Erie Indemnity Company (ERIE)
NASDAQ: ERIE · Real-Time Price · USD
261.39
+10.60 (4.23%)
Oct 30, 2026, 4:00 PM EDT - Market closed

Erie Indemnity Company Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
4,1234,0673,7953,2692,8402,634
Revenue Growth
2.04%7.17%16.10%15.10%7.83%3.84%
Gross Profit
736.01717.18676.46520.26376.21318.1
Operating Income
753.48739.54709.81552.82382.24314.01
Net Income
576.14559.34600.31446.06298.57297.86
Earnings Per Share
11.0110.6911.488.535.715.69
EPS Growth
-11.14%-6.88%34.58%49.39%0.35%1.49%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Policy Issuance and Renewal Services - Management Fee
3,2243,1322,8942,4422,0881,913
Policy Issuance and Renewal Services - Service Agreement
23.4224.7626.3526.0625.6924.04
Administrative Services - Management Fee
78.174.0668.3663.6758.3258.29
Administrative Services - Reimbursement
797.24836.64806.34737.14668.27638.48
Investment Income
88.7284.8669.2628.970.6367.33
Revenue (Total)
4,1234,0673,7953,2692,8402,634

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
383.84349.59319.44213.53166.36222.1
Total Debt
54.3161.947.51--93.83
Net Cash (Debt)
329.53287.65311.93213.53166.36128.27
Net Cash Growth
-39.65%-7.78%46.08%28.36%29.70%54.37%
Net Cash Per Share
6.305.505.964.083.182.45

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
691.78686.66611.25381.21366.15402.79
Capital Expenditures
-137.74-115.69-124.85-92.65-67.2-148.8
Free Cash Flow
554.04570.97486.4288.56298.95253.99
Free Cash Flow Growth
-3.98%17.39%68.56%-3.48%17.70%-11.52%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
17.85%17.63%17.82%15.92%13.25%12.08%
Operating Margin
18.28%18.18%18.70%16.91%13.46%11.92%
Pretax Margin
17.79%17.47%19.95%17.19%13.25%14.29%
Profit Margin
13.98%13.75%15.82%13.64%10.51%11.31%
FCF Margin
13.44%14.04%12.82%8.83%10.53%9.64%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
5.8505.5585.1904.8454.5204.215
Dividend Per Share Growth
7.14%7.08%7.12%7.19%7.24%7.25%
Dividend Yield
2.24%1.94%1.26%1.45%1.82%2.19%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
23.7426.8035.9139.2643.5633.82
Forward PE
-20.9530.3134.8236.4232.22
P/FCF Ratio
24.6726.2544.3260.6943.5039.66
PS Ratio
3.323.695.685.364.583.83