Employers Holdings Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 9, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	763	878	1,258	1,000	1,171	1,148
Market Cap Growth	-36.76%	-30.20%	25.86%	-14.67%	2.05%	24.84%
Enterprise Value	644.35	882.07	1,262	1,005	1,185	1,165
Last Close Price	39.16	43.17	51.23	39.40	43.13	41.38
PE Ratio	87.72	93.85	10.88	8.85	24.65	9.92
Forward PE	18.77	21.68	14.06	11.27	14.45	18.07
PEG Ratio	-	2.00	2.00	2.00	2.00	2.00
PS Ratio	0.89	1.02	1.43	1.17	1.64	1.63
PB Ratio	0.86	0.92	1.18	0.99	1.24	0.95
P/TBV Ratio	0.96	1.06	1.21	1.03	1.26	0.98
P/FCF Ratio	18.01	20.66	17.59	21.18	12.05	159.44
P/OCF Ratio	17.12	19.65	16.47	20.23	11.74	106.29
EV/Sales Ratio	0.75	1.03	1.43	1.18	1.66	1.66
EV/EBITDA Ratio	37.46	54.79	8.39	6.32	18.34	7.52
EV/EBIT Ratio	47.38	70.57	8.60	6.52	19.98	7.90
EV/FCF Ratio	15.16	20.75	17.65	21.30	12.19	161.74
Debt / Equity Ratio	0.00	0.00	0.00	0.01	0.01	0.01
Debt / EBITDA Ratio	0.26	0.24	0.03	0.04	0.21	0.11
Debt / FCF Ratio	0.09	0.09	0.06	0.13	0.14	2.31
Net Debt / Equity Ratio	0.00	0.00	0.00	0.01	0.01	0.01
Net Debt / EBITDA Ratio	0.26	0.24	0.03	0.04	0.21	0.11
Net Debt / FCF Ratio	0.09	0.09	0.06	0.13	0.14	2.31
Asset Turnover	0.25	0.25	0.25	0.23	0.19	0.18
Return on Equity (ROE)	1.07%	1.07%	11.39%	12.06%	4.49%	9.84%
Return on Assets (ROA)	0.29%	0.32%	3.35%	3.38%	1.37%	3.11%
Return on Invested Capital (ROIC)	0.30%	0.33%	3.43%	3.46%	1.40%	3.16%
Return on Capital Employed (ROCE)	0.33%	0.36%	4.14%	4.24%	1.58%	3.83%
Earnings Yield	1.41%	1.07%	9.19%	11.29%	4.06%	10.08%
FCF Yield	5.55%	4.84%	5.68%	4.72%	8.30%	0.63%
Dividend Yield	3.17%	2.96%	2.36%	2.86%	7.61%	2.48%
Payout Ratio	278.26%	276.85%	25.55%	25.15%	186.57%	24.31%
Buyback Yield / Dilution	20.98%	20.98%	3.53%	7.71%	2.70%	3.95%
Total Shareholder Return	24.15%	23.94%	5.89%	10.57%	10.31%	6.42%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q