39%	12.06%	4.49%	9.84%	10.07%
Return on Assets (ROA)	1.36%	2.59%	2.84%	0.99%	2.46%	2.35%
Return on Invested Capital (ROIC)	5.98%	11.34%	12.17%	4.34%	9.91%	9.91%
Earnings Yield	6.54%	9.37%	11.65%	4.13%	10.31%	12.82%
FCF Yield	5.59%	5.65%	4.66%	8.29%	0.62%	2.94%
Dividend Yield	3.01%	2.37%	2.95%	2.59%	2.83%	3.73%
Payout Ratio	48.89%	25.55%	25.15%	59.50%	24.31%	25.46%
Buyback Yield / Dilution	4.61%	5.01%	4.18%	3.22%	5.31%	7.17%
Total Shareholder Return	7.63%	7.38%	7.13%	5.81%	8.14%	10.91%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q