Erie Indemnity Company Statistics
Total Valuation
ERIE has a market cap or net worth of $14.77 billion. The enterprise value is $14.22 billion.
Important Dates
The last earnings date was Thursday, October 30, 2025, after market close.
| Earnings Date | Oct 30, 2025 |
| Ex-Dividend Date | Jan 6, 2026 |
Share Statistics
ERIE has 52.29 million shares outstanding. The number of shares has increased by 0.02% in one year.
| Current Share Class | 46.19M |
| Shares Outstanding | 52.29M |
| Shares Change (YoY) | +0.02% |
| Shares Change (QoQ) | +0.00% |
| Owned by Insiders (%) | 41.09% |
| Owned by Institutions (%) | 45.74% |
| Float | 25.13M |
Valuation Ratios
The trailing PE ratio is 22.79 and the forward PE ratio is 20.64.
| PE Ratio | 22.79 |
| Forward PE | 20.64 |
| PS Ratio | 3.65 |
| Forward PS | n/a |
| PB Ratio | 6.40 |
| P/TBV Ratio | 6.40 |
| P/FCF Ratio | 25.59 |
| P/OCF Ratio | 20.84 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 17.46, with an EV/FCF ratio of 24.65.
| EV / Earnings | 21.95 |
| EV / Sales | 3.52 |
| EV / EBITDA | 17.46 |
| EV / EBIT | 18.93 |
| EV / FCF | 24.65 |
Financial Position
The company has a current ratio of 1.67, with a Debt / Equity ratio of 0.02.
| Current Ratio | 1.67 |
| Quick Ratio | 1.55 |
| Debt / Equity | 0.02 |
| Debt / EBITDA | 0.07 |
| Debt / FCF | 0.09 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 30.44% and return on invested capital (ROIC) is 21.74%.
| Return on Equity (ROE) | 30.44% |
| Return on Assets (ROA) | 15.17% |
| Return on Invested Capital (ROIC) | 21.74% |
| Return on Capital Employed (ROCE) | 30.95% |
| Revenue Per Employee | $594,078 |
| Profits Per Employee | $95,278 |
| Employee Count | 6,801 |
| Asset Turnover | 1.31 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, ERIE has paid $172.08 million in taxes.
| Income Tax | 172.08M |
| Effective Tax Rate | 20.98% |
Stock Price Statistics
The stock price has decreased by -33.18% in the last 52 weeks. The beta is 0.39, so ERIE's price volatility has been lower than the market average.
| Beta (5Y) | 0.39 |
| 52-Week Price Change | -33.18% |
| 50-Day Moving Average | 294.56 |
| 200-Day Moving Average | 343.76 |
| Relative Strength Index (RSI) | 42.29 |
| Average Volume (20 Days) | 166,200 |
Short Selling Information
The latest short interest is 2.19 million, so 4.20% of the outstanding shares have been sold short.
| Short Interest | 2.19M |
| Short Previous Month | 2.15M |
| Short % of Shares Out | 4.20% |
| Short % of Float | 8.73% |
| Short Ratio (days to cover) | 14.57 |
Income Statement
In the last 12 months, ERIE had revenue of $4.04 billion and earned $647.98 million in profits. Earnings per share was $12.39.
| Revenue | 4.04B |
| Gross Profit | 726.78M |
| Operating Income | 751.11M |
| Pretax Income | 820.06M |
| Net Income | 647.98M |
| EBITDA | 814.47M |
| EBIT | 751.11M |
| Earnings Per Share (EPS) | $12.39 |
Full Income StatementBalance Sheet
The company has $600.38 million in cash and $54.33 million in debt, giving a net cash position of $546.06 million or $10.44 per share.
| Cash & Cash Equivalents | 600.38M |
| Total Debt | 54.33M |
| Net Cash | 546.06M |
| Net Cash Per Share | $10.44 |
| Equity (Book Value) | 2.31B |
| Book Value Per Share | 44.16 |
| Working Capital | 600.33M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $708.56 million and capital expenditures -$131.57 million, giving a free cash flow of $576.99 million.
| Operating Cash Flow | 708.56M |
| Capital Expenditures | -131.57M |
| Free Cash Flow | 576.99M |
| FCF Per Share | $11.03 |
Full Cash Flow StatementMargins
Gross margin is 17.99%, with operating and profit margins of 18.59% and 16.04%.
| Gross Margin | 17.99% |
| Operating Margin | 18.59% |
| Pretax Margin | 20.30% |
| Profit Margin | 16.04% |
| EBITDA Margin | 20.16% |
| EBIT Margin | 18.59% |
| FCF Margin | 14.28% |
Dividends & Yields
This stock pays an annual dividend of $5.85, which amounts to a dividend yield of 2.07%.
| Dividend Per Share | $5.85 |
| Dividend Yield | 2.07% |
| Dividend Growth (YoY) | 7.08% |
| Years of Dividend Growth | 35 |
| Payout Ratio | 44.86% |
| Buyback Yield | -0.02% |
| Shareholder Yield | 2.06% |
| Earnings Yield | 4.39% |
| FCF Yield | 3.91% |
Dividend DetailsAnalyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on May 13, 1996. It was a forward split with a ratio of 3:1.
| Last Split Date | May 13, 1996 |
| Split Type | Forward |
| Split Ratio | 3:1 |
Scores
ERIE has an Altman Z-Score of 15.78 and a Piotroski F-Score of 6.
| Altman Z-Score | 15.78 |
| Piotroski F-Score | 6 |
