Employers Holdings, Inc. (EIG)
NYSE: EIG · Real-Time Price · USD
39.85
+0.25 (0.63%)
Nov 28, 2025, 1:00 PM EST - Market closed

Employers Holdings Statistics

Total Valuation

EIG has a market cap or net worth of $895.79 million. The enterprise value is $733.09 million.

Market Cap895.79M
Enterprise Value 733.09M

Important Dates

The last earnings date was Thursday, October 30, 2025, after market close.

Earnings Date Oct 30, 2025
Ex-Dividend Date Nov 12, 2025

Share Statistics

EIG has 22.48 million shares outstanding. The number of shares has decreased by -4.61% in one year.

Current Share Class 22.48M
Shares Outstanding 22.48M
Shares Change (YoY) -4.61%
Shares Change (QoQ) -3.25%
Owned by Insiders (%) 1.59%
Owned by Institutions (%) 84.97%
Float 22.12M

Valuation Ratios

The trailing PE ratio is 15.46 and the forward PE ratio is 20.01.

PE Ratio 15.46
Forward PE 20.01
PS Ratio 1.06
Forward PS 1.02
PB Ratio 0.87
P/TBV Ratio 0.92
P/FCF Ratio 16.78
P/OCF Ratio 15.69
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 9.04, with an EV/FCF ratio of 13.73.

EV / Earnings 11.73
EV / Sales 0.81
EV / EBITDA 9.04
EV / EBIT 9.45
EV / FCF 13.73

Financial Position

The company has a current ratio of 1.13, with a Debt / Equity ratio of 0.00.

Current Ratio 1.13
Quick Ratio 0.64
Debt / Equity 0.00
Debt / EBITDA 0.05
Debt / FCF 0.08
Interest Coverage 258.67

Financial Efficiency

Return on equity (ROE) is 5.86% and return on invested capital (ROIC) is 4.53%.

Return on Equity (ROE) 5.86%
Return on Assets (ROA) 1.36%
Return on Invested Capital (ROIC) 4.53%
Return on Capital Employed (ROCE) 2.89%
Revenue Per Employee $1.27M
Profits Per Employee $87,413
Employee Count715
Asset Turnover 0.25
Inventory Turnover n/a

Taxes

In the past 12 months, EIG has paid $13.70 million in taxes.

Income Tax 13.70M
Effective Tax Rate 17.98%

Stock Price Statistics

The stock price has decreased by -25.63% in the last 52 weeks. The beta is 0.61, so EIG's price volatility has been lower than the market average.

Beta (5Y) 0.61
52-Week Price Change -25.63%
50-Day Moving Average 40.59
200-Day Moving Average 45.32
Relative Strength Index (RSI) 52.07
Average Volume (20 Days) 255,058

Short Selling Information

The latest short interest is 597,816, so 2.66% of the outstanding shares have been sold short.

Short Interest 597,816
Short Previous Month 490,864
Short % of Shares Out 2.66%
Short % of Float 2.70%
Short Ratio (days to cover) 3.12

Income Statement

In the last 12 months, EIG had revenue of $904.80 million and earned $62.50 million in profits. Earnings per share was $2.58.

Revenue904.80M
Gross Profit 77.60M
Operating Income 77.60M
Pretax Income 76.20M
Net Income 62.50M
EBITDA 81.10M
EBIT 77.60M
Earnings Per Share (EPS) $2.58
Full Income Statement

Balance Sheet

The company has $172.40 million in cash and $4.10 million in debt, giving a net cash position of $162.70 million or $7.24 per share.

Cash & Cash Equivalents 172.40M
Total Debt 4.10M
Net Cash 162.70M
Net Cash Per Share $7.24
Equity (Book Value) 1.04B
Book Value Per Share 45.76
Working Capital 107.90M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $57.10 million and capital expenditures -$3.70 million, giving a free cash flow of $53.40 million.

Operating Cash Flow 57.10M
Capital Expenditures -3.70M
Free Cash Flow 53.40M
FCF Per Share $2.38
Full Cash Flow Statement

Margins

Gross margin is 8.58%, with operating and profit margins of 8.58% and 6.91%.

Gross Margin 8.58%
Operating Margin 8.58%
Pretax Margin 8.42%
Profit Margin 6.91%
EBITDA Margin 8.96%
EBIT Margin 8.58%
FCF Margin 5.90%

Dividends & Yields

This stock pays an annual dividend of $1.28, which amounts to a dividend yield of 3.21%.

Dividend Per Share $1.28
Dividend Yield 3.21%
Dividend Growth (YoY) 6.78%
Years of Dividend Growth 1
Payout Ratio 48.89%
Buyback Yield 4.61%
Shareholder Yield 7.83%
Earnings Yield 6.98%
FCF Yield 5.96%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 4